06/03/2026
What happens when a hailstorm tears through your neighborhood? π©οΈ
First β don't panic. But also don't wait. Here's the thing most homeowners don't realize: you typically have a limited window to file a claim after a storm, and Montana weather doesn't play nice.
Your adjuster will assess the damage, your deductible applies, and your insurer covers the rest β up to your dwelling limit. The catch? If your coverage limit doesn't reflect what it actually costs to rebuild today, you could be left with a gap.
This is exactly why an annual review matters. When did you last look at your policy? π