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INSURICA INSURICA provides commercial insurance, energy, employee benefits, personal, and risk management

10/22/2026

Benefits managers: early indicators point to higher 2027 inflation-adjusted limits for HSAs, FSAs, and certain HRA arrangements.

While final IRS limits are still pending, now is the time to prepare. Review payroll and HRIS capabilities, plan updates to open-enrollment materials, and coordinate with vendors so systems can be updated promptly once official thresholds are released.

Staying ahead of these changes can help ensure a smooth enrollment season and clear employee communication.

Visit INSURICA.com/Blog. for more information.

10/21/2026

Employees are often the first target in a cyberattack—and your first line of defense.

Building a strong cybersecurity culture means making security everyone’s responsibility, from leadership to every employee. Encourage ownership, provide engaging training, reinforce cyber hygiene basics, make reporting suspicious activity simple, and recognize teams that prioritize secure practices.

A proactive cybersecurity culture can strengthen protection, build customer trust, and safeguard your organization’s reputation.

Visit INSURICA.com/Blog. for more information.

10/20/2026

Open enrollment is more than benefit elections—it’s also a key compliance checkpoint.

Before sharing enrollment materials, employers should review required employee benefit notices, confirm which disclosures apply to their plans, validate delivery methods, and retain distribution records. Requirements vary by plan design, timing, and recipient, so last year’s packet may not be enough.

Visit INSURICA.com/Blog.

INSURICA Acquires WorkCompOne, Expanding Digital Capabilities for Small Business InsuranceOKLAHOMA CITY, Okla. — INSURIC...
10/13/2026

INSURICA Acquires WorkCompOne, Expanding Digital Capabilities for Small Business Insurance

OKLAHOMA CITY, Okla. — INSURICA has acquired WorkCompOne, a direct-to-consumer digital insurance agency focused on workers' compensation coverage for small businesses.

The acquisition includes WorkCompOne's website, book of business, and prospect acquisition capabilities. The deal was effective Sept. 1.

The acquisition further strengthens INSURICA's digital capabilities and its ability to reach new small-business prospects, according to John Hester, INSURICA’s Chief Acquisitions and Digital Strategy Officer. He said it also positions the company for future growth.

"From a policy issuing standpoint, a rating standpoint, WorkCompOne could benefit not just the digital division, but also other parts of INSURICA, particularly programs," Hester said.

Read Full Press Release:

OKLAHOMA CITY, Okla. — INSURICA has acquired WorkCompOne, a direct-to-consumer digital insurance agency focused on workers' compensation coverage for small businesses. The acquisition includes WorkCompOne's website, book of business, and prospect acquisition capabilities. The deal was effective Se...

09/28/2026

23% lower premium. $2.4M in claims paid. Zero coverage gaps.

11 years of partnership with one of our longest-standing hospital clients.

Here's the timeline this client lived through:
🔴 COVID-19 (2020–2022) — operational strain and a wholesale repricing of healthcare risk
🔴 The hardest P&C market in two decades (2019–2025) — 33 straight quarters of rate increases, the longest run on record
🔴 Record inflation (2021–2024) — CPI peaking at 9.1%, with medical costs and claim severity surging right along with it

And yet their premium fell from $468K to $361K over that stretch — even after a $1.74M loss that would normally trigger remediation pricing elsewhere. Premium kept falling the following year.

The difference isn't a discount. It's the approach:
"It's not about selling a policy — it's about understanding your entire business."

INSURICA's Healthcare Practice manages total cost of risk year over year, like a financial planner — not just placing a policy at renewal. That discipline is what let this client's premium fall even as the broader market hardened around them.

The results over 11 years:
📉 23% premium reduction
đź’° $2.4M in claims paid
đź’µ $1M+ in savings
âś… 0 coverage gaps

If your hospital's renewal doesn't look like this, let's talk.

👉 Request a complimentary policy and risk assessment: INSURICA.com/Healthcare | 405-292-6413

08/31/2026

Administering your plan consistently? Your paperwork might not be. 📄⚠️

Regulators look at your written plan documents first — not how the plan actually runs. Eligibility, waiting periods, and vendors change constantly. Do your docs keep up?

Mid-year = perfect time to check your SPDs. âś…
Learn more at insurica.com/blog/employee-benefit-plan-documents/

08/25/2026

Risk Assessment. Risk Report. Performance Plan. Stewardship Meeting. That's RM4U — INSURICA's proactive approach to squeezing risk and controlling your insurance costs. 🎬

08/24/2026

Lifestyle Spending Accounts are 2026's fastest-growing benefit 🚲✨

Wellness. Mental health. Financial planning. Childcare. One flexible program, way happier employees.

Thinking about an LSA in 2027? Start with purpose + budget, then pick your vendor. đź’°
Visit insurica.com/blog/lsas/ to learn more.

08/18/2026

A broker's job isn't just to shop your risk — it's to help you shrink it. 🎬 New RM4U video breaks down what separates a true risk advisor from the rest.

08/17/2026

Fixed contribution. Real employee choice. đź’ˇ

ICHRAs let employees shop the marketplace for coverage that fits — while employers keep costs predictable. Not a fit for every workforce though, so know before you switch. 📊

Is an ICHRA right for your 2027 strategy?
Visit insurica.com/blog/ichras-gain-momentum/ to learn more

Address

8500 Stockdale Highway
Bakersfield, CA
93311

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+16618346222

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