Wayne Lucas Insurance

Wayne Lucas Insurance Homeowners Insurance Experts with years of experience. Home, Flood, Auto, Life. Call us anytime!

🏠 Thinking about a metal roof for your Florida home?Beyond durability, certain qualifying metal roofing systems may help...
09/02/2026

🏠 Thinking about a metal roof for your Florida home?

Beyond durability, certain qualifying metal roofing systems may help with homeowners insurance when documented through a wind mitigation inspection.

Your insurer may consider the roof covering along with features like roof-to-wall and roof-deck connections when determining available wind mitigation credits.

If you've recently replaced your roof, make sure your insurance agent has the updated information.

🛋️ Did you know?Some personal property is insured based on its current value, while other policies offer replacement cos...
08/31/2026

🛋️ Did you know?

Some personal property is insured based on its current value, while other policies offer replacement cost coverage.

Knowing how your belongings are valued can help you better understand your policy.

Happy Sunday! 😎It's a great day to take a break, enjoy your coffee, spend time with the people you love, and soak up ano...
08/30/2026

Happy Sunday! 😎

It's a great day to take a break, enjoy your coffee, spend time with the people you love, and soak up another beautiful Florida day.

Wishing everyone a relaxing start to the week ahead.

Your renters insurance isn't limited to items inside your apartment.Many policies also provide coverage for your persona...
08/27/2026

Your renters insurance isn't limited to items inside your apartment.

Many policies also provide coverage for your personal belongings if they're stolen or damaged by a covered loss while you're away from home.

Whether you're traveling or running errands, your coverage may go farther than you realize.

⌚ Did you know? A single luxury watch can be worth more than the coverage available under a standard homeowners policy.S...
08/24/2026

⌚ Did you know? A single luxury watch can be worth more than the coverage available under a standard homeowners policy.

Scheduling it on a Personal Articles Floater helps insure it for its documented value.

🏡 Buying a home in Florida? Don't wait until the last minute to secure your homeowners insurance.Insurance is an importa...
08/21/2026

🏡 Buying a home in Florida? Don't wait until the last minute to secure your homeowners insurance.

Insurance is an important part of the closing process. In some cases, additional inspections, underwriting reviews, or property details may be needed before coverage can be finalized.

A little planning today can make closing day much smoother.

Keeping digital copies of important documents can make the insurance claims process much smoother.Consider securely stor...
08/20/2026

Keeping digital copies of important documents can make the insurance claims process much smoother.

Consider securely storing copies of your:
• Insurance policies
• Home inventory with photos or videos
• Receipts for valuable purchases
• Property survey
• Mortgage documents

Having these files backed up in the cloud or on a secure drive can save time and help verify ownership if the originals are ever damaged or unavailable.

Did You Know? 🌴If your home is in a community with a lower Community Rating System (CRS) score, you could qualify for di...
08/17/2026

Did You Know? 🌴

If your home is in a community with a lower Community Rating System (CRS) score, you could qualify for discounts on your NFIP flood insurance.

Not every Florida community participates, so it's worth checking.

💍 Inherited a special piece of jewelry?Before adding it to your insurance, consider getting a professional appraisal. It...
08/16/2026

💍 Inherited a special piece of jewelry?

Before adding it to your insurance, consider getting a professional appraisal. It establishes the item's current value and provides the documentation needed to properly insure it.

Knowing your FEMA flood zone is one of the easiest ways to better understand your property's flood risk and insurance op...
08/13/2026

Knowing your FEMA flood zone is one of the easiest ways to better understand your property's flood risk and insurance options.

Whether your home is in Zone X, AE, or VE, it's information every Florida homeowner should know.

Address

1200 NW Federal Highway Suite 300
Boca Raton, FL
33432

Opening Hours

Monday 8:30am - 6pm
Tuesday 8:30am - 6pm
Wednesday 8:30am - 6pm
Thursday 8:30am - 6pm
Friday 8:30am - 6pm
Saturday 8:30am - 12pm
Sunday 9am - 5pm

Telephone

+18339296335

Website

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