Jessica Kelly - New American Funding

Jessica Kelly - New American Funding Loan Officer NMLS #1676961
New American Funding NMLS #6606 | Equal Housing Opportunity

09/03/2026

House hunting is exciting, but when you find the right home, you want to be ready to make a strong offer. ✨

A basic pre-approval and NAF Approved are not the same. NAF Approved takes a closer look by verifying your credit, income, assets, and debts upfront. This can help you better understand your buying power and move forward with greater confidence. 💙

📲 Want to learn more about becoming NAF Approved before you start house hunting? Let’s connect!

A HELOC can offer flexibility when you need access to funds. Because you may be able to borrow against your available ho...
09/01/2026

A HELOC can offer flexibility when you need access to funds. Because you may be able to borrow against your available home equity, it can be an option for certain planned or unexpected expenses.

Every homeowner’s situation is different, so let’s find out what may work best for you. 📞🏡

What if you stopped waiting for the “perfect” mortgage rate? Today’s rates may not look like the pandemic-era rates we r...
08/27/2026

What if you stopped waiting for the “perfect” mortgage rate? Today’s rates may not look like the pandemic-era rates we remember, but that doesn’t mean you have to put your homeownership plans on hold.

🏠 New construction incentives
💰 Mortgage rate buydowns
🔑 Assumable mortgages
📊 Adjustable-rate mortgage options

These are just a few strategies that may help improve affordability, depending on your goals and qualifications.

There’s no one-size-fits-all answer. NAF is here to help you understand your options and make a decision based on your financial goals, not headlines. 💙

📩 Ready to explore your options? Send me a message!

The difference between renting and owning can go beyond your monthly payment. Renting means paying for a place to live. ...
08/26/2026

The difference between renting and owning can go beyond your monthly payment.

Renting means paying for a place to live. Owning gives you the opportunity to build equity and create long-term value in an asset you own. 🏠📈

Not sure if you’re ready? That’s okay. NAF is here to help you understand where you stand and what steps could come next. Reach out and let’s explore your options together!

Imagine celebrating the holidays in a home that’s finally yours. ❤️🏡 That dream can start with a conversation today. Sta...
08/25/2026

Imagine celebrating the holidays in a home that’s finally yours. ❤️🏡 That dream can start with a conversation today. Starting your homebuying journey early gives you time to prepare, explore your options and work toward being home for the holidays. 🎄💬 Ready to get started? Let’s talk!

Your investment property may have more financing options than you realize. If you're looking to grow a real estate portf...
08/19/2026

Your investment property may have more financing options than you realize.

If you're looking to grow a real estate portfolio, a DSCR loan could be worth exploring. These loans are designed specifically for investment properties and may provide flexibility beyond traditional mortgage financing.

Some DSCR programs may offer features such as gift funds, ITIN eligibility, no tradeline requirement, and no minimum FICO requirement, subject to program guidelines and property qualifications. 🏡📈

The goal isn't to find just any loan. It's to understand your options and choose a financing strategy that makes sense for your investment plans.

🤝 Ready to talk through your options? Reach out to me and let's start the conversation.

08/18/2026

Think homeownership is out of reach? It may be time to rethink what you’ve heard.

Buying a home can feel overwhelming, especially when mortgage myths make the process seem more complicated than it really is. The truth is, today’s mortgage options can offer more flexibility than many buyers realize. 💙

Your credit score, down payment, income, debt, and financial goals all play a role in determining what you may qualify for. And you don’t have to have everything figured out before you start.

At New American Funding, we’re here to help you separate mortgage facts from common misconceptions and understand your options one step at a time. 🔑

📌 Save this post for the next time homebuying doubt starts creeping in!

💬 Have a mortgage question? Send me a message and let’s talk.

The homebuying process is changing, and preparation matters more than ever. Today’s market offers more homes to choose f...
08/14/2026

The homebuying process is changing, and preparation matters more than ever.

Today’s market offers more homes to choose from, more flexibility, and more opportunities for buyers. But when you find the right home, being ready can make all the difference. 🔑

A pre-qualification is only based on the information you provide. It does not include a full review of your credit, income, or assets.

A New American Funding Approved pre-approval goes a step further. ✅ Your financial information is reviewed by an underwriter, giving sellers confidence that you are a serious and prepared buyer.

When it’s time to make an offer, confidence matters. Let’s help you take the next step toward homeownership. 🏠

📲 Start your pre-approval today and put yourself in a stronger position.

The news about the Fed doesn't tell the whole story! 💡 It's a common myth that mortgage rates automatically follow the F...
08/12/2026

The news about the Fed doesn't tell the whole story! 💡 It's a common myth that mortgage rates automatically follow the Fed's every move. In reality, multiple factors influence the rate you see, creating a market with more flexibility than you might think. This shift means it's the perfect time to find a home loan tailored to your budget.

Ready to see what's possible? Send me a DM to connect & we can break it all down for you! 📲

Same payment. Different future. Every month, renters make a housing payment. But what if that payment could help you mov...
08/11/2026

Same payment. Different future.

Every month, renters make a housing payment. But what if that payment could help you move closer to owning a home? ✨

Rent can provide a place to live today. A mortgage can help you build toward tomorrow by creating an opportunity to build equity and invest in your future.

And with the market shifting, buyers may have more opportunities than they realize:
✅ More homes
✅ More choices
✅ More flexibility

At New American Funding, we’re here to help you understand your options and make a plan that works for your goals. 🤝

Your dream of homeownership may be closer than you think.

📲 Let’s explore your options today!

Address

7101 Northland Cir, Ste. 215
Brooklyn Park, MN
55428

Telephone

+17633067891

Website

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