Tara Simmons Insurance Agy, LLC

09/24/2026

TDI ( Texas Department of Insurance ) launches new transparency tool showing why some home policies are declined, canceled, or not renewed.

“Texans deserve to know what’s happening in their insurance market and why. This new tool puts more information directly in consumers’ hands and advances our commitment to greater transparency across the Texas insurance market,” said Insurance Commissioner

Reasons home and auto insurance policies are declined, not renewed, or canceled

This page shows the reasons insurance companies decline, don’t renew, or cancel home or auto policies. You can see reasons by ZIP code and policy type, not by insurance company.
The first report on auto insurance is expected in October 2026.

A Texas law passed in 2025 requires insurance companies to tell you in a written notice why they declined, didn’t renew, or canceled your home or auto insurance. The law also requires companies to give TDI a report summarizing the reason for the notices. TDI must post the summary of the reports on its website.

The reporting started April 1, 2026. This page also includes reasons from notices sent before April 1, 2026, for policies nonrenewing on or after that date.

Get county-level data of paid losses for homeowners policies in Texas.

07/29/2026

Hard-working coverage built for contractors' requirements for vendors' Master Service Agreements and more...

We have insurance to protect your General Contractor and Artisan subcontractor Businesses. General Liability insurance to cover third-party claims of property damage or bodily injury. Please protect your business against lawsuits for professional negligence or faulty workmanship.

Call us today for your Commercial & Business Insurance needs throughout Texas .

Office lines 432-580-7979 or 817-545-7404 or email [email protected]

01/25/2026

Hey Ya'll... Come pick yours up and take it back. It doesn't act right!!

01/23/2026

11/11/2025

Thank you for your service Sergeant Salazar !

🇺🇸 In Celebration of Veterans Day 🇺🇸 let's THANK & show our APPRECIATION for all that have sacrificed & served Our Great Country for our safety, freedoms, rights and all that is asked of them against Foreign & Domestic threats and at times the same for other Countries/ Nations.

Less than one percent of the American population serves in the U.S. armed forces, whether born in this country or not. All served & served Our Country without prejudice towards Race, Religion, Creed or National Origin.

10/20/2025

Call us at Tara Simmons Agency for your Texas Insurance needs 817-545-7404 or 432-580-7979.

What's covered by commercial auto insurance?

Commercial auto insurance covers injuries that you or your employees may cause to other people and their property while driving.

A typical commercial auto policy may include:
*Auto liability, which protects you and your company by paying for bodily injury or property damages you may become legally liable for as a result of a covered automobile accident
*Medical payments, which pays medical expenses, up to your coverage limit, for you, your employees and your passengers arising from motor vehicle accidents – regardless of who is at fault
*Comprehensive coverage, which can help pay for damage to your vehicle from something other than another vehicle like vandalism, theft, weather events and accidents involving animals (subject to deductible)
*Collision coverage, which pays for damage to your vehicle from another vehicle whether you hit another vehicle or object, another vehicle hits you, or your vehicle rolls over – regardless of who is at fault (subject to deductible)
*Uninsured and underinsured motorist coverage, which pays for medical expenses, loss of income and other damages owed to you, your employees (expenses that are not covered by workers’ compensation) or your passengers when an accident is caused by an uninsured or underinsured motorist
*Cargo
A commercial auto policy also can include coverage for cars you borrow or rent, as well as coverage for employees who use their cars for your business.*

08/11/2025

Commercial General Liability insurance is not mandatory in Texas, but it protects business owners against claims of liability for bodily injury, property damage, and personal and advertising injury (slander).

Call us today 817-545-7404 or Commercial General Liability insurance is not mandatory in Texas, but it protects business owners against claims of liability for bodily injury, property damage, and personal and advertising injury (slander).

Call us today 432-580-7979 or 817-545-7404

Offering AMAZING Prices for your Business needs across Texas. Coverage is available starting as low as $ 25.00+/Month

and much more...

01/29/2025

Homeowners’ Policy Basics - Everything is bigger in Texas — and that often includes the price of homeowners’ insurance.
When searching for a good rate on your Homeowners Coverage, make sure you are looking at "Replacement Cost Value" on your dwelling & roof. Also, confirm you have foundation, mold and water damage coverage. There are three main parts to a homeowners’ policy: dwelling coverage, which insures the structures on the property; contents coverage, which will reimburse you for damaged or stolen personal possessions; and liability coverage, which would pay out for someone’s covered injuries or property damage that occurs at your home. Then there are extras you can add onto your policy for more protection in the event of a loss. Flood insurance, frozen pipe coverage, and separate wind and hail deductibles are among common add-ons in North Texas.

01/14/2025

Hard-working coverage built for contractors requirements for vendors Master Service Agreements and more...

We have insurance to protect your General Contractor and Artisan subcontractor Businesses. General Liability insurance to cover third-party claims of property damage or bodily injury. Please protect your business against lawsuits for professional negligence or faulty workmanship.

Call us today for your Commercial & Business Insurance needs throughout Texas . Office lines 432-580-7979 or 817-545-7404 or email [email protected]

11/11/2024

THANK YOU to all the men & women who served in a military branch for our Great Nation.

A special THANK YOU to our own Sergeant Daniel Salazar for his 9yrs of service in the US Army