Joe Sheehan - Mortgage Planner

06/24/2026

Waiting for rates to drop may sound smart, but it could cost you more. While you wait, you'll continue to pay rent. Whereas if you buy, you may have the opportunity to begin building equity over time. Refinancing is always an option in the future if rates decrease.
If you're curious to know if now is the right time for you to buy, contact me today, and we'll go through the numbers together.

06/23/2026

The most 😱 SHOCKING 😱 Lunch & Learn you will ever attend!
(Admission and lunch are completely free! 🥪) Williston Board of Realtors

Come peer behind the curtain for an hour of pure, unfiltered real talk about the gap between LENDERS and REALTORS! Everything you ever wanted to ask about, but couldn't! From pre-approvals to closing, we're diving deep into the misunderstandings and outright LIES YOUR LENDER TELLS YOU!

and , join us:
🗓️ WHEN: Tuesday, June 30th at 12:00 PM
📍 WHERE: River's Edge Bar & Grill
🎟️ SECURE YOUR SEAT: https://forms.gle/S5TbXAw2jwoJQcNV8

06/23/2026

If you've built equity in your home, a cash-out refinance could allow you to access that equity to make upgrades so that you can have the home you've been dreaming of, no move required.
Want to know more? Contact me today.

06/22/2026

Home is the place where memories are made and roots are planted. If you're looking for a new place to come home to, I'm here.

06/21/2026

Happy Father’s Day to all the dads, grandfathers, stepdads, and father figures who work hard every day to build strong foundations for their families.

06/20/2026

If you've been thinking about buying a home, but you're not sure if you're ready, I'm here to help you. Let's discuss possible options for you, no pressure. Feel free to reach out when you're ready.

06/20/2026

to work with some of the best people in the industry! 💪 isn't enough to express my gratitude, so we put this together for the whole team in ND and MN Granite Bank.🙏 Grant Bouley Pam Montee - Loan Officer Jen Ekberg - Loan Officer Rosann Klatt - Mortgage Planner Tori Heisler Laura, Heather, and Derrick, you rock, Team!😊 Please go like and follow us all!

06/19/2026

Joe's girls, Sydney and Dani are, like, totally slaying it to spread this lit message for ! Yo, sign up today and our dad will help you cop a crib!

[email protected]?from_mobile_share=true" rel="ugc" target="_blank">https://myloan.granitebank.com/homehub/signup/[email protected]?from_mobile_share=true

For the rest of , thanks Joe! To all the fathers and father figures out there, have the BEST day!

06/19/2026

Rates showed little volatility and ended flat overall during the week ending June 19, 2026, despite Fed signals of policy rate hikes to come. Granite Bank is an Equal Housing Lender.

Markets in a Minute

06/18/2026

Pre-qualification and pre-approval may sound similar, but they're two different things.

A pre-qualification is a general estimate of your buying power based on your credit and self-reported financial information.
A pre-approval, on the other hand, is a more detailed review and means your finances and credit have been conditionally approved by an underwriter, which makes it much stronger than a pre-qualification.
If you're ready to get started with a pre-qualification or pre-approval, contact me today.