Tim Money Financial Services

10/15/2026

10/08/2026

As the 2026 election nears remember the lessons shared by El Rushbo and get out and VOTE

09/05/2026

Office closed Monday in observance Labor Day

09/05/2026

Protect your savings, great rates and features that fit your needs! Call Tim Money

08/22/2026

Guaranteed interest rates from a highly rated insurer. Contact Tim today
https://www.equitrust.com/strength/financial-strength/

08/03/2026

As the great Paul Harvey would have said, “and now the rest of the story…”
https://www.facebook.com/share/1Gs2n5uWPt/?mibextid=wwXIfr

Larry Williams, an 86-year-old former IBM salesman, says he tried to withdraw three million dollars from an Edward Jones investment account he has held for two decades. Instead, he says, the company refused to release his funds, questioned his mental competence and suggested he could be the victim of a scam. | Watchdog https://bit.ly/4yUfKcs

07/24/2026

Remembering my mentor Karlan Tucker. Rest In Peace. Prayers for the Peace of our Lord for his wife and family. Until we meet again.

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07/07/2026

If you bought stocks at the peak in 2000, you waited about 13 years just to get back to even.

Now called THE LOST DECADE and it's not a fluke. The S&P 500 didn't sustainably reclaim its March 2000 peak until 2013 (not counting dividends). The Nasdaq took 15 years. The Dow went essentially nowhere from 1966 to 1982. Flat stretches like these are a normal part of market history - the "just buy and hold" crowd just doesn't talk about them.

Why bring it up now? The Dow just hit another all time high while the Nasdaq has been under pressure for weeks. A split that wide between the two is rare, and a similar divergence was flashing right before the 2000 top. (Rebel Capitalist did a great breakdown on this.)

If you're 30, you have time to ride out a lost decade. If you're 55 or 60, it lands right on top of your retirement years, and "it'll come back eventually" is not a plan.

I'm not saying panic. I'm saying autopilot works until the decade it doesn't - and where you are in life matters as much as being in the market.

This post is for educational and informational purposes only and is not financial, investment, or tax advice. No indicator predicts the future, and past performance does not guarantee future results. Investing involves risk, including possible loss of principal.

I offer strategies that address principle protection and mitigate sequence of returns risk. Request a discovery appointment today.

07/04/2026

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