Kim Mills - Senior Benefit Services

Kim Mills - Senior Benefit Services Overwhelmed by Medicare?
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Not affiliated with or endorsed by any government agency.

This is a solicitation for insurance, by responding to this ad, you may be contacted by a licensed agent. My specialty is navigating your healthcare needs so you can enjoy your retirement fully covered and confident that you are receiving the right insurance and additional benefits that you’ve worked so hard over the years to attain. I am originally from Warrensburg, MO, graduated college from the

University of Missouri (go Tigers!). I then spent time in Los Angeles, Chicago, Tulsa, and Kansas City. I moved back to Warrensburg in 2013 and couldn’t be happier to be raising my two daughters in the same place that I enjoyed so much throughout my childhood. I also specialize in lump-sum cancer policies, term life, and final expense insurance for all ages. I look forward to earning your trust and working with you for years to come.

In observance of Labor Day, our offices will be closed Monday, September 7th. Wishing our clients, agents, team members,...
09/07/2026

In observance of Labor Day, our offices will be closed Monday, September 7th. Wishing our clients, agents, team members, and their families and safe and relaxing day!

09/04/2026

There's a real chance your Medicare Advantage plan won't be around for 2027, and even if it is, it may look different than you're used to. Some plans are leaving the market completely next year, and it's not only about network access, whatever matters most to you about your coverage is worth checking rather than assuming it's the same. If your plan is staying but changing, that's your Annual Notice of Change by September 30. If it's leaving the market, that's a separate Non-Renewal Notice from your carrier, typically by October 2. Either way, read it. If your plan does leave and you don't enroll in a new plan to start January 1, you're generally moved back to traditional Medicare: your drug coverage and any extra benefits go with it, and separately, traditional Medicare's 20% Part B coinsurance has no cap. But it may also open a new opportunity to qualify for a Medicare Supplement without health questions.

Questions about your own Medicare situation? I'm here to help. Link in bio for a free, no-pressure consultation.

Kim Mills | Senior Benefit Services
Call/text: 660-864-0229

Kim Mills is a licensed insurance agent, not connected with or endorsed by the U.S. government or the federal Medicare program. This is general information, not a solicitation for any specific plan, and reaching out connects you with a licensed insurance agent.

Annual Review Season is right around the corner!One simple way to prepare? Take a few minutes to update your list of:- C...
09/03/2026

Annual Review Season is right around the corner!
One simple way to prepare? Take a few minutes to update your list of:
- Current Prescriptions (Dosage & Frequency)
- Doctors / Specialists / Providers
- Preferred Pharmacies

09/02/2026

If you are turning 65 and going to continue working, this is for you! Replying to a comment from someone turning 65 in six months who wants to keep working until 67 to build up her 401k a little more. Love that plan, and here's how to actually pressure-test it: grab a piece of paper, write down your employer premium and deductible on one side, then flip it over and write down Medicare (Part A, Part B, and a supplement like Plan G) on the other. Most people land somewhere around $400–$600 a month for the most comprehensive option, and that number usually comes down once we look at what actually fits.

And working past 65 doesn't mean you're stuck with your employer's plan. You can keep the job and still make the switch when you're ready.

Questions about your own Medicare situation? I'm here to help. Link in bio for a no-cost, no-pressure consultation.

Kim Mills | Senior Benefit Services
Call/text: 660-864-0229

08/25/2026

When choosing between a Medicare Advantage or Medicare Supplement to cover you for the 20% exposure that traditional Medicare leaves behind, should you factor in your health?? 100%! Yes! ABSOLUTELY! Previous health conditions, upcoming procedures, family health history… All of it should be taken into consideration. Typically with a Medicare Supplement, you can see any doctor/provider anywhere in the country as long as they accept original Medicare. With Medicare Advantage, you are limited to the plans’s network and often have to go through prior authorizations before procedures can be scheduled. Budget and risk also plays a factor in these conversations. Reach out if you’d like to walk through your situation!

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08/24/2026

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Happy National Senior Citizens Day! To celebrate, we're sharing a list of various senior discounts available in 2026 💸 ...
08/21/2026

Happy National Senior Citizens Day! To celebrate, we're sharing a list of various senior discounts available in 2026 💸 https://www.theseniorlist.com/senior-discounts/

Thanks to The Senior List for putting this together!

08/14/2026

Did you know Medicare may cover wheelchairs, walkers, hospital beds, oxygen equipment, CPAPs you use at home, and equipment for diabetes like continuous glucose monitors and insulin pumps? It's called durable medical equipment, or DME. To qualify, your doctor has to decide it's medically necessary and send a written order to your DME supplier, without that order, Medicare won't pay for it. What you pay depends on your coverage: with Original Medicare, it's 20% coinsurance after your Part B deductible ($283 for 2026). With a Medicare Supplement, your plan may cover some or all of that 20%, depending on which plan you have. With Medicare Advantage, your plan sets its own copay or coinsurance, but it has to cover at least what Original Medicare covers, and either way, there's a yearly limit to how much you'll pay out of pocket. One more thing to check either way: your supplier has to be Medicare-approved, and with Original Medicare or a Supplement, ask if they accept assignment, with Medicare Advantage, ask if they're in your plan's network. Questions about what you qualify for or how your coverage applies? I'm a licensed insurance agent who specializes in Medicare, and I'm here to help, at no cost to you, no pressure. Link in bio to start the conversation.

A, B, C, D, E-verything you need to now about the Parts of !
08/14/2026

A, B, C, D, E-verything you need to now about the Parts of !

08/12/2026

Medicare and Medicaid are not the same program, even though the names get mixed up constantly. Medicare is federal, you earn into it through work history, turning 65, or a qualifying disability, and it works the same no matter what state you're in. Medicaid is state-run and needs-based, decided by your income and assets, so coverage and rules can look very different depending on where you live. Some people qualify for both, that's called being dual eligible, and it doesn't mean giving up either one. Here's how that actually works: Medicare pays first (whether you have Original Medicare or a Medicare Advantage plan), then Medicaid pays second, picking up some of what Medicare leaves behind, like deductibles, coinsurance, and sometimes your premium. Wondering if you might qualify? Medicaid is applied for separately from Medicare, through your state's Medicaid agency, and your state's SHIP program (State Health Insurance Assistance Program) offers no-cost, unbiased help if you want a real person to walk you through it. Not sure if any of this applies to you? Text or call, happy to help you figure it out.

Address

901 W Main Street
Blue Springs, MO
64015

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+16604221798

Website

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