Joy Schneckloth - Sr. Loan Consultant - NMLS #406042

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Joy Schneckloth - Sr. Loan Consultant - NMLS #406042 New American Funding is a direct lender offering home loan programs. Broker Solutions Inc. dba New American Funding NMLS #6606 PS..

I was born and raised in Eldridge, Iowa, graduated from North Scott High School and attended Muscatine/Scott Community College immediately following High School. I’m involved in various organizations throughout our communities and am committed to having a positive impact. I began my career in the mortgage banking industry in 2008. With more than 16 years of experience in the mortgage banking industry, I am an advocate for excellent service. I have extensive experience in Conventional, FHA, VA, USDA & various down payment assistance programs throughout the State of Iowa and Illinois. I specialize in purchase and refinance loans and have successfully helped several individuals and family’s close on loans that other lenders declined. Whether you are buying your first home or your dream home, I've been in your shoes and have helped thousands of people just like you accomplish your mortgage and real estate goals! I'm excited to connect and learn more! In my free time, I enjoy hanging out with my husband and three young children, Nash, Nora and Nyle. I also enjoy golf, running, walking, reading, watching sports and being with family and friends. At New American Funding, our mission is to provide homeowners and future homeowners with a variety of home financing options at competitive rates.New American Funding is a Fannie Mae and Freddie Mac Direct Seller/Servicer, FHA Direct Endorsement - HUD Approved, and a VA Automatic mortgage lender. If you are a real estate agent or local mortgage professional wanting to connect to talk business, let's do it, I'd love that!

The best time to start planning for next year’s move? Right now. Let’s map out your path to homeownership this November!...
11/02/2026

The best time to start planning for next year’s move? Right now. Let’s map out your path to homeownership this November!


The only thing spooky about buying a home is going in without a Pre-Approval. 👻 I'm here all Halloween weekend!
10/30/2026

The only thing spooky about buying a home is going in without a Pre-Approval. 👻 I'm here all Halloween weekend!


A temporary rate buydown lets you lower your interest rate for the first 1, 2, or 3 years of your mortgage. The seller o...
10/29/2026

A temporary rate buydown lets you lower your interest rate for the first 1, 2, or 3 years of your mortgage. The seller or builder pays an upfront fee to "buy down" your rate, which means lower monthly payments early on. After the buydown period ends, your rate adjusts to the original note rate for the rest of the loan. It's a great option if you want lower payments now and expect your income to grow over time.


10/28/2026

BOO! Don’t let mortgage myths scare you away from homeownership!

Think you need 20% down? PERFECT credit? Or that you should wait around for interest rates to drop? 😱

The truth is, buying a home might be more possible than you think! There are different loan programs, down payment options, and opportunities available depending on YOUR situation.

My job is to help you separate the mortgage myths from the facts and figure out what actually works for YOU!

So don’t let the spooky stories keep you from exploring homeownership!🏡 ❤️

Joy Schneckloth
Sr. Loan Consultant
NMLS #406042

📱563-340-7907
📧 [email protected]
🌎 www.JoySchneckloth.com

BOO! Don’t let mortgage myths scare you away from homeownership! Think you need 20% down? PERFECT credit? Or that you sh...
10/28/2026

BOO! Don’t let mortgage myths scare you away from homeownership!
Think you need 20% down? PERFECT credit? Or that you should wait around for interest rates to drop? 😱

The truth is, buying a home might be more possible than you think! There are different loan programs, down payment options, and opportunities available depending on YOUR situation.

My job is to help you separate the mortgage myths from the facts and figure out what actually works for YOU!

So don’t let the spooky stories keep you from exploring homeownership!🏡 ❤️

Joy Schneckloth
Sr. Loan Consultant
NMLS #406042

📱563-340-7907
📧 [email protected]
🌎 www.JoySchneckloth.com

Waiting for the perfect interest rate? Don't forget about the bigger picture!Homeownership is about more than today's ra...
10/27/2026

Waiting for the perfect interest rate? Don't forget about the bigger picture!

Homeownership is about more than today's rate. It's about building equity, creating stability, and investing in your future.

Let's talk about what makes sense for you!


Buying a home can feel a little spooky, especially when you don't know where to start!But with the right guidance and a ...
10/26/2026

Buying a home can feel a little spooky, especially when you don't know where to start!

But with the right guidance and a plan in place, the process doesn't have to be scary. Let's turn those homeownership goals into a reality, one step at a time!


Address

3275 Utica Ridge Road
Bettendorf, IA
52722

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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