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Monday 8am - 5pm Tuesday 8am - 5pm Wednesday 8am - 5pm Thursday 8am - 5pm Friday 8am - 5pm

Benjamin Tse, NMLS 485998, Mortgage Lending

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United States
Arcadia, CA
Benjamin Tse, NMLS 485998, Mortgage Lending

You’re looking for a Mortgage Loan Officer you can trust. PNC Bank N.A. NMLS ID: 446303

Whether you’re buying a home, exploring a refinance, or considering ways to use your home’s equity, I’m here to answer questions, explain your options, and help you make confident, informed decisions at every stage of homeownership. My focus is on helping you secure the right mortgage solution for today—while remaining a trusted resource as your needs evolve over time.

10/30/2026

👻 Trick: Remembering to change your clocks.

🎃 Treat: An extra hour of sleep.

Don't forget to turn your clocks back before bed Saturday night. Happy Halloween weekend!

10/29/2026

Preapproval vs. prequalification... do you know the difference?

It's one of the most common questions I hear from prospective homebuyers. Understanding these two steps can help you prepare for your home search and avoid surprises along the way.

This quick read does a great job explaining the difference:

Have questions about buying a home or what you may qualify for? Reach out anytime. I'm here to help.

pncmortgage.com/BenjaminTse

Understanding preapproval vs prequalification is essential for first-time homebuyers. Explore how these mortgage steps impact your buying power and decisions.

10/27/2026

Nobody can predict the unexpected, but you can prepare for it.

A roof repair. A furnace replacement. An unexpected life event.

Many homeowners establish a HELOC before they need one, giving them access to funds that can help provide flexibility when the unexpected happens.

With our current introductory rate offer available for eligible new HELOCs, now may be a great time to explore whether a HELOC fits into your financial game plan. Call me! 626-627-4762

Learn more: pnc.com/homelendingoffers

10/25/2026

Curious, what’s the biggest thing that’s stopped you from talking to someone about home lending?
• Rates
• Not knowing where you stand
• Timing
• Or just not wanting a sales conversation

Most of the conversations I have aren’t about decisions, they’re about understanding options. That’s what I’m here for if you ever need it. 626-627-4762

10/23/2026

🤔 If an extra property could generate income, would you consider becoming a landlord?

It's not for everyone, but for some people it can be part of a broader wealth-building strategy.

I'd love to hear your thoughts. Is rental property ownership something you've considered?

Discover how to buy a rental property with our comprehensive guide. Learn about investment goals, financing options, and legal tips to make informed choices.

10/22/2026

One of the biggest reminders I tell everyone during the mortgage process, is DON'T make any major purchases until after closing.

For example, a new car could change your credit score or debt ratios.

Remember, I'm here to guide you every step of the way, so DO reach out with questions! 626-627-4762

Applying for a mortgage may seem overwhelming, but there are ways to simplify the process. Follow these mortgage dos and don'ts from the experts at PNC.

10/19/2026

This is a great read to help understand how co-ops work, what makes them different, and whether they align with your lifestyle and goals so you can make an informed buying decision.

Still have questions? Call me today! 626-627-4762

Discover the ins and outs of co-op housing, from understanding its structure to exploring the shared responsibilities and benefits it offers.

10/17/2026

While short sales require a lengthy lender approval process, they may be worth the wait for homebuyers and investors looking for a good deal on a property. Give me a call if this is a route you are thinking about. 626-627-4762

Discover what a short sale in real estate means and its benefits for both sellers and buyers. Understand the process and implications of a short sale.

10/16/2026

Homebuying Myth: "If I qualify for a conventional loan, I should automatically choose it."

Not necessarily.

I've seen buyers save money with Conventional financing, and I've seen others benefit from FHA programs depending on their goals and qualifications.

Understanding the differences can make a bigger impact than many people realize.

Questions? I'm always happy to help explain the options.

pncmortgage.com/BenjaminTse

Learn more about FHA vs conventional loans. Discover the key differences, benefits, and drawbacks to make an informed decision for your home purchase.

10/14/2026

If you had $25,000 to invest in your home, what would you do?

🔨 New roof?
🍳 Kitchen remodel?
🌳 Backyard makeover?
🛁 Bathroom refresh?

Many homeowners are surprised to learn they may be able to leverage their home's equity to help fund projects like these. With a limited-time introductory rate offer available, now may be a great time to explore your options.

pnc.com/homelendingoffers

Drop your answer below! ⤵️

Address

Services Available In:
Arcadia, CA
91007

Opening Hours

Monday	8am - 5pm
Tuesday	8am - 5pm
Wednesday	8am - 5pm
Thursday	8am - 5pm
Friday	8am - 5pm

Website

https://www.pnc.com/en/personal-banking/borrowing/home-lending/contact-us/MLO.html?EmployeeId=8348&lnksrc=mlo-listing-fa

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