JM Insurance Group, LLC

JM Insurance Group, LLC JM Insurance Group specializes in writing home, renters, landlord, auto, umbrella, & small business.

Labor Day will be here soon! Our office will be closed in observance of this holiday on Sept. 7th. We will be open again...
09/04/2026

Labor Day will be here soon! Our office will be closed in observance of this holiday on Sept. 7th. We will be open again on Tuesday, the 8th!

Stay safe and have a wonderful long weekend! 💙

August 26th is Women's Equality Day! 💗As a woman-owned business, the sacrifices of the women that came before us to gran...
08/26/2026

August 26th is Women's Equality Day! 💗

As a woman-owned business, the sacrifices of the women that came before us to grant us this opportunity are so important to us.

Our liberties are not guaranteed, we all need to continue to support equality where we can.

We're an Independent Agency. What does that mean exactly? How does that benefit you? Take a look and find out. 🙂
08/22/2026

We're an Independent Agency. What does that mean exactly? How does that benefit you? Take a look and find out. 🙂

"What the heck does this mean on my policy?"Time to talk Auto Liability Limits! What are they? How are they normally lis...
08/18/2026

"What the heck does this mean on my policy?"

Time to talk Auto Liability Limits! What are they? How are they normally listed on your policy? How much is enough? Everyone needs Liability to legally drive on the road, but what does that really mean?

🚗 Auto Liability Limits protect others on the road if you cause Bodily Harm or Property Damage to them. It’s important to select the right limits to protect yourself and others!

🚗 Medical Payments pay out regardless of fault to help those in need get rapid attention for their wounds so that they don’t worsen.

** What does it mean when your policy says "100 / 300 / 100"? **
- The first number is in thousands. For example, 100 = $100,000. This is the amount that you have available for Bodily Injury damage to another person in an accident.
- The second number is in thousands. For example, 300 = $300,000. This is the amount that you have available for Bodily Injury damage to other people in the WHOLE accident.
- The third number is also in thousands. For example, 100 = $100,000. This is the total amount per accident you have available for all Property Damage you cause to a third party.

Keeping this information in mind, are State Minimums in MT enough to protect you and others on the road? Likely not. Montana's state minimum requirements only state you need "25 / 50 / 20." This means only $25,000 per person Bodily Injury, $50,000 per Accident Bodily Injury, and $20,000 per accident Property Damage.

With most auto accident-related hospital visits ranging from $18,000 - $95,000, there is quite the margin of risk for hurting others on the road with these limits. Also, with most new vehicles costing twice as much as the state minimum requirement for Property Damage, you are exposing yourself to a lot of potential issues financially.

🚗 What can people do if you cause more damage than what your insurance will cover? They can pursue litigation against you, and ask that you pay out of pocket for the damages not covered by your insurance. This can result in them targeting your personal assets or even garnishing your wages!

Happy Father's Day to all the dads out there! Thank you fathers for shaping us into the people we are today, and caring ...
06/21/2026

Happy Father's Day to all the dads out there! Thank you fathers for shaping us into the people we are today, and caring for us every step of the way. 💙

5 Star Google Review for JM Insurance Group!
06/19/2026

5 Star Google Review for JM Insurance Group!

What steps can you take to prevent mold growth in your home? 🦠🫟 Avoid keeping spaces stuffy! Run fans while using the sh...
06/05/2026

What steps can you take to prevent mold growth in your home? 🦠

🫟 Avoid keeping spaces stuffy! Run fans while using the shower or kitchen, and open windows to provide a breeze.
🫟 Keep an eye on plumbing, roofs, and gutters often. If you have a leak, take steps to prevent water from pooling/fix the damage as best as you can within the first 48 hours to have the best chance of avoiding microbial growth.
🫟 Keep air flowing! Don't place furniture directly against walls.
🫟 If you have a humid area of your home, use a de-humidifier. Try to keep rooms at a humidity level of 30-60%.
🫟 Do not install wall-to-wall carpet in moisture-rich areas.
🫟 Open your windows often, but NOT when it is humid outside!

Do you have a high wind/hail deductible on your home policy? We have options! 💨There are plans called Deductible Buyback...
06/02/2026

Do you have a high wind/hail deductible on your home policy? We have options! 💨

There are plans called Deductible Buyback plans that pay an amount towards your deductible. These plans usually come at a yearly cost, and can help lessen the financial strain on your wallet when it comes to the out of pocket expense tied to filing a claim.

Call us today at 406-534-8008 to learn more!

05/27/2026

Check out this guide from FEMA that details how to secure your property before severe winds occur! 💨

https://www.fema.gov/sites/default/files/2020-11/fema_protect-your-property_severe-wind.pdf

Remembering and honoring those who made the ultimate sacrifice for our country. Our office will be closed in observance ...
05/25/2026

Remembering and honoring those who made the ultimate sacrifice for our country. Our office will be closed in observance of Memorial Day. 💙🇺🇸

Address

513 Hilltop Road, Suite #7
Billings, MT
59105

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5am
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+14065348008

Website

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