Bay Capital Mortgage Corporation

Bay Capital Mortgage Corporation NMLS # 39610
DE NMLS # 012033
DC NMLS # MLB39610
FL NMLS # MLDB1579
GA NMLS # 48007
MD NMLS # 2998 This is not a commitment to make a loan.

Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet LTV requirements, and final credit approval. Approvals are subject to underwriting guidelines, interest rates, and program guidelines, and are subject to change without notice based on applicant’s eligibility and market conditions. Terms of the loan may be subject to payment of points and fees by the applicant.

🌟 Meet Andrew Harkins! With more than 20 years of mortgage experience, Andrew is passionate about helping individuals an...
06/09/2026

🌟 Meet Andrew Harkins! With more than 20 years of mortgage experience, Andrew is passionate about helping individuals and families navigate the path to homeownership with confidence. Known for his honest advice and client-first approach, Andrew is committed to making the lending process smooth, clear, and personalized. 🏡

Please join us in welcoming Mitch Wright to Bay Capital Mortgage! 🎉Mitch brings a client-focused approach to every step ...
06/07/2026

Please join us in welcoming Mitch Wright to Bay Capital Mortgage! 🎉

Mitch brings a client-focused approach to every step of the mortgage process and is committed to helping buyers, homeowners, and referral partners feel informed, supported, and confident from start to finish. We’re excited to have him as part of the Bay Capital Mortgage team and look forward to all he will accomplish.

Welcome to the team, Mitch! 🏡

06/06/2026

Mortgage Made Simple 🏡 🚪 🔑
Unlock the perfect balance between buying power and comfort in your new home. Discover how we make the mortgage process simple and tailored for you at Bay Capital Mortgage Corp.

06/05/2026

Congratulations to Bay Capital Mortgage’s Top Producers for May!

Your hard work, consistency, and commitment to serving clients and referral partners continue to set the standard. We are proud to recognize the team members who went above and beyond this month and helped more clients move closer to their homeownership and financing goals.

Great work to all of our May top producers, we are excited to celebrate your success and look forward to seeing the momentum continue! 👏🏡

06/04/2026

30+ years of experience. One goal: helping loan officers succeed.

At BCM, you’re backed by experience, support, innovative tools, and a team committed to helping you grow your business and better serve your clients.

Ready to learn what makes BCM different?

Check Out WhyBayCapital.com

🌟 Meet Dan Spotts, President of Bay Capital Mortgage! With more than 25 years of mortgage industry experience, Dan is pa...
06/02/2026

🌟 Meet Dan Spotts, President of Bay Capital Mortgage! With more than 25 years of mortgage industry experience, Dan is passionate about delivering an exceptional customer experience while helping families find the right path to homeownership. A true leader dedicated to both clients and the Bay Capital team. 🏡

05/30/2026

Mortgage Made Simple 🏡 🚪 🔑
Embark on your homeownership journey with confidence! Learn how adjustable-rate mortgages (ARMs) can be a smart choice for your housing plans. Discover more at Bay Capital Mortgage Corp.

Address

2553 Housley Road, Suite 200
Annapolis, MD
21401

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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