Derek Edgar-Capitol Wealth Strategies

Derek Edgar-Capitol Wealth Strategies I educate individuals and families about their finances and strategies associated with those finances.

But the sooner you can set up a solid framework by   and planning to save , the better off you'll be
02/18/2020

But the sooner you can set up a solid framework by and planning to save , the better off you'll be

Ah, the single life. You get to do what you want, when you want to do it—and you don’t have to consult with anyone else when it’s time to make a big purchase.

In addition, employees who purchase an annuity in the retirement plan can transfer the annuity to another retirement pla...
02/17/2020

In addition, employees who purchase an annuity in the retirement plan can transfer the annuity to another retirement plan or IRA without incurring surrender charges or penalties

The SECURE Act brought several significant changes to the retirement account landscape, but this comprehensive guide can help.

The first financial statement is a balance sheet, also called the statement of financial position, which lists your asse...
02/05/2020

The first financial statement is a balance sheet, also called the statement of financial position, which lists your assets, liabilities, and net worth

Not having financial statements is like hopping in a car and attempting to drive to an unknown destination without a navigation system.

But if you wait much longer, you'll risk falling short on   and struggling financially at a time when you're supposed to...
02/04/2020

But if you wait much longer, you'll risk falling short on and struggling financially at a time when you're supposed to be enjoying life

Here's what you need to do -- immediately -- if you're one of them.

02/03/2020

The NFL might not have liked Eric Fisher smashing two beers together like "Stone Cold" Steve Austin to celebrate a touchdown, but Budweiser appreciates the extra publicity from the Kansas City Chiefs left tackle.After the league handed Fisher a $14,037 fine on Saturday for his actions during last we...

02/01/2020

Going to a game can be a serious stee-rike against your family budget.

But if you don't start making an effort to build long-term   while you're relatively young, you're increasing your risk ...
01/30/2020

But if you don't start making an effort to build long-term while you're relatively young, you're increasing your risk of falling short when you're older

Roughly 45 million people are burdened with one particular type of expense, and it's not leaving them much to contribute to a 401(k) or IRA.

So no, drinking Coronas won't give you the virus, and it won't cure it either
01/29/2020

So no, drinking Coronas won't give you the virus, and it won't cure it either

As quickly as the virus spreads, so do myths about it.

Opening a high-yield   account is one of the easiest ways to make your money work for you
01/29/2020

Opening a high-yield account is one of the easiest ways to make your money work for you

Running my financial coaching business for three years, I've coached over 1,000 millennials and have seen them make the same mistakes over and over.

If You Love  , Check Out The World's Best   Museums
01/28/2020

If You Love , Check Out The World's Best Museums

Sip your way through the history of hops.

Someday, someone will buy a lottery ticket on their 65th birthday and be able to retire. The odds are not looking good f...
01/28/2020

Someday, someone will buy a lottery ticket on their 65th birthday and be able to retire. The odds are not looking good for that person to be you

We all have a million things we'd rather be doing than saving for retirement. Here are the 12 best reasons to ignore retirement planning.

If you have student debt, you can also consider refinancing , which means combining your private and federal loans and p...
01/13/2020

If you have student debt, you can also consider refinancing , which means combining your private and federal loans and paying it all off at a lower rate

Millennials carry a lot of debt. But not all debt is bad. Here's a guide to the whys and what-to-pays.

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