Kristina Moradi - Primary Residential Mortgage, Inc.

Kristina Moradi - Primary Residential Mortgage, Inc. Loan Officer • NMLS # 1185735
PRMI NMLS #3094. Primary Residential Mortgage, Inc. is an Equal Housing Lender.

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There's nothing more rewarding than helping clients achieve their homeownership goals and then hearing feedback like thi...
06/11/2026

There's nothing more rewarding than helping clients achieve their homeownership goals and then hearing feedback like this afterward.

Thank you for trusting me to guide you through the financing process. Whether you're a first-time homebuyer, moving up, relocating, or refinancing, I'm here to make the process as smooth and stress-free as possible.

🏡 Thinking about buying a home? Let's talk.

When reviewing variable income, lenders look at:✅ Income trends✅ Consistency and history✅ How the income is earned✅ Like...
06/10/2026

When reviewing variable income, lenders look at:
✅ Income trends
✅ Consistency and history
✅ How the income is earned
✅ Likelihood of it continuing

Don't assume you won't qualify just because your income isn't the same every paycheck. Many borrowers are surprised by what income can be used to help them qualify for a home loan 🏠
📞 Call me today at 443-257-2715 to learn how your income may qualify and explore your home financing options!

🏖️ Thinking about buying a vacation home?Did you know a Second Home and an Investment Property are financed differently?...
05/29/2026

🏖️ Thinking about buying a vacation home?

Did you know a Second Home and an Investment Property are financed differently?
✔️ Second Home = Personal vacation use
✔️ Investment Property = Consistent rental income

Your intended use can impact:
✅Rates
✅Guidelines
✅Qualification requirements

Before you buy, let’s talk through your options and find the right financing strategy for your goals! 🏡
Call me at 📞 443-257-2715 to learn more!

🏡 More inventory may be coming soon… will you be ready?According to Redfin:👉 Empty nesters own 28% of large homes👉 Mille...
05/28/2026

🏡 More inventory may be coming soon… will you be ready?

According to Redfin:

👉 Empty nesters own 28% of large homes
👉 Millennial families own just 16%
👉 More homeowners may begin downsizing as affordability improves

That means more opportunity for prepared buyers 👀

✅ Get pre-approved
✅ Know your budget
✅ Be ready when the right home hits the market

Call me today at 📲 443-257-2715 to get started!
Source: Redfin - “The Great Housing Mismatch

If you’re currently asking yourself: can I stay in this house long-term, or does it make more sense to move? Here’s what...
05/26/2026

If you’re currently asking yourself: can I stay in this house long-term, or does it make more sense to move? Here’s what I'd tell you.

While aging in place can be a great option, over time it usually means making updates so your home continues to work for you.

Some of those changes are simple. Others can be more of an investment.

That’s why planning ahead matters if you think you want to go this route. It gives you the chance to spread out the work and the costs over time.

But it’s also okay if you don’t want to take that on.

If this has crossed your mind at all and you’re trying to decide what’s next, what projects to tackle, or what else is out there, let’s talk it through.

This Memorial Day, we remember and honor the brave men and women who made the ultimate sacrifice for our country 🇺🇸Their...
05/25/2026

This Memorial Day, we remember and honor the brave men and women who made the ultimate sacrifice for our country 🇺🇸

Their courage and selflessness are the reason we’re able to enjoy the freedoms we have today.

As we spend time with family and friends this weekend, it’s important to pause and reflect on the true meaning of this day.

Grateful, always.

Nothing better than a weekend full of art, music, and community 🎨The energy at Artscape in Baltimore is unmatched—so man...
05/22/2026

Nothing better than a weekend full of art, music, and community 🎨

The energy at Artscape in Baltimore is unmatched—so many talented artists, local vendors, and creativity all in one place.

Events like this are such a great reminder of what makes a community feel like home.

Will you make it out this year?

Congratulations to this amazing family on the purchase of their very first home!This transaction was another borrower wh...
05/20/2026

Congratulations to this amazing family on the purchase of their very first home!

This transaction was another borrower who utilized our specialized doctor loan program. The program is designed to help medical professionals achieve homeownership with more flexibility and less upfront cash required.

Some highlights of this program:
✔️ No down payment required
✔️ No monthly mortgage insurance
✔️ Ability to use future employment contract income to qualify

Programs like this can be a game changer for doctors and other medical professionals who are starting new careers, relocating, or balancing student loan debt while trying to purchase a home.

Helping first-time homebuyers navigate the process and understand their financing options is one of the most rewarding parts of what I do. Every situation is different, and having the right loan strategy can make all the difference.

So grateful I had the opportunity to help this family through such an exciting milestone! 🏠

Online searches for down payment information recently hit an all-time high. That shows a lot of buyers aren’t sure what’...
05/19/2026

Online searches for down payment information recently hit an all-time high. That shows a lot of buyers aren’t sure what’s actually required, and they’re looking for answers.

Unfortunately, many still think they have to put 20% down.

But the data says something very different is happening.

The typical first-time buyer actually puts down about 10% – that’s half of what you probably expected. And some do as little as 3.5% or even 0% down (depending on their loan type).

So, that 20% myth is only holding you back and delaying your timeline more than necessary.

If you’re curious about what’s really required, it’s worth having a conversation with a trusted lender. A true expert can give you better information than an online search.

Then let's chat about what your budget can get you in today’s market.

🏘️ Buying a home isn’t just about the rate or monthly payment, it’s also about where you’ll build your life.80% of Ameri...
05/18/2026

🏘️ Buying a home isn’t just about the rate or monthly payment, it’s also about where you’ll build your life.
80% of Americans say strong neighborhoods improve quality of life… but many say neighborly connection isn’t what it used to be.
Before you buy, think beyond the house:
🏡 Does the neighborhood fit your lifestyle?
👋 Does it feel welcoming?
📍 Will you enjoy living there long-term?

As your lender, my job is to help you make a smart financial move and that means looking at the full picture.
The right mortgage matters… but so does loving where you live. 💙
Call me today at 📞 443-257-2715 to get started!

Address

3 E Henrietta Street
Baltimore, MD
21230

Telephone

(443)2572715

Website

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