Marc Garfinkel at Prosperity Home Mortgage

Marc Garfinkel at Prosperity Home Mortgage I am a mortgage consultant NLSMR #648934
Prosperity Home Mortgage NMLS #75164 NMLS ID #75164 (NMLS Consumer Access at http://www.nmlsconsumeraccess.org/)

Prosperity Home Mortgage, LLC, a wholly owned subsidiary of The Long & Foster Companies, is a full service mortgage banker that specializes in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, construction loans and renovation financing. Our company is represented by more than 500 mortgage

consultants throughout 48 jurisdictions including: Alabama, Alaska, Arizona, Arkansas, Colorado, Connecticut, District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maine, Maryland, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin and Wyoming.

02/03/2026

New year. Same relentless commitment to service. 💙

As we kick off the year, we’re grateful for the homeowners and agents who trust us with one of life’s biggest milestones — and who take the time to share their experiences!

Here’s what they had to say 👇

December’s market closed the year at a steadier pace 🏡📊With homes spending more time on the market, fewer selling above ...
02/03/2026

December’s market closed the year at a steadier pace 🏡📊

With homes spending more time on the market, fewer selling above list price, and cash buyers still active, conditions continued to move toward balance.

For real estate professionals, this shift reinforces the importance of thoughtful pricing, early preparation, and clear expectations. As we head into a new year, staying informed helps you guide clients confidently through changing market dynamics.

📍 Mortgage Mondays: National trends only tell part of the story. While home price growth is cooling overall, the real pi...
02/02/2026

📍 Mortgage Mondays: National trends only tell part of the story. While home price growth is cooling overall, the real picture varies widely by region, with the South and West lagging and pockets of the Midwest and Northeast still seeing gains.

That’s why National Reach. Local Expertise. matters. At Prosperity, we pair big-picture insight with local market knowledge to help agents and buyers understand what’s happening where it matters most: right at home!

02/02/2026

✨Starting your week with a spark of inspiration. Let’s make it a great one! 💪

🦫 Shadow or no shadow… one thing’s always in season: planning for what’s next.Whether spring comes early or winter hangs...
02/01/2026

🦫 Shadow or no shadow… one thing’s always in season: planning for what’s next.

Whether spring comes early or winter hangs around, your homeownership goals don’t have to stay on repeat. We’re here to help you move forward—on your timeline, with a plan that fits your life. 🌤️➡️🏠

Markets change. Smart strategies adapt.Our newest Market Update explores current conditions, emerging trends, and what t...
01/30/2026

Markets change. Smart strategies adapt.
Our newest Market Update explores current conditions, emerging trends, and what they mean for buyers and the professionals who support them.
📈 Read the update from Prosperity Home Mortgage.



This Market Update is written by our Capital Market specialists each week to bring you insight into what's happening in the market and how it may affect mortgage rates and real estate trends.

📺 Clean lines or 🎥 cinema vibes? Media wall or ceiling projector—what’s your MVP setup?
01/28/2026

📺 Clean lines or 🎥 cinema vibes? Media wall or ceiling projector—what’s your MVP setup?

📊 Mortgage Mondays: A good reminder that mortgage rates don’t move in lockstep with the Fed. Even as the Federal Funds R...
01/26/2026

📊 Mortgage Mondays: A good reminder that mortgage rates don’t move in lockstep with the Fed. Even as the Federal Funds Rate has come down, 30-year fixed rates have remained elevated, reflecting inflation expectations, bond markets, and investor risk—not just Fed policy.

Why this matters:
• Fed cuts ≠ instant mortgage relief
• Rate spreads can stay wider for longer
• Planning works best when everyone understand the why, not just the headline

Use this chart to help set expectations and ground conversations in how the mortgage market actually works.

We're relentless when it comes to service — it’s how we show up for you.🏡 Homebuyers: You deserve clarity, speed, and a ...
01/23/2026

We're relentless when it comes to service — it’s how we show up for you.

🏡 Homebuyers: You deserve clarity, speed, and a smooth path to the keys.

🤝 Agents: You deserve a lender who anticipates, communicates, and closes on time.

At Prosperity Home Mortgage, we're committed to going above and beyond, because service isn't just part of what we do. It's who we are.

☀️🔁🪟Solar panels or high-efficiency windows—which upgrade would you choose first? Tell us why ⬇️
01/21/2026

☀️🔁🪟
Solar panels or high-efficiency windows—which upgrade would you choose first? Tell us why ⬇️

Address

4848 Ashford Dunwoody Road
Atlanta, GA
30338

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