Hydes Group

10/16/2026

🚚 𝗬𝗼𝘂𝗿 𝗰𝗼𝗺𝗺𝗲𝗿𝗰𝗶𝗮𝗹 𝗮𝘂𝘁𝗼 𝘄𝗲𝗻𝘁 𝘂𝗽 𝗮𝗴𝗮𝗶𝗻. 𝗬𝗼𝘂 𝗮𝗿𝗲 𝗻𝗼𝘁 𝘁𝗵𝗲 𝗼𝗻𝗹𝘆 𝗼𝗻𝗲.

Commercial auto has been one of the hardest lines in the insurance market for years. Repairs cost more. Jury awards are bigger. More accidents end up in court. Carriers have been raising rates across the board to keep up.

𝗬𝗼𝘂 𝗰𝗮𝗻𝗻𝗼𝘁 𝗰𝗼𝗻𝘁𝗿𝗼𝗹 𝘁𝗵𝗲 𝗺𝗮𝗿𝗸𝗲𝘁. 𝗬𝗼𝘂 𝗰𝗮𝗻 𝗰𝗼𝗻𝘁𝗿𝗼𝗹 𝘄𝗵𝗮𝘁 𝘁𝗵𝗲 𝘂𝗻𝗱𝗲𝗿𝘄𝗿𝗶𝘁𝗲𝗿 𝘀𝗲𝗲𝘀.

𝗬𝗼𝘂𝗿 𝗱𝗿𝗶𝘃𝗲𝗿𝘀
Underwriters pull a motor vehicle record on your drivers. One driver with a bad record can move the price for the whole policy.

𝗬𝗼𝘂𝗿 𝘃𝗲𝗵𝗶𝗰𝗹𝗲 𝗹𝗶𝘀𝘁
Trucks you sold last year still on the policy. Trucks you added this year that nobody reported. Both cost you.

𝗖𝗮𝗺𝗲𝗿𝗮𝘀 𝗮𝗻𝗱 𝘁𝗲𝗹𝗲𝗺𝗮𝘁𝗶𝗰𝘀
Many carriers now look at dashcams and tracking. Some credit them. All of them like having footage when a claim is disputed.

𝗬𝗼𝘂𝗿 𝗱𝗲𝗱𝘂𝗰𝘁𝗶𝗯𝗹𝗲
The right deductible depends on your cash flow and your claims history. It is worth a real conversation, not a default.

𝗥𝗲𝗻𝗲𝘄𝗮𝗹 𝗰𝗼𝗺𝗶𝗻𝗴 𝘂𝗽?

Send us your driver list and vehicle schedule. We will check them before the underwriter does and shop it across our carriers.

𝟯𝟬+ 𝗰𝗮𝗿𝗿𝗶𝗲𝗿𝘀. 𝗦𝗮𝗺𝗲-𝗱𝗮𝘆 𝗰𝗲𝗿𝘁𝗶𝗳𝗶𝗰𝗮𝘁𝗲𝘀. 𝗔𝗻𝗱 𝘄𝗵𝗲𝗻 𝘆𝗼𝘂 𝗰𝗮𝗹𝗹, 𝘆𝗼𝘂 𝗴𝗲𝘁 𝗮 𝗿𝗲𝗮𝗹 𝗽𝗲𝗿𝘀𝗼𝗻.

𝟰𝟰𝟯-𝗖𝗢𝗩𝗘𝗥-𝗠𝗘 | hydesgroup.com

09/25/2026

💰 𝗠𝗼𝘀𝘁 𝗽𝗲𝗼𝗽𝗹𝗲 𝘀𝗵𝗼𝗽 𝘁𝗵𝗲 𝗽𝗿𝗲𝗺𝗶𝘂𝗺. 𝗙𝗲𝘄𝗲𝗿 𝗰𝗵𝗲𝗰𝗸 𝘄𝗵𝗮𝘁 𝗶𝘀 𝗱𝗿𝗶𝘃𝗶𝗻𝗴 𝗶𝘁.

Same truck. Same driver. Same coverage. Two very different numbers. Usually it comes down to one of these.

𝟭. 𝗧𝗵𝗲 𝗿𝗮𝗱𝗶𝘂𝘀 𝗶𝘀 𝘄𝗿𝗼𝗻𝗴
Filed as long haul, running local. Radius is a rating factor, and nobody goes back to update it after the business changes.

𝟮. 𝗧𝗵𝗲 𝗰𝗹𝗮𝘀𝘀𝗶𝗳𝗶𝗰𝗮𝘁𝗶𝗼𝗻 𝗰𝗼𝗱𝗲𝘀 𝘄𝗲𝗿𝗲 𝘀𝗲𝘁 𝘆𝗲𝗮𝗿𝘀 𝗮𝗴𝗼
Workers comp and general liability both rate off codes. If the work changed and the codes did not, you are paying on a business you no longer run.

𝟯. 𝗡𝗼𝗯𝗼𝗱𝘆 𝗵𝗮𝘀 𝗹𝗼𝗼𝗸𝗲𝗱 𝗮𝘁 𝘁𝗵𝗲 𝗙𝗠𝗖𝗦𝗔 𝗽𝗿𝗼𝗳𝗶𝗹𝗲
Underwriters pull it. Most owners never do. Roadside violations and out-of-service rates sit there whether you check them or not.

𝟰. 𝗦𝗺𝗮𝗹𝗹 𝗰𝗹𝗮𝗶𝗺𝘀 𝗴𝗼𝘁 𝘁𝘂𝗿𝗻𝗲𝗱 𝗶𝗻
Frequency reads worse than severity to an underwriter. Three small claims can hurt more at renewal than one large one.

𝟱. 𝗧𝗵𝗲 𝗿𝗲𝗻𝗲𝘄𝗮𝗹 𝗴𝗼𝘁 𝗵𝗮𝗻𝗱𝗹𝗲𝗱 𝗶𝗻 𝘁𝗵𝗲 𝗹𝗮𝘀𝘁 𝘄𝗲𝗲𝗸
No time to market it means one quote and take it.

𝗡𝗲𝘄 𝗮𝘂𝘁𝗵𝗼𝗿𝗶𝘁𝘆? 𝗚𝗿𝗼𝘄𝗶𝗻𝗴 𝗳𝗹𝗲𝗲𝘁? 𝗥𝗲𝗻𝗲𝘄𝗮𝗹 𝗶𝗻 𝟵𝟬 𝗱𝗮𝘆𝘀?

Send us your declarations pages and we will tell you what you are actually being rated on.

𝟯𝟬+ 𝗰𝗮𝗿𝗿𝗶𝗲𝗿𝘀 𝘀𝗵𝗼𝗽𝗽𝗲𝗱. 𝗦𝗮𝗺𝗲-𝗱𝗮𝘆 𝗰𝗲𝗿𝘁𝗶𝗳𝗶𝗰𝗮𝘁𝗲𝘀. 𝗔𝗻𝗱 𝘄𝗵𝗲𝗻 𝘆𝗼𝘂 𝗰𝗮𝗹𝗹, 𝘆𝗼𝘂 𝗴𝗲𝘁 𝗮 𝗿𝗲𝗮𝗹 𝗽𝗲𝗿𝘀𝗼𝗻.

𝟰𝟰𝟯-𝗖𝗢𝗩𝗘𝗥-𝗠𝗘 | hydesgrou

09/11/2026

📋 𝗔 𝗰𝗲𝗿𝘁𝗶𝗳𝗶𝗰𝗮𝘁𝗲 𝗶𝘀 𝗻𝗼𝘁 𝘁𝗵𝗲 𝘀𝗮𝗺𝗲 𝗮𝘀 𝗰𝗼𝘃𝗲𝗿𝗮𝗴𝗲.

A general contractor asks to be named on your policy. You send over the certificate. Everyone moves on.

𝗦𝗼 𝘄𝗵𝗮𝘁 𝗮𝗰𝘁𝘂𝗮𝗹𝗹𝘆 𝗵𝗮𝗽𝗽𝗲𝗻𝗲𝗱?

A certificate is evidence of insurance on the day it was issued. It does not by itself add anyone to your policy. 𝗔𝗻 𝗮𝗱𝗱𝗶𝘁𝗶𝗼𝗻𝗮𝗹 𝗶𝗻𝘀𝘂𝗿𝗲𝗱 𝗲𝗻𝗱𝗼𝗿𝘀𝗲𝗺𝗲𝗻𝘁 is what does that. Two different documents, and only one of them extends your coverage to the other party.

𝗪𝗵𝗼 𝗮𝘀𝗸𝘀 𝗳𝗼𝗿 𝗶𝘁?

General contractors. Shippers and brokers. Property owners and landlords. Municipalities. Anyone whose contract says the risk is yours.

𝗪𝗵𝗲𝗿𝗲 𝗶𝘁 𝗴𝗼𝗲𝘀 𝘄𝗿𝗼𝗻𝗴:

The contract requires an endorsement and only a certificate gets sent. The endorsement names the wrong entity. The coverage is written for ongoing operations when the contract also requires completed operations. Nobody notices until there is a claim.

𝗡𝗲𝘄 𝗰𝗼𝗻𝘁𝗿𝗮𝗰𝘁? 𝗡𝗲𝘄 𝗰𝗹𝗶𝗲𝗻𝘁? 𝗥𝗲𝗻𝗲𝘄𝗮𝗹 𝗰𝗼𝗺𝗶𝗻𝗴 𝘂𝗽?

Send us the insurance requirements before you sign and we will read them against your policy.

𝗦𝗮𝗺𝗲-𝗱𝗮𝘆 𝗰𝗲𝗿𝘁𝗶𝗳𝗶𝗰𝗮𝘁𝗲𝘀. 𝗘𝗻𝗱𝗼𝗿𝘀𝗲𝗺𝗲𝗻𝘁𝘀 𝗿𝗲𝘃𝗶𝗲𝘄𝗲𝗱 𝗯𝗲𝗳𝗼𝗿𝗲 𝘆𝗼𝘂 𝘀𝗶𝗴𝗻. 𝗔𝗻𝗱 𝘄𝗵𝗲𝗻 𝘆𝗼𝘂 𝗰𝗮𝗹𝗹, 𝘆𝗼𝘂 𝗴𝗲𝘁 𝗮 𝗿𝗲𝗮𝗹 𝗽𝗲𝗿𝘀𝗼𝗻.

𝟰𝟰𝟯-𝗖𝗢𝗩𝗘𝗥-𝗠𝗘 | hydesgroup.com

09/04/2026

⛳ Proud to support a great cause!

The Hydes Group LLC was honored to sponsor a hole at the Keep Punching golf tournament, supporting the fight against brain cancer.

We’re proud to support an organization that helps patients and families while supporting healthcare providers and research in the fight to eradicate brain cancer.

Keep fighting. Keep believing. Keep Punching! 💙🥊

08/31/2026

I have had the pleasure to work with Chivo for the past few years as his insurance agent. Glad we have great working relationship!! He services the Baltimore Washington area. Should you need dump truck service, please call Chivo!

08/28/2026

𝗧𝗿𝗮𝗻𝘀𝗽𝗼𝗿𝘁𝗮𝘁𝗶𝗼𝗻 𝗶𝘀 𝘄𝗵𝗮𝘁 𝘄𝗲 𝗱𝗼 𝗺𝗼𝘀𝘁.

Dump trucks. Tow trucks and rollbacks. Box trucks. Auto haulers. Hot shots. Tractor-trailers. Long haul and regional.

𝗪𝗵𝗮𝘁 𝗱𝗼 𝘄𝗲 𝘄𝗿𝗶𝘁𝗲?

Primary liability. Physical damage. Motor truck cargo, with coverage tailored to your commodity. Non-trucking liability and bobtail. General liability for loading docks and terminals. Trailer interchange. Occupational accident. On-hook and garagekeepers coverage for tow operators.

But transportation insurance is about 𝗮 𝗹𝗼𝘁 𝗺𝗼𝗿𝗲 𝘁𝗵𝗮𝗻 𝗳𝗶𝗻𝗱𝗶𝗻𝗴 𝘁𝗵𝗲 𝗹𝗼𝘄𝗲𝘀𝘁 𝗽𝗿𝗲𝗺𝗶𝘂𝗺.

Your 𝗙𝗠𝗖𝗦𝗔 𝗼𝗽𝗲𝗿𝗮𝘁𝗶𝗻𝗴 𝗵𝗶𝘀𝘁𝗼𝗿𝘆 𝗮𝗻𝗱 𝘀𝗮𝗳𝗲𝘁𝘆 𝗽𝗿𝗼𝗳𝗶𝗹𝗲 can have a major impact on how underwriters evaluate your business. Understanding what they're looking at—and addressing potential issues before submitting your insurance—can make a difference.

𝗡𝗲𝘄 𝗮𝘂𝘁𝗵𝗼𝗿𝗶𝘁𝘆? 𝗢𝗻𝗲 𝘁𝗿𝘂𝗰𝗸? 𝗚𝗿𝗼𝘄𝗶𝗻𝗴 𝗳𝗹𝗲𝗲𝘁?

We've worked with them all.

At Hydes Group, we help transportation businesses understand their insurance and navigate the process from quote to coverage.

𝗦𝗮𝗺𝗲-𝗱𝗮𝘆 𝗰𝗲𝗿𝘁𝗶𝗳𝗶𝗰𝗮𝘁𝗲𝘀. 𝗦𝘂𝗽𝗽𝗼𝗿𝘁 𝘄𝗶𝘁𝗵 𝗻𝗲𝘄 𝗗𝗢𝗧 & 𝗠𝗖 𝗮𝘂𝘁𝗵𝗼𝗿𝗶𝘁𝗶𝗲𝘀. 𝗔𝗻𝗱 𝘄𝗵𝗲𝗻 𝘆𝗼𝘂 𝗰𝗮𝗹𝗹, 𝘆𝗼𝘂 𝗴𝗲𝘁 𝗮 𝗿𝗲𝗮𝗹 𝗽𝗲𝗿𝘀𝗼𝗻.

𝟰𝟰𝟯-𝗖𝗢𝗩𝗘𝗥-𝗠𝗘 | hydesgroup.com

08/27/2026

08/24/2026

Protect yourself from fraud and consider getting a video camera for your commercial vehicle

Minolta Ultra Compact Full HD 2-Channel Dash Camera Record your daily travels and long-distance drives in vivid 1080P FHD with this Minolta dash cam. It loop-records in Full HD, overwriting the oldest footage first. In the event of an impact or sudden stop, its built-in gravity sensor locks your foo...

08/19/2026

I’ve had the pleasure of working with Garth from GH Hauling on his personal insurance for the past few years. Recently, I was excited to help him with the commercial auto insurance for his beautiful Peterbilt!

Garth has been driving professionally for over 20 years, and he’s truly one of the best professional drivers I’ve had the opportunity to work with. His experience, dedication, and commitment to doing things the right way really stand out.

I know Garth is excited to have this beauty back on the road, and I’m proud to have helped make sure he’s properly protected along the way! 🚛

Here’s to many more safe miles ahead, Garth! 👏

08/18/2026

𝗛𝘆𝗱𝗲𝘀 𝗚𝗿𝗼𝘂𝗽 𝗰𝗼𝘃𝗲𝗿𝘀 𝗺𝗼𝗿𝗲 𝘁𝗵𝗮𝗻 𝗺𝗼𝘀𝘁 𝗽𝗲𝗼𝗽𝗹𝗲 𝗿𝗲𝗮𝗹𝗶𝘇𝗲.

🚛 𝗧𝗥𝗨𝗖𝗞𝗜𝗡𝗚 & 𝗧𝗥𝗔𝗡𝗦𝗣𝗢𝗥𝗧𝗔𝗧𝗜𝗢𝗡
We specialize in transportation insurance for 𝗱𝘂𝗺𝗽 𝘁𝗿𝘂𝗰𝗸𝘀, 𝘁𝗼𝘄 𝘁𝗿𝘂𝗰𝗸𝘀 𝗮𝗻𝗱 𝗿𝗼𝗹𝗹𝗯𝗮𝗰𝗸𝘀, 𝗯𝗼𝘅 𝘁𝗿𝘂𝗰𝗸𝘀, 𝗮𝘂𝘁𝗼 𝗵𝗮𝘂𝗹𝗲𝗿𝘀, 𝗵𝗼𝘁 𝘀𝗵𝗼𝘁𝘀, 𝗮𝗻𝗱 𝘁𝗿𝗮𝗰𝘁𝗼𝗿-𝘁𝗿𝗮𝗶𝗹𝗲𝗿𝘀.

Coverage can include 𝗽𝗿𝗶𝗺𝗮𝗿𝘆 𝗹𝗶𝗮𝗯𝗶𝗹𝗶𝘁𝘆, 𝗽𝗵𝘆𝘀𝗶𝗰𝗮𝗹 𝗱𝗮𝗺𝗮𝗴𝗲, 𝗺𝗼𝘁𝗼𝗿 𝘁𝗿𝘂𝗰𝗸 𝗰𝗮𝗿𝗴𝗼, 𝗻𝗼𝗻-𝘁𝗿𝘂𝗰𝗸𝗶𝗻𝗴 𝗮𝗻𝗱 𝗯𝗼𝗯𝘁𝗮𝗶𝗹, 𝘁𝗿𝗮𝗶𝗹𝗲𝗿 𝗶𝗻𝘁𝗲𝗿𝗰𝗵𝗮𝗻𝗴𝗲, 𝗼𝗰𝗰𝘂𝗽𝗮𝘁𝗶𝗼𝗻𝗮𝗹 𝗮𝗰𝗰𝗶𝗱𝗲𝗻𝘁, 𝗮𝗻𝗱 𝗼𝗻-𝗵𝗼𝗼𝗸 𝗰𝗼𝘃𝗲𝗿𝗮𝗴𝗲 𝗳𝗼𝗿 𝘁𝗼𝘄 𝗼𝗽𝗲𝗿𝗮𝘁𝗼𝗿𝘀.

🏢 𝗕𝗨𝗦𝗜𝗡𝗘𝗦𝗦 𝗜𝗡𝗦𝗨𝗥𝗔𝗡𝗖𝗘
We insure businesses of all types, including 𝗰𝗼𝗻𝘁𝗿𝗮𝗰𝘁𝗼𝗿𝘀, 𝗿𝗲𝘀𝘁𝗮𝘂𝗿𝗮𝗻𝘁𝘀, 𝗿𝗲𝘁𝗮𝗶𝗹 𝗯𝘂𝘀𝗶𝗻𝗲𝘀𝘀𝗲𝘀, 𝗺𝗮𝗻𝘂𝗳𝗮𝗰𝘁𝘂𝗿𝗲𝗿𝘀, 𝗽𝗿𝗼𝗳𝗲𝘀𝘀𝗶𝗼𝗻𝗮𝗹 𝗼𝗳𝗳𝗶𝗰𝗲𝘀, 𝗮𝗻𝗱 𝗿𝗲𝗮𝗹 𝗲𝘀𝘁𝗮𝘁𝗲 𝗰𝗼𝗺𝗽𝗮𝗻𝗶𝗲𝘀.

Coverage options include 𝗚𝗲𝗻𝗲𝗿𝗮𝗹 𝗟𝗶𝗮𝗯𝗶𝗹𝗶𝘁𝘆, 𝗖𝗼𝗺𝗺𝗲𝗿𝗰𝗶𝗮𝗹 𝗣𝗿𝗼𝗽𝗲𝗿𝘁𝘆, 𝗕𝘂𝘀𝗶𝗻𝗲𝘀𝘀 𝗢𝘄𝗻𝗲𝗿𝘀 𝗣𝗼𝗹𝗶𝗰𝗶𝗲𝘀, 𝗪𝗼𝗿𝗸𝗲𝗿𝘀' 𝗖𝗼𝗺𝗽𝗲𝗻𝘀𝗮𝘁𝗶𝗼𝗻, 𝗖𝗼𝗺𝗺𝗲𝗿𝗰𝗶𝗮𝗹 𝗔𝘂𝘁𝗼, 𝗣𝗿𝗼𝗳𝗲𝘀𝘀𝗶𝗼𝗻𝗮𝗹 𝗟𝗶𝗮𝗯𝗶𝗹𝗶𝘁𝘆, 𝗖𝘆𝗯𝗲𝗿 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲, 𝗮𝗻𝗱 𝗖𝗼𝗺𝗺𝗲𝗿𝗰𝗶𝗮𝗹 𝗨𝗺𝗯𝗿𝗲𝗹𝗹𝗮.

🏠 𝗣𝗘𝗥𝗦𝗢𝗡𝗔𝗟 𝗜𝗡𝗦𝗨𝗥𝗔𝗡𝗖𝗘
We also offer 𝗵𝗼𝗺𝗲, 𝗮𝘂𝘁𝗼, 𝗮𝗻𝗱 𝗼𝘁𝗵𝗲𝗿 𝗽𝗲𝗿𝘀𝗼𝗻𝗮𝗹 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗰𝗼𝘃𝗲𝗿𝗮𝗴𝗲 to help protect what matters most.

𝗪𝗵𝘆 𝗰𝗵𝗼𝗼𝘀𝗲 𝗮𝗻 𝗶𝗻𝗱𝗲𝗽𝗲𝗻𝗱𝗲𝗻𝘁 𝗮𝗴𝗲𝗻𝗰𝘆?

Hydes Group represents 𝟯𝟬+ 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗰𝗮𝗿𝗿𝗶𝗲𝗿𝘀, which means we can shop your coverage with multiple companies rather than selling you one company's version of insurance.

And we're more than just a quote.

𝗦𝗮𝗺𝗲-𝗱𝗮𝘆 𝗰𝗲𝗿𝘁𝗶𝗳𝗶𝗰𝗮𝘁𝗲𝘀. 𝗦𝘂𝗽𝗽𝗼𝗿𝘁 𝗳𝗼𝗿 𝗻𝗲𝘄 𝗗𝗢𝗧 & 𝗠𝗖 𝗮𝘂𝘁𝗵𝗼𝗿𝗶𝘁𝗶𝗲𝘀. 𝗔𝗻𝗱 𝘄𝗵𝗲𝗻 𝘆𝗼𝘂 𝗰𝗮𝗹𝗹, 𝘆𝗼𝘂 𝗴𝗲𝘁 𝗮 𝗿𝗲𝗮𝗹 𝗽𝗲𝗿𝘀𝗼𝗻, 𝗻𝗼𝘁 𝗮 𝗰𝗮𝗹𝗹 𝗰𝗲𝗻𝘁𝗲𝗿.

Whether you're starting a trucking company, growing your business, or simply looking for better insurance options, 𝘄𝗲'𝗿𝗲 𝗵𝗲𝗿𝗲 𝘁𝗼 𝗵𝗲𝗹𝗽.

𝟰𝟰𝟯-𝗖𝗢𝗩𝗘𝗥-𝗠𝗘 | hydesgroup.com