Alisha Payne, NMLS # 1084298

09/05/2026

Here’s to a three-day weekend with fewer emails and more sunshine.

Happy Labor Day Weekend! 🌞

09/04/2026

🏡 House hunting this Labor Day weekend?
I’m AVAILABLE! If you find “the one,” don’t let a holiday weekend keep you from making an offer.
Need a quick pre-approval or updated numbers? Call or text me....I’ve got you! 📲

09/03/2026

A little Mahjong fun from this past Tuesday! We had a full house! Want to learn, play or join in? Please do!

09/03/2026

A little this-or-that for the home crowd.

White kitchen or dark cabinets? Screened porch or open patio? New construction or classic charm?

What are you choosing?

09/02/2026

🏡 Whether you’re exploring homeownership for the first time or ready to expand your real estate portfolio.... I’m here to help you understand your options and find the financing that fits YOUR goals.

Buying real estate doesn’t have to feel overwhelming. Let’s run the numbers, make a plan, and make your next move Payne Free!

09/01/2026

You know you’re a homeowner when the little things start feeling like big wins.

New appliances, an organized pantry, fresh landscaping… it’s all part of the lifestyle.

08/31/2026

5.0 star review received on Experience.com for Alisha Payne by Edward H - her services were better than she said

Click to see all 11 reviews of Alisha Payne, Loan Officer

08/31/2026

BUYING vs. RENTING.... Which one makes sense for YOU?

There isn’t one right answer for everyone. Both have pros and cons — but if you’ve been renting for a while, it may be worth seeing what buying could look like.

🔑 RENTING

Pros:
✓ More flexibility if you want to move
✓ Maintenance is generally the landlord’s responsibility
✓ Lower upfront costs in many cases

Cons:
✗ Your rent can increase
✗ You’re building your landlord’s equity — not yours
✗ Limited ability to customize your home
✗ When you move out.... you don’t take any of those rent payments with you

🏡 BUYING

Pros:
✓ Opportunity to build equity over time
✓ More stability and control over your home
✓ Your principal-and-interest payment can stay consistent with a fixed-rate mortgage
✓ Freedom to make the space YOURS
✓ Potential long-term financial benefits

Cons:
✗ Upfront costs to purchase
✗ You’re responsible for maintenance and repairs
✗ Less flexibility if you need to move quickly
✗ Home values can fluctuate

Here’s the important part....

You don’t have to guess which one makes more sense.

Give me your current monthly rent and I can help you compare it to what buying could potentially look like.

You might be surprised by the numbers. 👀🏡

Making the Mortgage Process Payne Free.

08/30/2026

Thank you so much! 💜 Hearing that my service exceeded what I promised is one of the best compliments I could receive. I truly believe my clients deserve more than just a loan—they deserve communication, accessibility, and someone who genuinely cares about getting them to the finish line. Thank you for trusting me with your homebuying journey!

Click to see all 11 reviews of Alisha Payne, Loan Officer

08/27/2026

Moving day is a lot easier when the essentials are within reach. 📦

A little planning upfront can make that first night in your new home feel a whole lot smoother.