Wayne Lucas Insurance

Wayne Lucas Insurance Homeowners Insurance Experts with years of experience. Home, Flood, Auto, Life. Call us anytime!

❤️ DID YOU KNOW?The younger and healthier you are, the cheaper life insurance usually is.Waiting can cost more than most...
06/22/2026

❤️ DID YOU KNOW?

The younger and healthier you are, the cheaper life insurance usually is.
Waiting can cost more than most people realize.

Happy Father’s Day to all the incredible dads and father figures out there! 💙 Thanks for all the advice, bad jokes, and...
06/21/2026

Happy Father’s Day to all the incredible dads and father figures out there! 💙

Thanks for all the advice, bad jokes, and “I’ll take care of it” moments.

🚗 Florida GAP Insurance Fact:If your car is totaled, your auto insurance pays its current value, not what you still owe...
06/17/2026

🚗 Florida GAP Insurance Fact:

If your car is totaled, your auto insurance pays its current value, not what you still owe on the loan.

GAP insurance helps cover the difference, so you're not making payments on a car you can no longer drive.

🛁 Did you know? If your overflowing tub or burst hose damages your neighbor's unit, you could be responsible for the rep...
06/15/2026

🛁 Did you know?

If your overflowing tub or burst hose damages your neighbor's unit, you could be responsible for the repairs.

The good news? Renters insurance liability coverage may help pay for the damage. One of the most valuable coverages most renters never think about.

🏢 Florida condo owners: your HOA’s master policy deductible could be $50K–$100K+ and owners may be billed their share af...
06/11/2026

🏢 Florida condo owners: your HOA’s master policy deductible could be $50K–$100K+ and owners may be billed their share after a claim.

Loss Assessment Coverage can help pay your portion. Most owners don’t even know they need it.

🔍 Check your policy.

🌊 DID YOU KNOW?Just 1 inch of flood water can cause up to $25,000 in damage to a home.And standard home insurance won’t ...
06/08/2026

🌊 DID YOU KNOW?

Just 1 inch of flood water can cause up to $25,000 in damage to a home.
And standard home insurance won’t cover it.

Contact us today for a quick Flood quote.

Home insurance isn’t only about repairing damage, it’s also about meeting today’s building requirements.Ordinance & Law ...
06/06/2026

Home insurance isn’t only about repairing damage, it’s also about meeting today’s building requirements.

Ordinance & Law coverage helps pay for code-required upgrades after a covered loss.

Because rebuilding in Florida today costs more than it did years ago. 🏡

Florida is a No-Fault state so your PIP coverage pays for your injuries after an accident regardless of who was at fault...
06/03/2026

Florida is a No-Fault state so your PIP coverage pays for your injuries after an accident regardless of who was at fault. Most drivers think that means they're fully covered. They're not. 🚗

Here's what PIP actually covers:
✔️ 80% of medical bills
✔️ 60% of lost wages
✔️ Up to $10,000 total

One night in a Florida ER can exceed that $10,000 limit. PIP does NOT cover pain and suffering, long-term rehabilitation, or anything beyond that cap.

Know what you have and whether additional Medical Payments or Bodily Injury coverage makes sense for your situation.

🏡 DID YOU KNOW?If you work from home full-time, your homeowners policy may NOT fully cover business equipment or client ...
06/01/2026

🏡 DID YOU KNOW?

If you work from home full-time, your homeowners policy may NOT fully cover business equipment or client injuries.
A side hustle could change your coverage needs.

🚨 Hurricane Season begins June 1st!🚨 Waiting until a storm is named is TOO LATE to review your insurance.Do you know:❓Yo...
05/28/2026

🚨 Hurricane Season begins June 1st!🚨

Waiting until a storm is named is TOO LATE to review your insurance.

Do you know:
❓Your hurricane deductible
❓If you have flood coverage
❓What your policy actually covers

A 10-minute review now can save a huge headache later!

Address

1200 NW Federal Highway Suite 300
Boca Raton, FL
33432

Opening Hours

Monday 8:30am - 6pm
Tuesday 8:30am - 6pm
Wednesday 8:30am - 6pm
Thursday 8:30am - 6pm
Friday 8:30am - 6pm
Saturday 8:30am - 12pm
Sunday 9am - 5pm

Telephone

+18339296335

Website

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