Aviscent Mortgage

Aviscent Mortgage NMLS 2408339 | Residential, commercial, fix & flip, and hard-money financing. Exceptional mortgage service tailored to your needs.

09/09/2026

Happy birthday to our CEO, Frank Bispo! 🎉🎂

We are incredibly grateful to have you not only as our leader, but also as our mentor. Thank you for generously sharing your wisdom, knowledge, and many years of experience with our entire team.

You are a truly kind, caring, and remarkable man who inspires everyone around you. We wish you a year filled with happiness, good health, continued success, and everything you deserve.

Happy birthday from the entire Aviscent Mortgage team! ❤️

🚨 FANNIE MAE UPDATE: DEPARTING RESIDENCE RENTAL INCOME👉🏻👉🏻👉🏻
09/08/2026

🚨 FANNIE MAE UPDATE: DEPARTING RESIDENCE RENTAL INCOME

👉🏻👉🏻👉🏻

09/06/2026

From New Jersey to Naples—and already booked! 🌴🔑

Our clients flew in on Friday to close on a Naples condo-hotel for Airbnb. Their priority was purchasing directly through an LLC, and Aviscent Mortgage made it possible with our DSCR program—a great rate with no personal income used to qualify.

The day after closing, they already had two bookings! Now they plan to purchase at least 10 more properties and continue growing their portfolio.

DSCR is one of the most powerful tools for real estate investors. Qualification is based primarily on the property’s rental income, and we offer options for:

• Short-term and long-term rentals
• Condo-hotels
• DSCR ratios below 1.0
• First-time investors
• Purchases directly through an LLC
• Growing multi-property portfolios

As local mortgage brokers, we understand the Naples market and are here to help you build and grow your real estate portfolio.

With decades of combined experience and a wide variety of DSCR programs, Aviscent Mortgage helps investors secure the best available terms for long-term business growth.

Ready to grow your investment portfolio? Message Aviscent Mortgage!

09/04/2026

Recent client scenario:
Client had a successful business and strong cash flow—but their tax returns showed very little taxable income because of business deductions.

A traditional lender denied the loan.

We reviewed the file differently and used a Bank Statement Program, which allowed us to calculate income based on the deposits coming into the business account—not the taxable income shown on the tax returns.

Depending on your situation, we may also have a Profit & Loss Only Program, which can qualify you using your business’s P&L statement.

Being self-employed doesn’t mean you can’t qualify for a mortgage. You may simply need a loan program designed for business owners.

If another lender denied you, send us a message. We’ll review your situation and explore the available options.

🚨 The Biggest Collection MistakeOne of the biggest mistakes clients make when improving their credit is immediately payi...
08/26/2026

🚨 The Biggest Collection Mistake

One of the biggest mistakes clients make when improving their credit is immediately paying off a collection.

Paying it does not automatically remove it from your credit report. It may remain there for up to seven years and continue affecting your credit.

Before paying, request a Collection Deletion Letter in writing. Once the agency confirms the collection will be removed, make the payment.

Planning to buy a home? Speak with an Aviscent Mortgage specialist before making any changes to your credit.

Address

24031 S Tamiami Trail, Suite 101
Bonita Springs, FL
34135

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