Bay Capital Mortgage Corporation

Bay Capital Mortgage Corporation NMLS # 39610
DE NMLS # 012033
DC NMLS # MLB39610
FL NMLS # MLDB1579
GA NMLS # 48007
MD NMLS # 2998 This is not a commitment to make a loan.

Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet LTV requirements, and final credit approval. Approvals are subject to underwriting guidelines, interest rates, and program guidelines, and are subject to change without notice based on applicant’s eligibility and market conditions. Terms of the loan may be subject to payment of points and fees by the applicant.

Happy Labor Day from all of us at Bay Capital Mortgage! Today, we recognize the hard work and dedication of those who he...
09/05/2026

Happy Labor Day from all of us at Bay Capital Mortgage!

Today, we recognize the hard work and dedication of those who help keep our communities moving forward every day. We hope everyone enjoys a safe, relaxing, and well-deserved holiday weekend!

Please note that Bay Capital Mortgage will be CLOSED Monday, September 7th in observance of Labor Day. We will resume normal business hours following the holiday.

Enjoy the long weekend! ☀️

🏡 OPEN HOUSE TOMORROW! 🏡Join us September 5th from 2–4 PM at 2089 Lower Ct, Crofton, MD 21114!- 3 Bed | 3.5 Bath- Update...
09/04/2026

🏡 OPEN HOUSE TOMORROW! 🏡

Join us September 5th from 2–4 PM at 2089 Lower Ct, Crofton, MD 21114!

- 3 Bed | 3.5 Bath
- Updated kitchen, cozy fireplace living room & spacious deck
- Move-in ready in a fantastic Crofton location

Come see it for yourself — we'd love to show you around!

Questions? Reach out anytime:
Amy Stusek, Coldwell Banker Realty — 410.353.6797
Dan Spotts, Bay Capital Mortgage — 410.353.6706

See you Saturday! 👋

09/04/2026

Another strong month from the Bay Capital Mortgage team! 👏

Congratulations to our August 2026 Top Producers:

🥇 Andrew Harkins
🥈 Mike DeHaut, Jr.
🥉 John Shea
🏅 Clint Anuszewski
🏅 "The GO Team" - Geoff Ricker & Owen Gerus

Your hard work, dedication, and commitment to the people you serve continue to make an impact.

Congratulations on a great month!

We're excited to welcome Carolina Salgado as our new Loan Coordinator, Hispanic Lending, who will be joining The Gamez M...
08/13/2026

We're excited to welcome Carolina Salgado as our new Loan Coordinator, Hispanic Lending, who will be joining The Gamez Mortgage Team!

Carolina brings more than five years of mortgage lending experience, with expertise in loan processing, underwriting preparation, financial data verification, regulatory compliance, and managing the mortgage process from pre-approval through closing. Her dedication to accuracy, efficiency, and exceptional client service makes her a valuable addition to our growing team and Hispanic Lending Division.

Please join us in giving Carolina a warm Bay Capital Mortgage welcome! We’re excited to have her on board and look forward to the impact she’ll make for our team and the communities we serve. 👏

At Bay Capital, we don't just process paperwork; we take the time to listen. This is why one client chose Alberto and hi...
08/12/2026

At Bay Capital, we don't just process paperwork; we take the time to listen. This is why one client chose Alberto and his team, not once but twice!

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"This was the second time that we have applied for a mortgage and working with Alberto and Nicolle really was a pleasure because they took the time to talk and explain the multiple options available and explain the pros and cons of each as well. They both show that they’re really knowledgeable about what they do, and I truly would recommend them to anyone who is looking into taking that step of becoming homeowners!"

"Esta fue la segunda vez que solicitamos una hipoteca y trabajar con Alberto y Nicolle fue realmente un placer, ya que se tomaron el tiempo para hablar y explicar las múltiples opciones disponibles, así como los pros y los contras de cada una. Ambos demostraron ser muy conocedores de lo que hacen, y realmente los recomendaría a cualquiera que esté considerando dar ese paso de convertirse en propietario de una vivienda."

Miguel P.
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Thinking about financing in the next 6 months? Start Here.
Meet Alberto → https://www.baycapitalmortgage.com/AlbertoGamez.html

08/05/2026

🏆 Celebrating Our July Lending Elite! 🏆

Congratulations to our Top 5 Producers for July! Your dedication to your clients, commitment to excellence, and 5-star service continue to set you apart.

From helping families achieve homeownership to delivering an exceptional client experience, we’re proud to have you as part of the Bay Capital Mortgage team! 👏

We are proud to announce the promotion of Nick Thomas to President & Chief Production Officer at Bay Capital Mortgage!Ni...
08/03/2026

We are proud to announce the promotion of Nick Thomas to President & Chief Production Officer at Bay Capital Mortgage!

Nick has been an incredible leader, mentor, and driving force behind our continued growth. His passion for fostering personal development, delivering exceptional service, and building a culture of excellence has made a lasting impact on our team and the mortgage professionals we serve.

In his new role as President & Chief Production Officer, Nick will continue leading our production strategy, supporting our loan officers, and helping drive the next chapter of growth for Bay Capital Mortgage.

Please join us in congratulating Nick on this well-deserved achievement. We look forward to the vision, leadership, and innovation he will continue to bring to our organization.

Congratulations, Nick! 👏

Visit whybaycapital.com to learn more about Nick's mission to support the Modern Loan Officer.

07/30/2026

🎉 Welcome to the Bay Capital Mortgage team, Casey Allen!

We're excited to welcome Casey Allen as our new Assistant Operations Manager!

Casey brings extensive mortgage banking experience across operations, underwriting, closing, post-closing, secondary marketing, and regulatory compliance.

We're thrilled to have Casey on board and look forward to the expertise, leadership, and dedication he brings to our team.

🌟 Meet John Shea! As a local mortgage advisor and VA loan specialist, John is passionate about helping buyers navigate t...
07/28/2026

🌟 Meet John Shea! As a local mortgage advisor and VA loan specialist, John is passionate about helping buyers navigate the financing process with confidence. Specializing in VA, FHA, and Conventional loans, John is committed to providing clear guidance and personalized solutions from pre-approval to closing. 🏡

07/27/2026

There’s nothing more rewarding than helping clients feel confident throughout the home buying process. 🏡

A huge thank you to Jon Koh for taking the time to share such kind words. Reviews like this mean the world and remind us why we do what we do every day.

Whether you're buying your first home, your next home, or simply have questions about the mortgage process, I'm here to help make the experience as smooth and stress-free as possible.

Thank you again for your trust and support! ⭐

Address

2553 Housley Road, Suite 200
Annapolis, MD
21401

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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