Benjamin Tse, NMLS 485998, Mortgage Lending

09/10/2026

Things that make me happy at work:

• First-time homebuyers getting their offer accepted
• The call saying "we got the house!"
• Turning dreams into addresses 🏡

09/08/2026

Buying a home? One of the biggest questions I hear is:

💬 "What exactly are closing costs?"

They're an important part of the homebuying process, but they don't have to be confusing. This article does a great job breaking down what closing costs are, how they're calculated, and what buyers can expect.

Have questions about financing or the homebuying process? I'm always happy to help.

pncmortgage.com/BenjaminTse

Closing costs can come as a surprise when buying a house. Learn what they are, how they are calculated, and what to expect when closing on a mortgage.

09/04/2026

Wishing all my friends, family, clients, and partners a happy Labor Day weekend!

Take time to relax, recharge, and enjoy the company of the people who matter most.
You've earned it.

Before we head into the holiday, I'd love to know:

What's your favorite Labor Day tradition?
🍔 BBQ? 🏖️ Lake day? 🏈 Football? 🏠 Home project?

Share below!

09/03/2026

Understanding the timeline to close on a house can help you set realistic expectations and reduce stress. This article has some great tips to help avoid delays.

In a time crunch? Call me let's talk through what you need 626-627-4762

Discover how long it usually takes to close on a house and the key factors that can affect this timeline. Learn how to plan your home purchase effectively.

09/01/2026

September is National Mortgage Professional Month.

Helping people navigate one of life's biggest financial decisions is something I never take for granted.

Whether you're buying your first home, moving up, downsizing, investing, or simply exploring your options, I'm proud to help clients make informed decisions and feel confident throughout the process.

Thank you to my clients, referral partners, friends, and family for trusting me along the way.

And if you know someone who has questions about home financing, I'd be happy to be a resource.

What homeownership goals are on your mind this year?

08/31/2026

Shoutout to my agent partners! 👏

Helping first-time homebuyers succeed is a team effort, and I'm grateful for the trust and collaboration that helps our shared clients reach the closing table with confidence.

If you're looking for a dependable lending partner for your buyers, let's chat. I'd love to be a resource for you and your clients. 🏡626-627-4762

Learn how real estate agents can guide first-time homebuyers, from setting expectations to financing support, for a smoother path to homeownership.

08/28/2026

🪹 Where are all my new empty nesters?

If the kids have moved out and you're wondering whether your home still fits this next chapter of life, you're not alone.

Many homeowners are exploring downsizing, relocating closer to family, or finding a home that's easier to maintain and better suited to their current lifestyle.

If you've been thinking about making a move, I'd be happy to help you explore your options. And while I'm based in CA, I can help borrowers across the country.

What's on your wish list for your next home? 😊

pncmortgage.com/BenjaminTse

08/27/2026

Thinking about buying a home or getting pre-approved?

Today's mortgage process is often much simpler than many people expect, with secure digital tools that can help verify income and assets electronically. Still, it's helpful to understand what lenders review when determining your loan options.

This quick article explains how income is verified and what information may be needed during the mortgage process.

If you're curious about your homebuying options or would like to see what you may qualify for, I'd be happy to help.

🔗 pncmortgage.com/BenjaminTse

Are you in the process of applying for a mortgage? Discover what constitutes proof of income and the documents needed to apply for a home loan.

08/26/2026

"If rates are still above 6%, why aren't home prices falling?"

One reason is inventory. PNC Economics reports that housing supply remains relatively tight, which continues to support home prices. National home prices were up 1.5% from a year ago as of June.

Every market is different, but it's a good reminder that waiting for dramatic price drops may not be the strategy many buyers hope for.

If you'd like to discuss the market and your home financing options, feel free to reach out. 626-627-4762

🔗Read the full report:https://www.pnc.com/content/dam/pnc-com/pdf/aboutpnc/EconomicReports/EconomicUpdates/2026/PNC_Economics_Research_Case_Shiller_25_August_2026.pdf

08/26/2026

Did you know the average homeowner with a mortgage has about $310,500 in equity in their home?

Have you ever thought about using the equity in your home to consolidate debt or finance home improvements? Let's talk!

pncmortgage.com/BenjaminTse