Terri Hoffman, CLU, CExP

Terri Hoffman, CLU, CExP Registered Representative of Park Avenue Securities LLC (PAS). Securities products offered through PAS, member FINRA, SIPC.

Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is a wholly-owned subsidiary of Guardian. CAPITOL WEALTH STRATEGIES is not an affiliate or subsidiary of PAS or Guardian. Guardian, its subsidiaries, agents, and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your indivi

dual situation. Links to external sites are provided for your convenience in locating related information and services. Guardian, its subsidiaries, agents, and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, organizations, products, or services, and make no representation as to the completeness, suitability, or quality thereof. This material is intended for general use. By providing this content Park Avenue Securities LLC and your financial representative are not undertaking to provide investment advice or make a recommendation for a specific individual or situation, or otherwise act in a fiduciary capacity.
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Do you know how long it may take for your investments to double in value?
09/07/2026

Do you know how long it may take for your investments to double in value?

Do you know how long it may take for your investments to double in value? The Rule of 72 is a quick way to figure it out.

Insurance isn’t fun to think about, but it can help protect you and give you confidence, so you can focus on the importa...
09/04/2026

Insurance isn’t fun to think about, but it can help protect you and give you confidence, so you can focus on the important things in life.

Insurance isn’t always top of mind, but it can help protect you and give you confidence, so you can focus on your life.

For working couples, benefits decisions aren’t always straightforward. With two employers and two benefits plans to cons...
09/02/2026

For working couples, benefits decisions aren’t always straightforward. With two employers and two benefits plans to consider, choosing the right option requires weighing coverage, costs, and how each plan supports your priorities.

Tips for working couples comparing employer benefits and choosing insurance, coverage, and financial protections.

Having an estate strategy means that decisions about your family, assets, and your health care remain in your hands. Lea...
08/31/2026

Having an estate strategy means that decisions about your family, assets, and your health care remain in your hands. Learn about 4 elements that may help you. Watch here:

Learn about the importance of having an estate strategy in this helpful and informative video.

Preparation can sometimes be all you need to make the impossible, possible.
08/28/2026

Preparation can sometimes be all you need to make the impossible, possible.

The simplest ideas can sometimes make a massive difference over time. Enjoy this brief video to learn more.

Are you ready for school—again?
08/26/2026

Are you ready for school—again?

This worksheet can help you estimate the costs of a four-year college program.

Information vs. instinct. Are your choices based on evidence of emotion? This piece helps answer those questions.
08/24/2026

Information vs. instinct. Are your choices based on evidence of emotion? This piece helps answer those questions.

Information vs. instinct. Are your choices based on evidence of emotion?

The financial world has its own shorthand that can feel like alphabet soup. This guide helps explain common acronyms so ...
08/21/2026

The financial world has its own shorthand that can feel like alphabet soup. This guide helps explain common acronyms so you can be better equipped to navigate financial decisions.

The more financial terms you understand, the easier it can be to make smart financial decisions.

What would you do if your beloved dog caused some damage where a mere apology wasn’t enough?
08/19/2026

What would you do if your beloved dog caused some damage where a mere apology wasn’t enough?

Reviewing coverage options is just one thing responsible pet parents can do to help look out for their dogs.

Whether you’re a casual content creator or starting to turn your side hustle into something more, making money on social...
08/17/2026

Whether you’re a casual content creator or starting to turn your side hustle into something more, making money on social media can be exciting. But if you treat every check like it’s a jackpot, it won’t last. Here are tips for managing your social me

Learn ways to protect and grow the money you’ve made on social media

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