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Cody Brown- Senior Benefit Services

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Cody Brown- Senior Benefit Services

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Need help navigating Medicare? Hi! My name is Cody, and I am from Lees Summit, Missouri. I look forward to helping you satisfy your needs.

📅 Free consultation —
https://calendly.com/codylbrown40/30min

📋 I make Medicare easy
📍 Kansas City | Licensed nationwide since 2016
✅ Our services are no cost to you
💊 Medicare Supplement & Advantage Plans
📞 816-652-9516 It is an honor to say that I have been an agent with Senior Benefit Services since 2016. I am here to help people with a difficult transition in their life, and to make it as easy as possible. Thank you for choosing SBS!

11/02/2026

With so many plans, benefits, and coverage options to consider, AEP can feel a little overwhelming…. But have no fear, SBS is here!

11/02/2026

Here's what a free Medicare review with me looks like.

We get on a phone call for about 30 minutes. I pull up your current plan and check whether your doctors are still in network, look at your drug costs for 2027, and explain any copay or benefit changes.

I look at what else is available in your area to see if there are any plans worth comparing to your current plan.

At the end of that call, you have a clear understanding of your options. There is no pressure to make any changes. You decide what to do. If there are no other plans that would benefit you, I'll tell you that. You at least are informed of the changes on your plan and get the peace of mind knowing there is nothing better.

Open enrollment is open through December 7th.

If you've been meaning to review your plan, now's the time. Grab a spot on my calendar or just send me a message.

📞 816-652-9516
🗓️ calendly.com/codylbrown40/30min

11/01/2026

It's time to turn back the clocks! Daylight Saving Time ends today, giving us an extra hour to enjoy this Sunday ⏰

10/30/2026

A $0 premium Medicare Advantage plan?

Medicare Advantage plans advertise a $0 premium but the insurance company is still getting paid, just not by you directly.

When you enroll in a Medicare Advantage plan, the federal government pays that insurance company a set amount every month to take over your Medicare coverage.

The insurance company then makes money by keeping your care costs below what Medicare paid them. That's the business model.

So the plan isn't free, it's funded by your tax dollars and Medicare dollars. And when you actually use the plan, you're still paying copays, coinsurance, and potentially thousands before you hit your max out-of-pocket.

10/28/2026

Thank you, Annette, for your kind words and for taking the time to leave a review. It was a pleasure serving you!

10/27/2026

Doctors, specialists, & facilities can play a vital role your care 🏥 During AEP, it's important to confirm that your preferred providers will remain in network for 2027!

10/23/2026

Changes to costs & coverage in 2027 could mean it's time to take another look at your plan. AEP provides an opportunity to review your options to be sure your coverage is still the right fit for your needs. We are here to help!

10/23/2026

The Medicare Advantage vs Original Medicare debate is getting a little out of hand. 😅

I see people in the comments going back and forth: “Medicare Advantage is terrible.” “Drop your advantage plan and just get a Supplement.” It’s way more complicated than that, and most people making these statements don't truly understand how the system works.

Here’s what people should understand:

𝐓𝐡𝐞𝐫𝐞 𝐢𝐬 𝐧𝐨 𝐮𝐧𝐢𝐯𝐞𝐫𝐬𝐚𝐥𝐥𝐲 𝐜𝐨𝐫𝐫𝐞𝐜𝐭 𝐚𝐧𝐬𝐰𝐞𝐫. 𝐓𝐡𝐞𝐫𝐞 𝐢𝐬 𝐧𝐨 𝐨𝐧𝐞 𝐬𝐢𝐳𝐞 𝐟𝐢𝐭𝐬 𝐚𝐥𝐥 𝐩𝐥𝐚𝐧.
Your doctors, your medications, your budget, and your health all need to be considered. What’s working great for your neighbor may be the wrong option for you.

𝐀𝐝𝐯𝐚𝐧𝐭𝐚𝐠𝐞 𝐩𝐥𝐚𝐧𝐬 𝐚𝐫𝐞 𝐧𝐨𝐭 𝐢𝐧𝐡𝐞𝐫𝐞𝐧𝐭𝐥𝐲 𝐛𝐚𝐝 𝐚𝐧𝐝 𝐜𝐚𝐧 𝐛𝐞 𝐚 𝐠𝐫𝐞𝐚𝐭 𝐟𝐢𝐭.
Built-in drug coverage, lower premiums, dental and vision all in one plan. The medical copays are usually way lower than if you just had Original Medicare without a supplement, and they all provide an annual maximum out of pocket. Like any insurance, there will be prior authorizations for some services. For the right person, it makes a lot of sense.

𝐒𝐮𝐩𝐩𝐥𝐞𝐦𝐞𝐧𝐭𝐬 𝐚𝐫𝐞 𝐚𝐥𝐬𝐨 𝐠𝐫𝐞𝐚𝐭, 𝐛𝐮𝐭 𝐭𝐡𝐢𝐬 𝐢𝐬 𝐰𝐡𝐚𝐭 𝐰𝐡𝐚𝐭 𝐨𝐟𝐭𝐞𝐧 𝐠𝐞𝐭𝐬 𝐥𝐞𝐟𝐭 𝐨𝐮𝐭:
• Separate Part D plan required
• No dental, vision, or hearing without adding more coverage
• Higher monthly premiums
• Something most people don’t realize: getting back into a Supplement after being on an Advantage plan isn’t guaranteed. Your health history can prevent you from being able to buy one and you could be denied.
• 𝐎𝐧𝐞 𝐦𝐨𝐫𝐞 𝐭𝐡𝐢𝐧𝐠 𝐭𝐡𝐚𝐭 𝐫𝐚𝐫𝐞𝐥𝐲 𝐠𝐞𝐭𝐬 𝐦𝐞𝐧𝐭𝐢𝐨𝐧𝐞𝐝: 𝐎𝐫𝐢𝐠𝐢𝐧𝐚𝐥 𝐌𝐞𝐝𝐢𝐜𝐚𝐫𝐞 𝐚𝐥𝐨𝐧𝐞 𝐡𝐚𝐬 𝐧𝐨 𝐦𝐚𝐱𝐢𝐦𝐮𝐦 𝐨𝐮𝐭 𝐨𝐟 𝐩𝐨𝐜𝐤𝐞𝐭. There is no cap on what you can owe. If you can’t qualify for a Supplement and something serious happens like a cancer diagnosis, a major surgery, an extended hospital stay, the bills can reach tens or hundreds of thousands of dollars with nothing stopping them. Nearly half of us will face a cancer diagnosis at some point. That kind of financial exposure is important to understand before assuming Original Medicare is always the best choice.

𝐀𝐧𝐝 𝐧𝐨 𝐦𝐚𝐭𝐭𝐞𝐫 𝐰𝐡𝐚𝐭 𝐲𝐨𝐮 𝐡𝐚𝐯𝐞, 𝐫𝐞𝐯𝐢𝐞𝐰 𝐢𝐭 𝐞𝐯𝐞𝐫𝐲 𝐲𝐞𝐚𝐫.
Premiums, networks, and drug formularies change. A plan you loved in 2026 might not work for you as well in 2027.

My job isn’t to persuade or sell you on one type of plan. Any biased agent is doing you a disservice. It’s to make sure you actually understand what you have and what your options are before you make a decision.

Questions about your coverage? Let’s talk.

📞 816-652-9516
🗓️ calendly.com/codylbrown40/30min

10/20/2026

Open enrollment is here!

October 15th through December 7th is your window to review your Medicare coverage and make any changes that take effect January 1st.

Premiums, copays, drug formularies, networks can all change from year to year. What worked well for you in 2026 may not be the best option in 2027. This is the time to take a look.

I do free, no-pressure reviews for anyone on Medicare. We go through your current coverage, talk through your options, and you decide what makes sense for you. No obligation.

Drop a comment, send me a message, or grab a time on my calendar below.

📞 816-652-9516
🗓️ calendly.com/codylbrown40/30min

10/19/2026

Annual Enrollment Period is in full swing! But what does that mean? Here are some options you have during this time:

Address

Blue Springs, MO
64015

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 4pm

Telephone

+18006272768

Website

https://calendly.com/codylbrown40/30min, https://linktr.ee/codylbrown, https://www.sbsteam.net/

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