USA Benefits Group - Dick Tracy

USA Benefits Group - Dick Tracy Licensed health insurance broker helping families & businesses find affordable coverage in 24 states.
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Specializing in PPO, Self-Employed exclusive, Group, Indemnity, Critical Illness plans. Your trusted guide to better healthcare options.

05/30/2026

For the self-employed business owners paying for their own health insurance...

COBRA facts
05/26/2026

COBRA facts

Today, we pause to remember and honor the brave men and women who made the ultimate sacrifice while serving our country....
05/25/2026

Today, we pause to remember and honor the brave men and women who made the ultimate sacrifice while serving our country.

Memorial Day is a reminder that freedom is never free. Because of their courage and sacrifice, we have the opportunity to live, work, raise our families, and pursue our dreams.

Please join me in taking a moment to remember those who gave everything for our nation.

Health insurance has gotten so expensive that I’ve noticed many people simply assume there are no better options availab...
05/16/2026

Health insurance has gotten so expensive that I’ve noticed many people simply assume there are no better options available anymore.

A lot of folks don’t realize there are plans both on and off the marketplace and the differences in networks, deductibles, and pricing can be HUGE.

One of the biggest misconceptions about Marketplace subsidy tax credits is that people think they’re automatically “free...
05/09/2026

One of the biggest misconceptions about Marketplace subsidy tax credits is that people think they’re automatically “free money.”

But if:
- You make more money than expected
- You have access to affordable employer coverage
- You file taxes incorrectly
- Or your household income changes

…you could end up owing some or all of the subsidies back at tax time.

Marketplace tax credits are based on HOUSEHOLD income and tax filing status — not just what you personally make.

Make sure it’s set up properly. A mistake today can become a surprise tax bill later.

One of the reasons I chose to work with USA Benefits Group is because of the access, education, and support behind the s...
05/08/2026

One of the reasons I chose to work with USA Benefits Group is because of the access, education, and support behind the scenes.

USABG is one of the largest health insurance brokerages in the country, with access to 80+ insurance carriers nationwide.

But honestly, it’s not just about the number of carriers.
It’s the constant deep dives with insurance company representatives, broker huddles, training calls, and discussions surrounding:

Health insurance changes
Healthcare industry trends
Government regulations
Underwriting updates
Claims and billing issues

The insurance world changes constantly, and having that level of support and collaboration behind me helps me better help my clients. 716-503-1113

Another one for the books 💪Talk to a broker! 716-503-1113
05/07/2026

Another one for the books 💪
Talk to a broker! 716-503-1113

More and more people are unexpectedly losing their Marketplace health insurance coverage.Some of the biggest reasons inc...
05/06/2026

More and more people are unexpectedly losing their Marketplace health insurance coverage.

Some of the biggest reasons include:
- Income verification issues
- Failure to submit requested documents
- Carrier exits/plan changes
- Missed payments
- Unauthorized plan switches or enrollment issues

Most people don’t even realize there’s a problem… until they go to use their insurance.

If this happens to you — or someone you know — don’t panic.
You’ve got a guy. 716-503-1113

Individuals, families or group plans.Exclusive plans for the self-employed.Plans for people who make too much for market...
05/05/2026

Individuals, families or group plans.
Exclusive plans for the self-employed.
Plans for people who make too much for marketplace subsidy/tax credits.
Plans for folks retiring early, recently divorced, losing benefits due to job change, etc..
Talk to 1 broker for dozens of health insurance quotes and let's hop on zoom and customize a plan TOGETHER!

Address

Buffalo, NY

Telephone

+17165031113

Website

https://calendly.com/dicktracybroker/30min, https://yourbrokerdt.dubb.com/v/G6cMUY

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