Dwello Mortgage Advisors - NMLS #1820

Dwello Mortgage Advisors - NMLS #1820 Dwello Mortgage Advisors, powered by CMG Home Loans, in Asheville, NC. Kim Winters | Branch Manager | NMLS: 643805 DISCLOSURES:
CMG Mortgage, Inc.

dba CMG Home Loans, dba Dwello Mortgage Advisors , NMLS ID # 1820 (www.nmlsconsumeraccess.org, www.cmghomeloans.com), Equal Housing Opportunity. Georgia Residential Mortgage Licensee #15438. Ohio Mortgage Broker Act Mortgage Banker Exemption .850204.000. Licensed by the Virginia State Corporation Commission -5521. To verify our complete list of state licenses, please visit www.cmgfi.com/corporate/licensing

Your credit score isn’t the whole story.Lenders look deeper than just the number.They also consider:✔️ Debt-to-income ra...
06/17/2026

Your credit score isn’t the whole story.

Lenders look deeper than just the number.

They also consider:
✔️ Debt-to-income ratio
✔️ Credit usage
✔️ Stability over time

How you manage credit matters just as much as your score.

I get this question all the time — reach out if you have questions.

MONDAY MORNING UPDATE:Today the financial markets experienced notable shifts following the announcement of a Memorandum ...
06/15/2026

MONDAY MORNING UPDATE:

Today the financial markets experienced notable shifts following the announcement of a Memorandum of Understanding (MOU) between the United States and Iran, aiming to reopen the Strait of Hormuz and ease geopolitical tensions. This development led to a significant drop in oil prices, with Brent crude falling over 4% to $84.21 per barrel, its lowest level in more than three months. ([axios.com](https://www.axios.com/2026/06/14/oil-prices-us-iran-war-hormuz-strait-peace-deal?utm_source=openai))

The easing of oil prices has had a ripple effect on the bond market, contributing to a decline in the 10-year Treasury yield. This movement has the potential to influence mortgage rates, which are closely tied to Treasury yields. While specific mortgage rate figures for the week are not provided, the trend suggests a favorable environment for prospective homebuyers and homeowners considering refinancing.

In the housing market, the combination of lower mortgage rates and stabilized energy prices could stimulate buyer demand, potentially leading to increased activity in the coming months. This presents an excellent opportunity for those looking to purchase a home or refinance their existing mortgage.

If you're considering entering the housing market or refinancing, now is an opportune time to take advantage of these favorable conditions. Please reach out to me directly to discuss how these developments can benefit your specific situation.

Pre-approval vs pre-qualification 👇Not all “approvals” are the same.Pre-qual = quick estimatePre-approval = verified + r...
06/15/2026

Pre-approval vs pre-qualification 👇
Not all “approvals” are the same.

Pre-qual = quick estimate
Pre-approval = verified + reviewed

Big difference.

A true pre-approval gives you:
✔️ Real numbers you can trust
✔️ Stronger negotiating power
✔️ Fewer surprises later

Stronger approval = stronger offer.

I get this question all the time — reach out if you have questions.

What actually delays loans?It’s not the hard stuff—it’s the missing details.The usual culprits 👇• Incomplete bank statem...
06/11/2026

What actually delays loans?

It’s not the hard stuff—
it’s the missing details.

The usual culprits 👇
• Incomplete bank statements
• Unverified large deposits
• Missing income docs
• Unexplained changes

Small misses = big delays.

Clean files close faster.

I get this question all the time — reach out if you have questions.

Why your approval matters 👇In a competitive market, certainty wins over price.A strong pre-approval shows:✔️ Income and ...
06/09/2026

Why your approval matters 👇

In a competitive market, certainty wins over price.

A strong pre-approval shows:
✔️ Income and assets are verified
✔️ The loan is vetted
✔️ The deal is more likely to close

That can beat a higher—but riskier—offer.

Stronger approval = stronger offer.

I get this question all the time — reach out if you have questions.

Join us for our first annual Community in Bloom — a free family event designed to celebrate the Kenilworth community, su...
06/06/2026

Join us for our first annual Community in Bloom — a free family event designed to celebrate the Kenilworth community, support local small businesses, and give back together.

Hosted by Dave Cash (Dave Cash, Realty) of Unique Real Estate Collective, this event is a reflection of the relationships and community connections he’s built over the years, and we’re honored at Dwello Mortgage Advisors to partner alongside someone we’ve loved working with for a long time.

Come enjoy live music from the Asheville Pearl Street Band, local makers, kids activities, photography, fresh flowers and produce, Sunshine Sammies, and more while connecting with some amazing local vendors and community partners.

We’ll also be collecting dried goods for Loving Food Resources, so feel free to bring an item to donate if you’d like to help support neighbors in need.

Saturday, June 6
11:00 AM – 2:00 PM
Kenilworth Presbyterian Church
123 Kenilworth Road

We’d love to see you there!

RSVP Here: https://www.eventbrite.com/e/community-in-bloom-tickets-1988785444802?utm_campaign=&utm_content=please-rsvp-here&utm_medium=email&utm_source=activepipe

Before you fall in love with a home…get clear on what you can actually buy.Pre-approval isn’t just a step—it’s your adva...
06/05/2026

Before you fall in love with a home…
get clear on what you can actually buy.

Pre-approval isn’t just a step—
it’s your advantage.

✔️ Know your real budget
✔️ Move fast when you find “the one”
✔️ Show sellers you’re serious

Clarity upfront = stronger offers.

I get this question all the time — reach out if you have questions.

Did you know?Most loan delays don’t come from big problems—they come from small misses.Missing docs. Incomplete info. Sl...
06/03/2026

Did you know?

Most loan delays don’t come from big problems—
they come from small misses.

Missing docs. Incomplete info. Slow responses.

The cleaner the file, the smoother the closing.

Stay organized. Stay responsive. Keep the deal moving.

I get this question all the time — reach out if you have questions.

Please join us in welcoming Michelle to Dwello Mortgage Advisors! 🎉Michelle brings experience in mortgage loan processin...
06/01/2026

Please join us in welcoming Michelle to Dwello Mortgage Advisors! 🎉

Michelle brings experience in mortgage loan processing and a strong background in finance. She is passionate about helping clients navigate the mortgage process with confidence and ease.

As a fluent Spanish speaker with a gift for building relationships, Michelle is committed to providing exceptional service every step of the way.

We're excited to have her on the team and can't wait for you to meet her! ❤️🏡

Address

900 Hendersonville Road Ste 102
Asheville, NC
28803

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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