06/01/2026
Buy now, pay later services like Affirm, Klarna, and Afterpay will soon be factored into FICO credit scores. While they make it easy to split purchases into smaller payments, they can also affect your debt-to-income ratio and potentially delay or derail your mortgage approval.
If homeownership is your goal, let's discuss how these pay later services can impact the buying process!
https://myoc.io/kylebrown
NMLS # 1575227