Todd Wagner - New American Funding

Call Directions Website Contact the business

Todd Wagner - New American Funding Loan Consultant NMLS #327294
New American Funding NMLS #

🏡 Thinking about waiting for mortgage rates to drop before buying a home? Here's why that strategy might not always work...
10/23/2026

🏡 Thinking about waiting for mortgage rates to drop before buying a home? Here's why that strategy might not always work in your favor!

When interest rates decrease, more buyers may enter the housing market, potentially creating more competition, multiple offers, and higher home prices. 📈

The right time to buy isn't just about the rate. It's about finding a home and monthly payment that fit your financial goals. 💰 Let's explore your options and see what makes sense for you!

🏡 Your home’s value could be working in your favor! If you’ve built enough equity, you may qualify to remove private mor...
10/21/2026

🏡 Your home’s value could be working in your favor! If you’ve built enough equity, you may qualify to remove private mortgage insurance (PMI) and reduce your monthly payment. 💰 Let’s see if you could save!

Buying a home doesn't always mean paying the asking price! With many homes selling below their original list price, ther...
10/17/2026

Buying a home doesn't always mean paying the asking price! With many homes selling below their original list price, there may be room to negotiate and make your home purchase more affordable.

As your lender, I’m here to help you understand your budget, explore your mortgage options, and work alongside your real estate agent to plan your next move. 🤝

📩 Ready to explore your options? Let's talk about your homebuying goals!

Mortgage rates moved back above 7% but that doesn’t mean your homebuying plans have to stop. 🏡📈 Rates have reached simil...
10/14/2026

Mortgage rates moved back above 7% but that doesn’t mean your homebuying plans have to stop. 🏡📈 Rates have reached similar levels before, and your options depend on much more than one number. Let’s look at your goals, budget, and loan options together. 📲

Closing costs are more than just your down payment. When you purchase a home, you may also have costs connected to the l...
10/01/2026

Closing costs are more than just your down payment.

When you purchase a home, you may also have costs connected to the lender, title services, prepaid items, appraisal, inspections, government recording, and escrow reserves. 🏡

Understanding these expenses early can help you create a more realistic homebuying budget. At NAF, we’re here to walk you through the numbers and help you understand what you may need to bring to closing.

Want to better understand your potential homebuying costs? Let’s talk!

Once you’re under contract, consistency is key! Your finances can still be reviewed throughout the mortgage process, so ...
09/30/2026

Once you’re under contract, consistency is key! Your finances can still be reviewed throughout the mortgage process, so avoid big financial changes without talking to your lender first. That means keeping payments current, holding off on new credit, and keeping important financial documents organized. 📋✨ NAF is here to help explain what to do, what to avoid, and what to expect along the way.

Have questions about your home loan? Let’s talk before making a big financial move!

Waiting for rates to drop sounds simple, but there’s no guarantee they will. As a loan officer, I want you to know that ...
09/30/2026

Waiting for rates to drop sounds simple, but there’s no guarantee they will.

As a loan officer, I want you to know that you don’t have to make a decision based on a rate alone. Your income, budget, home price, loan options, and long-term goals all matter. 📊

Before you press pause on buying, let’s look at the numbers together and see what options may fit your budget today.

Thinking about a home improvement project or a major expense? A Home Equity Line of Credit, or HELOC, may allow eligible...
09/16/2026

Thinking about a home improvement project or a major expense? A Home Equity Line of Credit, or HELOC, may allow eligible homeowners to borrow against their home’s equity when they need it.

Unlike a traditional loan, you may have the flexibility to borrow what you need, when you need it. 🏡

Ready to explore your options? Let’s connect! 📲

Buying a home is a big decision, and sometimes the best way to move forward is with a little help from family. 🏡❤️ This ...
09/10/2026

Buying a home is a big decision, and sometimes the best way to move forward is with a little help from family. 🏡❤️

This is my opinion, but I’ve seen how buying below your maximum approval amount can help create more breathing room in your monthly budget. Every situation is different, so it’s important to find a payment that feels comfortable for you. 💰

✨ A home should support your lifestyle, not stretch it to the limit.

Thinking about buying? Let’s talk through your options and find a homebuying plan that fits your goals!

Address

Brooklyn Park, MN
55428

Telephone

+16519001427

Website

Alerts

Be the first to know and let us send you an email when Todd Wagner - New American Funding posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Todd Wagner - New American Funding:

Shortcuts

Share

Category