E&Y Insurance & Tax Preparation

06/10/2026

Annuities can be a fantastic way to secure a steady income for retirement, but rushing into a purchase without knowing the rules can lead to costly mistakes.

Before you make your next move, keep these essential Dos and Don'ts in mind:

✅ DO investigate the different types (fixed, indexed, variable) to see what fits your risk tolerance.
✅ DO read the fine print on fees, caps, and surrender periods.
❌ DON'T ignore the complex tax implications or early withdrawal penalties.
❌ DON'T treat an annuity as your only strategy—it’s meant to supplement Social Security and your other savings.

Want to make sure you're using annuities the right way within a diversified retirement portfolio? Head over to our website to check out our latest blog for the ultimate list of Annuity Dos and Don'ts!

06/09/2026

Thank you Dr Cyrus Garmo for your review on Google!

“Working with Vlad and E&Y Insurance agency was a smooth process. I am a medical doctor and navigating the medical malpractice liability process. Vlad made that process easy for me but he was very thorough and knowledgeable. He listened to everything I was trying to accomplish with my business and medical practices. He walked me through the different policy structures available. He broke down some of the legalities involved. This helped narrow down my decision. It was a smooth process and I will definitely be using this team moving forward for all of my projects.”

See review: https://maps.google.com/maps?cid=14637526550035787322

06/08/2026

Life doesn't stop at Melanoma, your Life Insurance doesn't have to either.

During Melanoma Awareness Month, talk to an Agent about their specialized approaches to medical conditions in Life Insurance plans.

05/29/2026

In today’s gig economy, many individuals are turning to platforms like DoorDash, Uber Eats, and Instacart for flexible work opportunities. While these platforms provide a convenient way to earn extra income, they also bring certain risks, particularly when it comes to insurance coverage.

In today’s gig economy, many individuals are turning to platforms like DoorDash, Uber Eats, and Instacart for flexible work opportunities. While these platforms provide a convenient way to earn e

05/25/2026

Digital threats can disrupt more than data. Learn how cybersecurity and property insurance help Michigan businesses manage modern risks.

Cybersecurity Meets Property Insurance: Protecting Your Business from Digital Risks As businesses rely more heavily on digital systems, the relationship between cybersecurity and property insurance is

05/23/2026

High-risk medical specialties often face unique malpractice insurance challenges. Learn how Michigan professionals can navigate coverage options.

Navigating Malpractice Coverage for High-Risk Fields in Michigan Professionals working in high-risk medical fields often face unique insurance challenges. Understanding malpractice coverage for high

05/15/2026

One common question that often arises is, “What happens when a term life insurance policy expires?” Whether you’re nearing the end of your term or simply looking to understand your options, we’re here to provide clarity.

At E&Y Insurance Agency, LLC, we understand that navigating the world of life insurance can be complex. One common question that often arises is, “What happens when a term life insurance policy e

05/08/2026

Confused by auto insurance terms? This Michigan beginner guide explains coverage types, deductibles, and liability in simple terms.

Demystifying Auto Insurance Terms: A Beginner’s Guide Michigan Edition Auto insurance can feel complicated, especially when policies include unfamiliar terminology. An auto insurance terms Michigan b

05/08/2026

Auto insurance needs can change with age. Learn how seniors in Michigan can adjust coverage to match driving habits and protect their future.

Seniors and Auto Insurance: Adapting Coverage as You Age in Michigan As drivers get older, their insurance needs often change. Seniors and auto insurance Michigan policies should be reviewed regularly

04/30/2026

Unlike Crowdfunding, Life Insurance is a guarantee! Contact E&Y Insurance today to get started on finding the Life Insurance that fits for you.