Erica Benvenuto, Mortgage Lender

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Erica Benvenuto, Mortgage Lender

Erica Benvenuto NMLS #1674712

Movement Mortgage, LLC supports Equal Housing Opportunity. NMLS #: 39179.

http://www.Movement.com/Legal
http://www.nmlsconsumeraccess.org Legal disclosures: http://www.Movement.com/Legal.

7 day and 6 hour: While it is Movement Mortgage’s goal to provide underwriting results within six hours of receiving an application and process loans in seven days, extenuating circumstances may cause delays outside of this window. This site is not authorized by the New York State Dep

artment of Financial Services. No mortgage loan applications for properties in the state of New York will be accepted through this site. Movement Mortgage, LLC supports Equal Housing Opportunity. NMLS ID # 39179 (For licensing information, go to: www.nmlsconsumeraccess.org) | 877-314-1499. Movement Mortgage, LLC is licensed by AL # 21022, AK # AK39179, AZ # 0918544, AR # 105002, CA Department of Business Oversight under the California Residential Mortgage Lending Act # 4131054, CO # 39179, CT # ML-39179, DE # 012644, D.C. # MLB39179, FL # MLD1360, GA # 23002, HI # HI-39179 & MS205, ID # MBL-8027 & RRL-9397, IL # MB.6760898, IN # 18121, IA # 2013-0023 & 88883410, KS # MC.0025343, KY # MC85066, LA, ME # 39179, MD # 19094, MA Banker & Lender # MC39179, MI # FR0021343 & SR0020189, MN # MN-MO-39179, MS # 39179, MO # 18-2096, NE, NV # 3401, NH # 20985-MB, Licensed by the N.J. Department of Banking and Insurance, NM, Licensed Mortgage Banker-NYS Banking Dept. & B501039, NC # L-142670, ND # MB103223, OH # RM.804187.000, OK # ML002646, OR # ML-5081 & MS-37, PA # 34374, Rhode Island Licensed Lender, Broker and Servicer 20153194LL & 20153195LB & 20153196LS, SC # MLS - 39179, SD # ML.05007, TN # 112748, TX, UT # 7773921, VT # 6862, 39179-1 & 1288 MB, VA # MC-5112, WA # CL-39179, WI # 39179BA & 39179BR, WV # MB-32019 & ML-32020, WY # 3104 & SL-3790. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits. “Movement Mortgage” is a registered trademark of the Movement Mortgage, LLC, a Delaware limited liability company. 8024 Calvin Hall Rd, Indian Land, SC 29707.

09/03/2021

Home prices have been accelerating for 13 consecutive months as the demand for housing continues to outpace the supply of homes available.

Managing directors and global head of index investment strategy for S&P Dow Jones indices, Craig J. Lazzara, said, “We have previously suggested that the strength in the U.S. housing market is being driven in part by reaction to the COVID pandemic, as potential buyers move from urban apartments to suburban homes. June’s data are consistent with this hypothesis.” Lazzara continued, saying “This demand surge may simply represent an acceleration of purchases that would have occurred anyway over the next several years.”

09/01/2021

Just like there are good and bad fats, there are also good and bad debts. Both good and bad debt can affect your mortgage approval! For more information, contact a Movement loan officer.

08/25/2021

Checking your credit report every year results in two important things:

1️⃣ It allows you to correct any errors with the credit bureaus before you apply for a loan.
2️⃣ It makes you aware of negative information within your report that a potential lender may ask about.

07/30/2021

Do you have student loan debt? 💰 Are you looking to purchase a home? 🏡 Then you need to read below 👇🏻

FEDERAL HOUSING ADMINISTRATION TAKES STEPS TO REMOVE BARRIERS TO HOMEOWNERSHIP FOR THOSE WITH STUDENT LOAN DEBT

The Federal Housing Administration (FHA) announced updates to its student loan monthly payment calculations.

This change is to take steps to remove barriers and provide more access to affordable single family FHA-insured mortgage financing for creditworthy individuals with student loan debt.

The policy updates published for FHA Single Family Title II forward mortgages remove the current requirement that lenders calculate a borrower’s student loan monthly payment of one percent of the outstanding student loan balance for student loans that are not fully amortizing or are not in repayment.

In other words, getting a home is now easier than before! 🥳

Contact me today to learn more!

07/29/2021

6 Ways Owning a Home Could Save on Taxes:

Interest - The biggest homeownership-related deduction will likely be the interest you paid on your mortgage.

Points paid when borrowing - Points may be tax deductible on a mortgage taken out for the purpose of buying a new primary residence during the year the points were paid.

Real estate taxes - Property taxes may be deductible on both your primary and vacation homes.

Modifications to a home for health reasons - if you need to modify a home for wheelchair access, you may be able to deduct everything from the cost of installing ramps and modifying the width of hallways to possibly a therapeutic pool.

Energy-efficiency improvements - These improvements—from upgrading the efficiency of windows and doors to water heaters and the roofing material you use—could result in credits that reduce your taxes

Home office - You may be able to take a deduction on your taxes if you work from home, a deduction that’s especially enticing given how many people worked from home in 2020.

Speak to your tax/financial consultant for further tax information.

07/28/2021

Do you have or know someone who has a unique situation that is preventing them from buying a home?

At New American Funding, we’re committed to finding the mortgage that works for YOU.

We have home loan programs for a variety of unique circumstances, including but not limited to:

• First time buyers
• Investors
• Non-US residents
• Veterans
• The Self-Employed
• Local Heroes (doctors, teachers and police)
• + Many more!

Contact me today so that my team can get you into the home of your dreams!

07/26/2021

The Federal Housing Finance Agency announced that Fannie Mae and Freddie Mac (the Enterprises) will eliminate the Adverse Market Refinance Fee for loan deliveries effective August 1, 2021!

This update will make refinancing even cheaper for homeowners 💲. Additionally, the fee's absence will lower interest rates; saving homeowners an average of $1,400! 💲💲

If you have yet to refinance your home mortgage, it’s not too late! Contact me today to learn more about how this update can affect your monthly mortgage payment.

07/25/2021

Today is !

Today is a reminder to consider all veterans to fill open positions. As highly trained, qualified individuals, they are ideal for numerous trades.

Did you know that New American Funding has an all veteran Hybrid Loan Officer team? Our VLO's served their country, and are ready to serve their community today. Hire our heroes today for your home loan needs!

Address

117 E Colorado Boulevard
Los Angeles, CA
91105

Telephone

+18185620395

Website

http://www.EricaTheLoanQueen.com/

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