I am an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of Montana, Wyoming, Colorado, Nevada, Connecticut, Minnesota, Pennsylvania, Oregon, Washington and Arizona. No insurance business may be conducted outside these states referenced. I am a Registered Representative of and offer securities products & services through NYLIFE Securities LLC, (Member FINRA/SIPC), A Licensed Insurance Agency, 106 E Babcock St. , Bozeman, MT 59718, Phone 406-255-6300. In this regard, this communication is strictly intended for individuals residing in the states of Montana and Wyoming. No offers may be made or accepted from any resident outside the specific states referenced. Neither New York Life Insurance Company, nor its agents, provide tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professionals before making any decisions. Any testimonial on this site is based on an individual’s experience and may not be representative of the experience of other customers. These testimonials are no guarantee of future performance or success.