Barton Creek Lending Group, LLC - NMLS# 264320

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Barton Creek Lending Group, LLC - NMLS# 264320 Texas Mortgage Lender/Broker Our team provides personalized mortgage guidance and supports clients online, by phone, and through in-person appointments.

Barton Creek Lending Group is an Austin-based mortgage lender serving homebuyers, homeowners, real estate investors, and real estate professionals since 2004. We offer conventional, NonQM, Jumbo, FHA, VA, USDA, refinance, cash-out refinance, and condo financing options, including non-warrantable condos. We are licensed to serve borrowers in Texas, Colorado, Tennessee, and Florida, with experience financing primary residences, second homes, investment properties, and warrantable and non-warrantable condominiums.

Buying a home can feel scary — kind of like navigating a haunted house in the dark. 🎃 But it doesn't have to be that way...
10/31/2026

Buying a home can feel scary — kind of like navigating a haunted house in the dark. 🎃 But it doesn't have to be that way.

At Barton Creek Lending Group, we keep things simple and honest. Whether you're looking at FHA, VA, Conventional, or even a Non-Warrantable Condo loan, we're here to walk you through every step without the tricks.

No surprises. No fine print frights. Just real guidance from people who genuinely care.

Ready to make your move? Reach out to Barton Creek Lending Group today.

What's the biggest concern you have about the home loan process? 👇

🎃 Happy Halloween from Barton Creek Lending Group! 👻Wishing you a spook-tacular Halloween filled with sweet treats, fest...
10/31/2026

🎃 Happy Halloween from Barton Creek Lending Group! 👻

Wishing you a spook-tacular Halloween filled with sweet treats, festive fun, and just the right amount of fright! 🏡🍬

Have a safe and happy Halloween!

"We had an outstanding experience working with Jason Inmon on the financing of our property. From start to finish, Jason...
10/26/2026

"We had an outstanding experience working with Jason Inmon on the financing of our property. From start to finish, Jason was professional, responsive, and genuinely committed to securing the best possible outcome for us.

This was a sizable and somewhat complex transaction, and Jason’s expertise, creativity, and attention to detail helped us secure a fantastic financing package that exceeded our expectations. He was.." says Fritztown on Google

★★★★★ We had an outstanding experience working with Jason Inmon on the financing of our property. From start to finish, Jason was professional, responsive, and genuinely committed to securing the best possible outcome for us. This was a sizable and somewhat complex transaction, and Jason.....

Buying a condo? Mortgage approval involves more than your personal finances.Even with strong credit, stable income, and ...
10/26/2026

Buying a condo? Mortgage approval involves more than your personal finances.

Even with strong credit, stable income, and sufficient funds, financing a condominium can present additional considerations.

Unlike a traditional single-family home purchase, lenders may need to evaluate the condominium project itself. This review can include HOA financial stability, insurance coverage, owner-occupancy levels, commercial space, pending litigation, deferred maintenance, and investor concentration.

If a condominium project does not meet conventional agency requirements, it may be classified as non-warrantable. However, this does not necessarily mean financing is unavailable. Alternative loan programs may offer solutions for qualified borrowers.

Reviewing condominium project eligibility early can help identify potential financing challenges and avoid unexpected complications during the purchasing process.

🏢 Considering a condo purchase? Explore your financing options with Barton Creek Lending Group at https://www.bartoncreeklending.com/

Barton Creek Lending Group | NMLS #264320 | Equal Housing Lender

Self-employed? Your mortgage options may extend beyond traditional income documentation.Business owners often use legiti...
10/24/2026

Self-employed? Your mortgage options may extend beyond traditional income documentation.

Business owners often use legitimate tax deductions to reduce taxable income, but this can make qualifying for a conventional mortgage more challenging.

Certain Non-QM loan programs offer alternative documentation methods for eligible borrowers, including:

✔ 12 or 24 months of bank statements
✔ 1099 income documentation
✔ CPA-prepared profit-and-loss statements
✔ Eligible liquid assets
✔ Rental property cash flow

These programs still require lenders to assess repayment ability and may involve higher interest rates, larger down payments, or additional reserve requirements.

Understanding how your income can be appropriately documented is an important step toward identifying suitable financing options.

💼 Explore mortgage solutions tailored to different financial circumstances. Visit https://www.bartoncreeklending.com/ to connect with Barton Creek Lending Group.

Barton Creek Lending Group | NMLS #264320 | Equal Housing Lender

"Highly recommend for anybody purchasing a home. Sam was incredibly helpful and supportive throughout the entire process...
10/22/2026

"Highly recommend for anybody purchasing a home. Sam was incredibly helpful and supportive throughout the entire process. We ended up financing through a big bank because of a rare incentive that we happened to qualify for, but would have absolutely gone through Barton Creek otherwise. Sam was more than a loan officer, he was a friendly home buying consultant who patiently walked us through much of the process of buying.." says Aamil on Google

★★★★★ Highly recommend for anybody purchasing a home. Sam was incredibly helpful and supportive throughout the entire process. We ended up financing through a big bank because of a rare incentive that we happened to qualify for, but would have absolutely gone through Barton Creek otherwise...

"Had an absolutely fantastic experience with Jeanne. We had a couple of issues that we had to work through, and Jeanne p...
10/22/2026

"Had an absolutely fantastic experience with Jeanne. We had a couple of issues that we had to work through, and Jeanne provided us step-by-step instructions of exactly what we needed to do in the order that we needed to do everything. We were able to get our home of our dreams at a highly competitive rate. We are forever grateful to Jeanne for her guidance, expertise and professionalism. Highly recommended!!" says Tony on Google

★★★★★ Had an absolutely fantastic experience with Jeanne. We had a couple of issues that we had to work through, and Jeanne provided us step-by-step instructions of exactly what we needed to do in the order that we needed to do everything. We were able to get our home of our dreams at a hi...

Think USDA home loans are only for farms or remote rural properties? Think again.USDA home loans are available for eligi...
10/19/2026

Think USDA home loans are only for farms or remote rural properties? Think again.

USDA home loans are available for eligible properties in designated rural and many suburban communities, making them a financing option worth exploring for qualified homebuyers.

However, eligibility involves more than property location. Household income limits vary by geographic area and household size, and the home must generally serve as the borrower’s primary residence.

For qualified borrowers, USDA financing may offer up to 100% financing, eliminating the need for a down payment. However, applicable guarantee fees and other loan requirements should also be considered.

Before exploring this option, it’s important to understand both property eligibility and household income requirements.

🏡 Interested in USDA home financing? Visit https://www.bartoncreeklending.com/ to explore your options with Barton Creek Lending Group.

Barton Creek Lending Group | NMLS #264320 | Equal Housing Lender

"I have used Tommy O'Donnell and Barton Creek Lending Group for three separate home purchases over the past 15 years, tw...
10/16/2026

"I have used Tommy O'Donnell and Barton Creek Lending Group for three separate home purchases over the past 15 years, two in Texas and one in Colorado. Tommy and his team are incredibly knowledgeable, responsive, and hard-working. They have always done a great job for me and I will continue to use them for any future property purchases." says Anna on Google

★★★★★ I have used Tommy O'Donnell and Barton Creek Lending Group for three separate home purchases over the past 15 years, two in Texas and one in Colorado. Tommy and his team are incredibly knowledgeable, responsive, and hard-working. They have always done a great job for me and I will co...

"Tommy was great to work with and made things easy. Highly recommend reaching out to Barton Creek Lending Group the next...
10/15/2026

"Tommy was great to work with and made things easy. Highly recommend reaching out to Barton Creek Lending Group the next time you're in the market for a mortgage. They will treat you right!" says M.C. on Google

★★★★★ Tommy was great to work with and made things easy. Highly recommend reaching out to Barton Creek Lending Group the next time you're in the market for a mortgage. They will treat you right!

Address

1250 Capital Of Texas Highway South Building 3 Ste 400
Austin, TX
78746

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