Tom Seaman, Mortgage Broker NMLS #400629

Tom Seaman, Mortgage Broker NMLS #400629 I help clients achieve their financial dreams. Let's connect - linktr.ee/tomseaman
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09/10/2026

Having equity in your home is a great position to be in—but what you do with that equity matters.

Using a HELOC as part of an asset-protection strategy can involve state law, timing, lender requirements and individual legal circumstances.

If lawsuit protection is the goal, that’s a conversation to have with an attorney who understands your specific situation.

Your home equity isn’t just a number on a statement. It can potentially be a financial resource—and understanding your options can help you make more informed decisions.

Have equity and wondering what you could potentially do with it?

Comment “𝗛𝗘𝗟𝗢𝗖” and we’ll send you a breakdown.

"“You can't manage what you can't measure.” - Peter DruckerYour credit score is one of the most significant factors in p...
09/09/2026

"“You can't manage what you can't measure.” - Peter Drucker

Your credit score is one of the most significant factors in purchasing a house. It can be the reason why you end up paying more money for less home or not.

Here are 4 free sources to find out your credit score. ⤵

𝐏𝐫𝐨-𝐭𝐢𝐩: Always speak with an expert for an accurate number, and when you want to know exactly how it affects you & your decisions.

Get A Free No-Obligation Rate Quote 👉 https://home-loans-with-tom-seaman-fb.secure-clix.com
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09/08/2026

Hey 𝘁𝗮𝗰𝗼 𝗹𝗼𝘃𝗲𝗿𝘀 🌮 here’s a house hack for you:
Next time you’re painting, wrap a rubber band around the center of the paint can, stretching it over the open top.

Use it to wipe off your brush after each dip—no more messy drips or overloaded brushes! The rubber band catches the excess paint, keeping the rim clean and making your painting project less of a hassle.

09/07/2026

✨ Fox Cities Weekend Roundup! ✨

🚶 𝗦𝗮𝘁𝘂𝗿𝗱𝗮𝘆, 𝗦𝗲𝗽𝘁𝗲𝗺𝗯𝗲𝗿 𝟭𝟮 | 𝟭𝟬:𝟬𝟬 𝗔𝗠 – 𝗪𝗶𝘀𝗰𝗼𝗻𝘀𝗶𝗻 𝗪𝗮𝗹𝗸 𝗳𝗼𝗿 𝗔𝗽𝗿𝗮𝘅𝗶𝗮
📍 Van Lieshout Park – 721 W Elm Dr, Little Chute
Join families and supporters for a morning dedicated to celebrating Apraxia Stars and raising awareness for childhood apraxia of speech. The morning includes a special Star Ceremony where participants are recognized with medals and certificates, along with games and activities for families.

🕊️𝗦𝗮𝘁𝘂𝗿𝗱𝗮𝘆, 𝗦𝗲𝗽𝘁𝗲𝗺𝗯𝗲𝗿 𝟭𝟮 | 𝟭𝟮:𝟬𝟬–𝟰:𝟬𝟬 𝗣𝗠 – 𝗪𝗼𝗿𝗹𝗱 𝗣𝗲𝗮𝗰𝗲 𝗙𝗲𝘀𝘁𝗶𝘃𝗮𝗹
📍 Pierce Park – 1035 W Prospect Ave, Appleton
Spend the afternoon celebrating peace, community, and connection! Enjoy live music and dance, inspirational speakers, local organizations and vendors, peace-themed activities, face painting, kids’ crafts, yard games, and food vendors. Best of all, it’s free and open to everyone!

🛍️ 𝗦𝗮𝘁𝘂𝗿𝗱𝗮𝘆, 𝗦𝗲𝗽𝘁𝗲𝗺𝗯𝗲𝗿 𝟭𝟮 | 𝟭:𝟬𝟬–𝟳:𝟬𝟬 𝗣𝗠 – 𝗠𝗮𝗿𝗸𝗲𝘁 𝗼𝗻 𝗠𝗮𝗶𝗻
📍 Main Street – Downtown Little Chute
Shop, eat, drink, and play your way through this family-friendly street fair! Browse handcrafted goods and local vendors, grab something from the food trucks, enjoy beverages from Stone Arch Tied House, and catch live music throughout the afternoon. There will also be face painting, balloon creations, a magic show, and a foam zone for the kids!

09/07/2026

One of the biggest surprises for buyers is that 𝐡𝐨𝐰 𝐦𝐮𝐜𝐡 𝐲𝐨𝐮 𝐦𝐚𝐤𝐞 𝐢𝐬𝐧’𝐭 𝐭𝐡𝐞 𝐬𝐚𝐦𝐞 𝐭𝐡𝐢𝐧𝐠 𝐚𝐬 𝐡𝐨𝐰 𝐦𝐮𝐜𝐡 𝐲𝐨𝐮 𝐜𝐚𝐧 𝐜𝐨𝐦𝐟𝐨𝐫𝐭𝐚𝐛𝐥𝐲—𝐨𝐫 𝐭𝐞𝐜𝐡𝐧𝐢𝐜𝐚𝐥𝐥𝐲—𝐛𝐨𝐫𝐫𝐨𝐰.

Your monthly obligations can have a major impact on your buying power.

That’s why I recommend figuring out your numbers before you start shopping. It can help you:
🏡 Set a realistic price range
💰 Understand how your existing debts affect your options
📊 Know whether paying down a debt could make a meaningful difference
🎯 Avoid falling in love with a home outside your comfortable range

And remember: there isn’t one magic debt-to-income ratio or formula that applies to every borrower. Your loan type, credit profile, interest rate, taxes, insurance, HOA dues and other factors can all change the final number.

𝐓𝐡𝐞 𝐠𝐨𝐚𝐥 𝐢𝐬𝐧’𝐭 𝐭𝐨 𝐟𝐢𝐧𝐝 𝐭𝐡𝐞 𝐛𝐢𝐠𝐠𝐞𝐬𝐭 𝐦𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐲𝐨𝐮 𝐜𝐚𝐧 𝐪𝐮𝐚𝐥𝐢𝐟𝐲 𝐟𝐨𝐫. 𝐈𝐭’𝐬 𝐭𝐨 𝐟𝐢𝐧𝐝 𝐭𝐡𝐞 𝐩𝐚𝐲𝐦𝐞𝐧𝐭 𝐭𝐡𝐚𝐭 𝐦𝐚𝐤𝐞𝐬 𝐬𝐞𝐧𝐬𝐞 𝐟𝐨𝐫 𝐲𝐨𝐮𝐫 𝐥𝐢𝐟𝐞.

Want me to run the numbers based on your situation?
DM me “𝗤𝗨𝗔𝗟𝗜𝗙𝗬” and let’s take a look.

The best thing to do before heading into a long weekend ... CELEBRATE ANOTHER CLOSING DAY! 🎉🍾🥂💃🏡𝐂𝐨𝐧𝐠𝐫𝐚𝐭𝐮𝐥𝐚𝐭𝐢𝐨𝐧𝐬 𝐨𝐧 𝐲𝐨𝐮𝐫 ...
09/04/2026

The best thing to do before heading into a long weekend ... CELEBRATE ANOTHER CLOSING DAY! 🎉🍾🥂💃🏡

𝐂𝐨𝐧𝐠𝐫𝐚𝐭𝐮𝐥𝐚𝐭𝐢𝐨𝐧𝐬 𝐨𝐧 𝐲𝐨𝐮𝐫 𝐰𝐨𝐧𝐝𝐞𝐫𝐟𝐮𝐥 𝐧𝐞𝐰 𝐡𝐨𝐦𝐞, 𝐇𝐚𝐧𝐧𝐚𝐡! 🎉👏🤩
We are honored to assist you through the process of buying your new home. We can't wait for all of the memories you will make in it. Let the moving begin!

It was a team effort! A big thank you to Ms. Becky - LPT Realty to help make this happen.

Think it may be time to find your next home? 🤔 When it comes to getting a mortgage, Tom is here to help every step of the way.

𝗚𝗲𝘁 𝗔 𝗙𝗿𝗲𝗲 𝗡𝗼-𝗢𝗯𝗹𝗶𝗴𝗮𝘁𝗶𝗼𝗻 𝗥𝗮𝘁𝗲 𝗤𝘂𝗼𝘁𝗲 👉 https://home-loans-with-tom-seaman-fb.secure-clix.com

It's a great day to celebrate CLOSING DAY! 🎉🍾🥂🕺💃🏡𝐂𝐨𝐧𝐠𝐫𝐚𝐭𝐮𝐥𝐚𝐭𝐢𝐨𝐧𝐬 𝐨𝐧 𝐲𝐨𝐮𝐫 𝐚𝐦𝐚𝐳𝐢𝐧𝐠 𝐧𝐞𝐰 𝐡𝐨𝐦𝐞, 𝐇𝐮𝐧𝐭𝐞𝐫 𝐚𝐧𝐝 𝐇𝐚𝐢𝐥𝐞𝐲!! 🎉👏🤩 The d...
09/04/2026

It's a great day to celebrate CLOSING DAY! 🎉🍾🥂🕺💃🏡

𝐂𝐨𝐧𝐠𝐫𝐚𝐭𝐮𝐥𝐚𝐭𝐢𝐨𝐧𝐬 𝐨𝐧 𝐲𝐨𝐮𝐫 𝐚𝐦𝐚𝐳𝐢𝐧𝐠 𝐧𝐞𝐰 𝐡𝐨𝐦𝐞, 𝐇𝐮𝐧𝐭𝐞𝐫 𝐚𝐧𝐝 𝐇𝐚𝐢𝐥𝐞𝐲!! 🎉👏🤩
The day is finally here! Enjoy the long weekend getting moved and settled in. We can't wait for all of the memories you will make here.

It was a team effort! A big thank you to to help make this happen.

Think it may be time to find your next home? 🤔 When it comes to getting a mortgage, Tom is here to help every step of the way.

𝗚𝗲𝘁 𝗔 𝗙𝗿𝗲𝗲 𝗡𝗼-𝗢𝗯𝗹𝗶𝗴𝗮𝘁𝗶𝗼𝗻 𝗥𝗮𝘁𝗲 𝗤𝘂𝗼𝘁𝗲 👉 https://home-loans-with-tom-seaman-fb.secure-clix.com

09/04/2026

Most people are afraid of taking on a mortgage, but rarely question the rent they’re already paying every single month.

The difference?
✅ One payment can help you build equity and ownership over time.
❌ The other keeps you paying for an asset that belongs to someone else.

𝐒𝐨𝐦𝐞𝐭𝐢𝐦𝐞𝐬 𝐭𝐡𝐞 𝐛𝐢𝐠𝐠𝐞𝐬𝐭 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐫𝐢𝐬𝐤 𝐢𝐬𝐧’𝐭 𝐭𝐚𝐤𝐢𝐧𝐠 𝐨𝐧 𝐝𝐞𝐛𝐭.
𝐈𝐭’𝐬 𝐬𝐭𝐚𝐲𝐢𝐧𝐠 𝐚𝐟𝐫𝐚𝐢𝐝 𝐭𝐨 𝐭𝐚𝐤𝐞 𝐭𝐡𝐞 𝐑𝐈𝐆𝐇𝐓 𝐤𝐢𝐧𝐝 𝐨𝐟 𝐝𝐞𝐛𝐭.

Know your options before you decide you can’t afford to buy 🏡

09/03/2026

Think you need a long credit history before you can even consider buying a home?

𝐍𝐨𝐭 𝐧𝐞𝐜𝐞𝐬𝐬𝐚𝐫𝐢𝐥𝐲.

A limited credit history is different from having a history of missed payments and poor credit.

Some mortgage programs allow lenders to look at alternative ways you’ve demonstrated financial responsibility, and in certain situations, manual underwriting can be part of that process.

That means your history of consistently paying things like rent and other recurring obligations may be worth discussing with a lender—even if you haven’t had credit cards or traditional loans for years.

And if you’re not ready today, that’s okay too.

A good lender should be able to tell you where you stand, what options may be available, and what steps could help you become mortgage-ready.

The biggest mistake is assuming you can’t buy without ever finding out.

If you’ve been renting, haven’t used much credit, or simply aren’t sure what your credit profile means for buying a home, start with a conversation.

You might have more options than you think. 🏡

𝐊𝐧𝐨𝐰 𝐬𝐨𝐦𝐞𝐨𝐧𝐞 𝐰𝐡𝐨 𝐭𝐡𝐢𝐧𝐤𝐬 𝐭𝐡𝐞𝐲 𝐜𝐚𝐧’𝐭 𝐛𝐮𝐲 𝐛𝐞𝐜𝐚𝐮𝐬𝐞 𝐭𝐡𝐞𝐲 𝐝𝐨𝐧’𝐭 𝐡𝐚𝐯𝐞 𝐦𝐮𝐜𝐡 𝐜𝐫𝐞𝐝𝐢𝐭 𝐡𝐢𝐬𝐭𝐨𝐫𝐲? 𝐒𝐞𝐧𝐝 𝐭𝐡𝐢𝐬 𝐭𝐨 𝐭𝐡𝐞𝐦.

Some people believe fixed-rate mortgages are always the better choice. But ARMs can be an option for home buyers who kno...
09/02/2026

Some people believe fixed-rate mortgages are always the better choice. But ARMs can be an option for home buyers who know they'll have the loan for only a few years.

Carefully weigh the pros and cons before applying.

Get A Free No-Obligation Rate Quote 👉 https://home-loans-with-tom-seaman-fb.secure-clix.com
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Address

200 E
Appleton, WI
54911

Opening Hours

Monday 8am - 8pm
Tuesday 8am - 8pm
Wednesday 8am - 8pm
Thursday 8am - 8pm
Friday 8am - 8pm
Saturday 8am - 8pm
Sunday 8am - 8pm

Telephone

+19205403582

Website

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