Jami Shanks - Insurance Advisor with HUB International

09/04/2026

09/01/2026

!!Parents with teenagers!! This is the largest example of why this policy language has changed with both State Farm and Progressive (nation's largest auto insurers).
Preventing "Hidden Driver" Risks: Historically, many policyholders used the "permissive use" defense to hide high-risk household members (like teenagers) from their policies to avoid premium hikes.
Increased Claim Denial Leverage: The updated policy text explicitly alters fraud and policyholder duties provisions. If an unlisted regular driver crashes your car, State Farm now holds the contractual leverage to deny the claim entirely on the grounds of undisclosed driver risk.
Multi-Car Modernization: This shift accompanies State Farm’s transition toward updated multi-car policy frameworks, which spread risk profiles across household drivers more uniformly

08/31/2026

Whether you own a boat or a yacht, your time on the water should feel secure. With Travelers marine coverage, you’ll get tailored protection backed by marine specialists who understand what matters most – your passengers, your lifestyle and the need to safeguard both your vessel and your passion. Contact us for a quote today. http://tkpl.us/txljc

08/24/2026

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08/18/2026

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08/15/2026

Get ready to celebrate National Relaxation Day. You deserve it. If you're heading out this weekend, review this checklist provided by Travelers to help you keep your home safe and protected while you’re away. http://tkpl.us/tqqui

08/13/2026

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Join us in welcoming Stephanie Baldwin to HUB Mountain States! Stephanie joins us as an Employee Benefits Sales Executive out of our Red Lodge, Montana office. Welcome, Stephanie - we're so excited to have you on the team!

08/11/2026

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08/10/2026

S'mores are a summer classic. Before you gather around the firepit to toast your favorite - whether sweet or savory - take a moment to review these firepit safety tips. What's your favorite type of s'more? The traditional or ones with a new twist? http://tkpl.us/tma1c