Wendy Hartfelder Mortgage Loan Officer / NMLS 1320421

Wendy Hartfelder Mortgage Loan Officer / NMLS 1320421 My clients are the ❤️ of my business! Here to help with your home lending needs. NMLS #1320412 Family First Mortgage NMLS #2546884 Lic.

as a Mortgage Banker w/ the AZ Department of Financial Institutions #0919020 I ❤️ my clients
NMLS #1320412
Equal Housing Opportunity
Family First Mortgage NMLS #2546884

Mortgage Math Quiz📊 Mortgage Math Fun!“If your mortgage rate drops by 1%, how much could you save monthly?”👉 Comment you...
09/09/2026

Mortgage Math Quiz
📊 Mortgage Math Fun!
“If your mortgage rate drops by 1%, how much could you save monthly?”
👉 Comment your guess below!

The answer depends on your loan amount, current rate, new rate, loan term, and overall financial goals. Even a small rate change can make a difference, but it is important to look at the full picture before making a move.

I am happy to help you run the numbers.

Your long-term financial partner
— Wendy Hartfelder
206.334.5940
Loan Originator NMLS # 1320412
Family First Mortgage NMLS ID # 2546884

National Teddy Bear Day!
09/09/2026

National Teddy Bear Day!

✨ Giving Back With Every Home Loan in 2026 ✨Hi friends! I want to share something that means so much to me. This year, a...
09/08/2026

✨ Giving Back With Every Home Loan in 2026 ✨
Hi friends! I want to share something that means so much to me. This year, a portion of every home loan I close will go directly to support More We Love—an incredible organization helping women and children rebuild their lives, find stability, and move forward with hope during some of their most difficult moments.

Helping my clients buy or refinance their homes has always been an honor. It’s one of life’s biggest milestones, and being trusted to guide you through it is something I never take for granted. Knowing that each closing can also make a real difference in someone else’s life makes this journey even more meaningful.

When you work with me in 2026, you’re not only investing in your future—you’re helping lift others up and create new beginnings for families who need it most.

Thank you for your trust, your support, and for being part of something bigger. 💛

Your long-term financial partner
— Wendy Hartfelder
206.334.5940
Loan Originator NMLS #1320412
Family First Mortgage NMLS ID # 2546884

Loan Programs Options / Mortgage Rate OptionsFHA LoansFHA home loans are mortgage loans that are insured against default...
09/07/2026

Loan Programs Options / Mortgage Rate Options
FHA Loans

FHA home loans are mortgage loans that are insured against default by the Federal Housing Administration (FHA). FHA loans are available for single family and multifamily homes. These home loans allow banks to continuously issue loans without much risk or capital requirements. The FHA doesn't issue loans or set interest rates, it just guarantees against default.

FHA loans allow individuals who may not qualify for a conventional mortgage obtain a loan, especially first time home buyers. These loans offer low minimum down payments, reasonable credit expectations, and flexible income requirements.

Ready to learn more?

Learn More https://zurl.co/sZlSx

Or give me a call, let's find the right loan for you!

Your long-term financial partner
— Wendy Hartfelder
206.334.5940
Loan Originator NMLS # 1320412
Family First Mortgage NMLS ID # 2546884

Happy Labor Day!Thank you for your hard work!
09/07/2026

Happy Labor Day!

Thank you for your hard work!

National Hummingbird Day!
09/05/2026

National Hummingbird Day!

"Be faithful in small things because it is in them that your strength lies." - Mother Teresa
09/04/2026

"Be faithful in small things because it is in them that your strength lies." - Mother Teresa

National Wildlife Day!
09/04/2026

National Wildlife Day!

09/03/2026

Buyers, Remember: The List Price May Be Negotiable
Some sellers may still have 2020–2022 pricing expectations, while today’s buyers are balancing higher mortgage rates and increased costs. Depending on the home and your financial qualifications, there could be room to negotiate.

Your offer might include:
A purchase price that fits your budget
Seller-paid closing costs
A temporary or permanent interest-rate buydown
Terms that could help reduce your upfront expenses
A financing strategy designed around your goals

Be bold, understand your options, and make the offer that feels right for your situation.

As your lender with heart, I’m here to help you think creatively, understand the numbers, and find possible ways to make homeownership work.

📲 Who do you know who could use compassionate mortgage guidance? Connect them with Wendy Hartfelder at Family First Mortgage.

Helping you love where you live.

Your long-term financial partner
— Wendy Hartfelder
206.334.5940
Loan Originator NMLS # 1320412
Family First Mortgage NMLS ID # 2546884

Every time Wendy and I work together, she puts 110% in. She truly cares about the people she works with. Nicole B.Your ...
09/01/2026


Every time Wendy and I work together, she puts 110% in. She truly cares about the people she works with.
Nicole B.

Your long-term financial partner
— Wendy Hartfelder
206.334.5940
Loan Originator NMLS #1320412
Family First Mortgage NMLS ID # 2546884

Address

20806 Bothell Everett Highway, Ste 102
Bothell, WA
98021

Telephone

+12063345940

Website

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