Melinda Zuppo - Atlantic Coast Mortgage - NMLS: 349615

Melinda Zuppo -  Atlantic Coast Mortgage - NMLS: 349615 Our goal is to provide unparalleled boutique service to both our borrowers and real estate partners. Melinda Zuppo | SVP, Sr.

Loan Officer - NMLS 349615

Atlantic Coast Mortgage, LLC
Equal Housing Lender
Company NMLS 643114 (www.nmlsconsumeraccess.org) Loan Officer - NMLS 349615
Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee | Licensure and Product Disclaimers and Disclosures: www.atlanticcoastmortgage.com/legal | www.acmllc.com/privacypolicy

TEXAS RESIDENTS: C

ONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR RESIDENTIAL MORTGAGE LOAN ORIGINATOR LICENSED IN TEXAS SHOULD SEND A COMPLETED COMPLAINT FORM TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING (SML): 2601 N. LAMAR BLVD., SUITE 201, AUSTIN, TEXAS 78705; TEL: 1-877-276-5550. INFORMATION AND FORMS ARE AVAILABLE ON SML'S WEBSITE: SML.TEXAS.GOV

Melinda Zuppo is a 23-year mortgage industry veteran who ranks among the nation’s top loan originators. She developed a deep understanding of the profession as she rose through the ranks of the industry, gaining an important edge in serving her clients’ home financing needs. With the help of her team, Melinda works closely with each borrower to provide the right financing options for their personal situations and financial goals. Her top priority is to help her clients make informed decisions and feel happy about their financing. She delivers exceptional service with honesty and integrity and is always available to help. Melinda loves working with first-time homebuyers, and she specializes in jumbo, renovation, construction, and refinance loans. After starting her career as a receptionist, Melinda quickly moved up to junior loan processor, loan processor, and eventually operations manager. She also served as a closer and production assistant to a top-producing branch manager. These experiences set the foundation of her career and led to her role as a loan officer. By just her fourth year of originating, Melinda was ranked in the top 1% of mortgage originators in the country by Mortgage Executive Magazine. When she’s out of the office, Melinda can be found spending time with her sons, playing basketball, and enjoying her new favorite hobby, mountain biking. Contact Melinda Zuppo today to work with a seasoned industry veteran at the top of her game.

07/24/2026

Dreaming about owning a beach house, lake house, or mountain getaway? 🏖️🏔️🌅

This is worth a look…

We’re offering second home financing with as little as 10% down, with rates in the low 6% range. 🤯

Yes… for a second home.

In many cases, these rates are better than what some lenders offer on primary homes.

These options are adjustable-rate mortgages (ARMs) with initial fixed periods of 5, 7, or even 10 years!!

That fixed window can mean lower payments now—and if rates drop, there’s no prepayment penalty, so refinancing is always an option.

If you’ve been holding off on a vacation home, it might be time to take another look.

📩 Send us a message to see if this could work for you.

HomeFinancing RealEstate MortgageRates AtlanticCoastMortgage ZuppoHomeTeam

5.0 star review received on Experience.com for Melinda Zuppo by Kevin M - Melinda and her team were beyond exceptional  ...
07/01/2026

5.0 star review received on Experience.com for Melinda Zuppo by Kevin M - Melinda and her team were beyond exceptional from start to finish. Her constant support, advice and know were incredibly helpful. I would highly recommend her to anyone in the home buying process.

Click to see all 557 reviews of Melinda Zuppo, SVP, Senior Loan Officer | NMLS ID #349615

5.0 star review received on Experience.com for Melinda Zuppo by Monica A - Melinda  and  Caleb  were  diligent  and  rea...
07/01/2026

5.0 star review received on Experience.com for Melinda Zuppo by Monica A - Melinda and Caleb were diligent and readily available to answer any questions. Even if I followed up, I always felt supported along the way. the experience was personable and overall very positive .

Click to see all 556 reviews of Melinda Zuppo, SVP, Senior Loan Officer | NMLS ID #349615

03/26/2026
02/17/2026

Asking for a friend!

01/21/2026

If you ask me…I say give me the real stuff!! There are too many horror stories with soft pulls. I once had someone no longer qualify due to score change. I had a colleague who had to tell their client the rate was different than he told them earlier that day because once under contract the hard pull had to be obtained. Those are just a couple that I know of…but there are so many more.

12/20/2025

🎶 On the 7th day of Christmas, Mike Hooven gave to meee…
Entrepreneur loans designed strategically. 🎅💼

11/10/2025

50 year mortgage?! Is this real?

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Washington D.C., DC

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