Verity Mortgage Arkansas

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Verity Mortgage Arkansas Equal Housing Opportunity NMLS #70345

https://nmlsconsumeraccess.org/

Many of our clients have come back again and again since opening our mortgage company over 60 years ago. Our customers know they can always rely on us for providing home loans in Louisiana, and the service they expect and deserve. Buying or selling a house is a life changing event, trust us to walk you through the process and provide valuable information and guidance from the first call through the closing of your loan.

Happy Halloween! Have fun, be safe, and remember to brush your teeth.
10/31/2026

Happy Halloween! Have fun, be safe, and remember to brush your teeth.

Once the holidays roll around, a lot of buyers trade open houses for holiday parties and put the search on hold until Ja...
10/28/2026

Once the holidays roll around, a lot of buyers trade open houses for holiday parties and put the search on hold until January.

The sellers who are still listed? Many of them can’t wait that long. Maybe they’re moving for a new job, or they want everything wrapped up before the new year. Either way, fewer buyers means fewer offers, and fewer offers means more room to negotiate on price, repairs, and closing costs.

In other words, the quietest time of year can be the best time to make your move. Get pre-approved now so you’re ready to act fast when the right home pops up. We’d love to help you ring in the new year in a place of your own.

Get the keys in November, deck the halls in December, and make your first mortgage payment in January. 🎄Here’s how it wo...
10/20/2026

Get the keys in November, deck the halls in December, and make your first mortgage payment in January. 🎄

Here’s how it works. Each mortgage payment covers the month that just passed, so your January 1st payment pays for December. The rest of November gets paid at closing, which means December is one month your new home isn’t asking anything of your wallet.

Your holiday budget will thank you. So will your new living room, which is going to need a tree.

We love helping families get home in time for the holidays.

Rates rise and fall like seasons, but a tree doesn’t wait for perfect weather to grow. Neither does equity. Every paymen...
10/14/2026

Rates rise and fall like seasons, but a tree doesn’t wait for perfect weather to grow. Neither does equity. Every payment and every year in your home builds it a little more.

Buy when it makes sense for you, refinance if rates drop down the road, and let time do the heavy lifting. 🌳

Know someone who’s been waiting for the “perfect” time to buy? Tag them.

Thousands of down payment assistance programs exist, and most buyers miss out simply because they don't know where to lo...
10/02/2026

Thousands of down payment assistance programs exist, and most buyers miss out simply because they don't know where to look. Grants, forgivable loans, low interest seconds, and more.

We partner with Down Payment Resource to search them all at once and show you what you may qualify for. No application, no credit pull, no obligation.

Talk to a Eustis Mortgage loan officer today to find your down payment assistance.

School is back. The holidays are coming. And a lot of buyers have already decided to wait until spring.That can mean les...
09/24/2026

School is back. The holidays are coming. And a lot of buyers have already decided to wait until spring.

That can mean less competition, fewer crowded open houses, and more room to negotiate than you may find during the busier spring market.

The net may be a little more open right now.

If buying a home is still on your list for 2026, don’t sit on the bench just because everyone else is waiting.

Take your shot.

LOANSPLAINING: Forgivable Second LienA complicated name for a very valuable homebuying tool.Here’s how it works:• The as...
09/11/2026

LOANSPLAINING: Forgivable Second Lien

A complicated name for a very valuable homebuying tool.

Here’s how it works:

• The assistance is set up as a second loan alongside the first mortgage.

• It can help cover eligible upfront costs, such as the down payment, closing costs, or prepaid items, depending on the program.

• No monthly payment is required on the second loan.

• The amount is reduced based on the program’s timeline, either gradually or after a set period of time.

• Following the program rules, such as continuing to live in the home and keeping mortgage payments current, keeps the assistance on track toward having no remaining balance.

• Exact terms vary by program.

Want to know which down payment assistance options may be available for your home purchase? Reach out and let’s see what’s possible.

Floor plans. Paint colors. Cabinet finishes. You already have plenty to decide. Your financing can be the simple part.Wi...
09/02/2026

Floor plans. Paint colors. Cabinet finishes. You already have plenty to decide.

Your financing can be the simple part.

With a Conventional One-Time Close Construction Loan:

• One loan
• One closing
• One set of closing costs
• Down payments as low as 10%

Purchase a lot and build, or build on land you already own. Eligible land equity may count toward your down payment.

Thinking about building a home? Reach out, and let’s get your plans moving.

LOANSPLAINING: All-In-One Renovation LoanNow that we know what an All-In-One Renovation Loan is, what actually counts as...
08/28/2026

LOANSPLAINING: All-In-One Renovation Loan

Now that we know what an All-In-One Renovation Loan is, what actually counts as an upgrade?

Depending on the program, eligible upgrades may include things like:

• Kitchen + bathroom updates
• Roofing
• HVAC, plumbing + electrical
• Repairs + modernization
• Energy-efficient upgrades
• Accessibility improvements
• Certain exterior + site improvements

That can leave a lot of room for turning the house you found into the house that works for you.

Have a project list in mind? Let’s see what may be eligible.

Some of the best homes are the ones everyone else overlooked. The location is right. The layout works. It just needs som...
08/24/2026

Some of the best homes are the ones everyone else overlooked. The location is right. The layout works. It just needs someone who can see what it could be.

A successful renovation starts with a solid plan, including how the work will be financed.

With a renovation loan, the purchase price and renovation costs are combined into one loan. The loan amount is based on the home’s expected value after the renovations are complete.

One closing. One loan. One monthly mortgage payment for the home and the renovation.

Renovation loans aren’t limited to purchases. They can also be used with a refinance, combining the existing mortgage and eligible renovation costs into one new loan.

Found a home with potential? Reach out, and let’s see what’s possible.

Address

101 N East Street
Benton, AR
72015

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+15013262700

Website

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