Tammy S. Ernst - Mortgage Manager NMLS# 9684

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Tammy S. Ernst - Mortgage Manager   NMLS# 9684 Tammy S. Ernst NMLS #9684 Nationwide Lender!!! Step up Buyers struggle with all the changes in the industry.

We take the time to not only find a financial solution for our borrowers but we also give them a road map to assist them along the way. With over 20 years of Mortgage Lending experience my goal is to assist my clients if finding the solution that best fits their financial needs. Educating them on their home loan options and reviewing their financial goals. Experienced in USDA, FHA, VA, Conventional, New Construction and more! If a client does not qualify it is up to me to assist them in building a road map to be able to accomplish the dream of homeownership. Please read our Disclosures and Privacy Policy

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NMLS
http://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/9684

This past week I was blessed to participate in a vendor event at Keller Williams Legacy CR.  Great networking, fun event...
10/31/2026

This past week I was blessed to participate in a vendor event at Keller Williams Legacy CR. Great networking, fun event. Granite Bank had a drawing and we had a lucky winner of an digital calendar!!!

There's no place like home, especially when it's filled with a little Halloween magic! 👻🏡 Wishing you a hauntingly happy...
10/30/2026

There's no place like home, especially when it's filled with a little Halloween magic! 👻🏡 Wishing you a hauntingly happy Halloween filled with sweet treats, cozy moments, and just the right amount of spooky fun! 🎃

Finding the right mortgage doesn't require a magic spell, just the right mix of preparation, guidance, and financing opt...
10/29/2026

Finding the right mortgage doesn't require a magic spell, just the right mix of preparation, guidance, and financing options! 🧙‍♀️🏡 From understanding your buying power to choosing a loan that fits your budget, I'll help take the mystery out of the mortgage process. No hocus pocus or scary surprises, just a home financing plan made for you! 🔮

Did you know a mortgage payment typically includes more than principal and interest? Property taxes, homeowner's insuran...
10/27/2026

Did you know a mortgage payment typically includes more than principal and interest? Property taxes, homeowner's insurance, and in some cases mortgage insurance may also be included.

10/25/2026

Your home is one of your biggest investments, and thoughtful improvements can help protect its value while making it mor...
10/23/2026

Your home is one of your biggest investments, and thoughtful improvements can help protect its value while making it more enjoyable to live in. 🏡 Even relatively small updates can make a noticeable difference without requiring a complete renovation. Planning a bigger home improvement project? Send me a message and let's explore financing options that could help bring your plans to life!

Before you start scrolling listings and scheduling showings, let's make sure your financing is ready to go! 🏡 Getting an...
10/22/2026

Before you start scrolling listings and scheduling showings, let's make sure your financing is ready to go! 🏡 Getting an early start on the mortgage process can help you understand your buying power, prepare for the costs ahead, and feel more confident when it's time to make an offer. Thinking about buying a home? Send me a message and let's get your homeownership journey started on the right foot!

10/21/2026

5.0 star review received on Experience.com for Tammy S. Ernst by Norm M

More than 6 in 10 Americans think they have to put 20% down to buy a home, but that misconception could make homeownersh...
10/20/2026

More than 6 in 10 Americans think they have to put 20% down to buy a home, but that misconception could make homeownership feel further away than it actually is. 🏡 There are loan programs with a variety of down payment requirements, and knowing what options you may qualify for can give you a much clearer picture of your path to buying.

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Bettendorf, IA

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