Ron Duke at Crescent Mortgage

09/05/2023

06/30/2023

Happy July 4th Weekend! I hope everyone has a fun and safe holiday!

06/02/2023

APPLY HERE: www.loaninmotion.com/ronduke

02/01/2022

Thinking of a refi? Here's a quick way to estimate how much you could save each month as well as the number of months of savings before you break even on costs. You might be surprised! Please let me know if you have questions. I'll be happy to help.

Take a minute to see how a new mortgage payment might look with a refi. Are you ready to make a move?

01/31/2022

A low interest rate mortgage means more than just a better payment. You can build equity more quickly, qualify more easily and get into the home you want faster. Plus, you can lock in a low rate that won't change for 30 years. See how your payment can change if prices and rates increase while you wait to purchase.

A rise in rates and home prices could mean a larger monthly payment. How might your payment change if you wait to buy?

01/28/2022

Many of my clients want to learn how their monthly payments break down and how their loan balance and interest costs will decline over time. Here's an easy tool so you can find the answers. Do you have questions about financing your home? Please comment below or reach out. I'm always happy to help.

A Look at Your Mortgage Payments

01/24/2022

You may be able to get a higher loan amount than you expected and still access low rates. Use this link to check maximum loan amounts for programs that may bring lower rates and greater flexibility than other financing avenues, such as jumbo loans. Amounts vary by area and can be adjusted each year according to home value growth. I encourage you to take a look. Please reach out if you'd like to discuss savings opportunities that may be available to you.

See the conforming mortgage loan limits for your county.

01/22/2022

Wondering how much you may be able to save with a refinance? Here's a simple calculator to help. You may be surprised at the difference even a small rate change can make. And remember, there's more to it than just monthly savings. You may be able to pay your loan off faster or access cash from equity with no increase in payment. Please reach out over your preferred channel if you want to talk about it.

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01/19/2022

When shopping for a new home, it helps to consider the monthly cost of ownership rather than just the price. Newly constructed homes may cost more upfront but can be less expensive to own because of energy, maintenance and tax savings. There are other perks, too. Check out this link to help you compare. Please reach out if I can help in any way.

New homes often come with lower monthly costs, even if they are priced higher.

01/18/2022

Due to recent changes, on-time rent payments can now be considered toward a mortgage approval. If you or someone you know has put off buying a home for fear of inadequate credit, it may be worth taking a second look. Please reach out, and I'll be happy to help.

01/17/2022

Good news! Recent changes to the way student loan debt is counted when determining eligibility for a home loan means more people now qualify. If this could make a difference for you or someone you know, please reach out. I'll be glad to help.

01/14/2022

If life is a game, credit reporting agencies are keeping score—literally! You can win by knowing how to put points on the board. Follow the link to learn more about credit scores and tips for managing yours well.

Understand the factors that make up your score.