Genesis Financial Group

Genesis Financial Group Genesis Financial Group is a Texas based practice committed to serving the needs of families.

Your 20s can feel like a lot of firsts: first full-time job, first benefits package, first student loan payment. It’s al...
06/02/2026

Your 20s can feel like a lot of firsts: first full-time job, first benefits package, first student loan payment. It’s also a great time to start building habits that can impact your lifetime financial wellness.

Here are a few areas to focus on:

• Open checking and savings accounts
• Build a budget you can stick with
• Start an emergency fund with three to six months of living expenses
• Enroll in your company’s 401(k) plan and contribute at least the minimum needed to qualify for the full employer match
• Begin paying down debt like credit cards or student loans
• Check your credit report and correct any errors
• Consider purchasing life insurance and disability income insurance to lock in a lower rate

You don’t have to have it all figured out. Getting started is the win.

June 1st is National Pen Pal Day! ✉️In a world of texts and emails, there’s something special about taking the time to w...
06/01/2026

June 1st is National Pen Pal Day! ✉️

In a world of texts and emails, there’s something special about taking the time to write a thoughtful note and stay connected with the people who matter most.

Today, consider sending a handwritten note to someone who could use a smile. A few kind words can go a long way!

What if you could “test-drive” retirement before it actually begins?One simple idea: try living on your planned retireme...
06/01/2026

What if you could “test-drive” retirement before it actually begins?

One simple idea: try living on your planned retirement income for a month while you’re still working. It can help you better understand your spending and make adjustments ahead of time.

You might also use vacation time to see what your days actually look like without work, or even spend a few weeks in a place you’re considering for retirement.

A little real-world testing now can go a long way in helping you feel more prepared for what’s ahead.

Starting your first full-time job is an exciting milestone! One of the first financial decisions you'll want to tackle i...
05/29/2026

Starting your first full-time job is an exciting milestone! One of the first financial decisions you'll want to tackle is your 401(k) enrollment.

Here are a few things to keep in mind:

1. Contribute enough to get your full employer match: Many employers match a percentage of what you contribute up to a certain limit. Try to contribute at least enough to capture the full match. It's essentially free money added to your retirement savings.

2. Starting small still matters: Even a modest contribution in your 20s has decades to grow. The earlier you start, the less you have to contribute later to reach the same goal.

3. Traditional vs Roth 401(k): Some employers offer both. A traditional 401(k) may reduce your taxable income today, while a Roth 401(k) has the potential to grow tax free. Which makes more sense depends on your situation.

If you have questions about where to start, feel free to reach out!

Thinking about college costs? You're not alone.Here are a few things worth thinking through when it comes to education f...
05/28/2026

Thinking about college costs? You're not alone.

Here are a few things worth thinking through when it comes to education funding:

• Most families know starting early helps, but few have a clear target. How much is "enough" depends on the type of school, potential financial aid, and your broader financial picture.
• College savings can offer real tax advantages, but the details around contribution limits and qualified expenses are worth understanding before you dive in.
• The right plan today may not be the right plan in five years. As your child's path becomes clearer, it's worth building in room to adjust.
• There are tradeoffs to consider. Saving aggressively for education could mean making sacrifices elsewhere, like retirement savings or an emergency fund. Balance is key.

If you're not sure where to start, reach out to get the conversation started.

When life changes, so should your financial plan.Early in your career, you may be focused on building savings, paying do...
05/27/2026

When life changes, so should your financial plan.

Early in your career, you may be focused on building savings, paying down debt, or preparing to buy a home. But as life evolves, those priorities inevitably shift toward retirement planning, creating income strategies, and planning for future generations.

What worked for you 10 years ago may not be the same strategy that works for you today. That’s why it’s important to regularly review your finances. Whether it’s evaluating your investments, revisiting retirement goals, updating beneficiaries, or adjusting for lifestyle and income changes, small updates over time can help keep your financial plan aligned with your goals.

If you haven’t reviewed your financial plan recently, our team at Genesis Financial Group is here to help you evaluate where you are today and prepare for what’s ahead.

When one partner earns significantly more than the other, money conversations can get complicated.It’s not just about th...
05/26/2026

When one partner earns significantly more than the other, money conversations can get complicated.

It’s not just about the numbers. It’s about communication, expectations, and feeling like you’re on the same team. A few things that can help include aligning on shared goals, being open about finances, and agreeing on how decisions are made, whether that’s jointly or with defined roles.

At the end of the day, a strong financial partnership is less about who earns more. It’s about how you plan together.

As we enjoy time with friends and family this weekend, it’s worth remembering what Memorial Day is about: honoring the m...
05/25/2026

As we enjoy time with friends and family this weekend, it’s worth remembering what Memorial Day is about: honoring the men and women who gave their lives while serving our country. The freedoms we enjoy today came at a cost, and this day is a chance to pause, reflect, and remember.

Wishing everyone a meaningful Memorial Day.

What’s one financial lesson you wish you learned earlier? 💭Sometimes the most valuable financial advice comes from perso...
05/22/2026

What’s one financial lesson you wish you learned earlier? 💭

Sometimes the most valuable financial advice comes from personal experience. Whether it’s about saving, budgeting, investing, or planning ahead, those lessons often stay with us for years to come.

Share yours in the comments below. Your advice could help someone else along the way!

When children graduate high school or college, they’re stepping into a new level of independence and money conversations...
05/21/2026

When children graduate high school or college, they’re stepping into a new level of independence and money conversations matter more than ever.

Here are a few financial topics for families to talk through during this transition:

• Budgeting basics: understanding income, expenses, and tradeoffs
• Credit and debt: how credit cards, student loans, and interest really work
• Saving early: why building an emergency fund and saving consistently matters
• Benefits and taxes: paychecks, withholding, and employer benefits can be confusing at first
• Long term goals: balancing today’s needs with future priorities

These conversations don’t have to be overwhelming. Starting early and staying consistent can help young adults make informed decisions as they begin the next chapter.

Address

7649 Hillside Road Suite 200
Amarillo, TX
79119

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 3pm

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