Lucid Lending • NMLS #1120087

Lucid Lending • NMLS #1120087 We offer a variety of Mortgage products to help our clients make the right decision on what path is right for them. Call us today for an initial consult.
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Based out of Asheville NC, Lucid Lending is an independent Mortgage Broker proudly serving the communities of North Carolina, Florida and Pennsylvania for over 8 years. We offer Conforming, FHA, VA, as well as Non-Conforming products to give best offers from our Lenders. We also provide HECM (Reverse Mortgages) financing products for our older clients. We understand that not all people are in the

same financial position. We assess the whole picture with every client to show their best foot forward to our Lenders. This provides the ability to show the best offers to Borrowers from our multiple Lenders host of loan products to save time, find the best loan, and ultimate savings over loan lifetimes.

💎**From "Can I actually buy a house?" to "Welcome Home."**Buying a home can feel like a big journey—but it doesn't have ...
06/09/2026

💎

**From "Can I actually buy a house?" to "Welcome Home."**

Buying a home can feel like a big journey—but it doesn't have to be complicated.

💎 We'll help you create a game plan.
💎 Get pre-approved and understand your buying power.
💎 Connect with a great real estate agent and find the right home.
💎 Navigate underwriting, inspections, and loan approval with confidence.
💎 Get the keys and start your next chapter.

Swipe through this guide to see exactly how the homebuying process works—from the first conversation to closing day.

In a world full of lenders, experience, communication, and local knowledge still matter.

Serving Asheville and Western North Carolina.

💎 Matthew "Ozzie" Oswald
Mortgage Loan Originator | NMLS #365644

💎 PenFirst Mortgages Company DBA Lucid Lending | NMLS #1120087

📞 828-571-0219
🌐 lucidlending.com

**Your home. Your future. Your move. Let's make it happen.**

💎

Call us today at 828-571-0219 to see if you Qualify.
11/06/2023

Call us today at 828-571-0219 to see if you Qualify.

Call us today at 828-571-0219 to get Started....
11/04/2023

Call us today at 828-571-0219 to get Started....

Sick of hearing about high interest rates? Take a look at the Seller Paid Temporary Interest Rate Buy Down!!! Call us ...
11/03/2023

Sick of hearing about high interest rates? Take a look at the Seller Paid Temporary Interest Rate Buy Down!!! Call us today at 828-571-0219 to get Started....

https://1l.ink/KJGJN4Q
11/03/2023

https://1l.ink/KJGJN4Q

The stratification of rate offerings between lenders is very high due to rapid changes over the past few days and weeks.  On average, top tier conventional 30yr fixed rates have fallen more than 3/8ths of a percent since Tuesday afternoon.  You'd have to go back to the days fol...

Call today to get started!!! 828-571-0219
11/03/2023

Call today to get started!!! 828-571-0219

Do you deserve a Gold Star?
10/22/2023

Do you deserve a Gold Star?

Address

4 Vermont Avenue Unit 3
Asheville, NC
28806

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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