08/28/2026
You're home's market value and the cost to rebuild it are two very different numbers—and your homeowners insurance should be based on the second one.
Renovations, upgraded finishes, rising construction costs, and changing building codes can all affect the coverage you need. Our latest blog explains what homeowners should review before a major loss exposes a costly gap.
Your home’s selling price and rebuilding cost are not the same. Learn why your dwelling coverage may need another look before a major loss reveals a costly gap.