What are the opening hours?

Monday 8am - 7pm Tuesday 8am - 7pm Wednesday 8am - 7pm Thursday 8am - 7pm Friday 8am - 7pm Saturday 12pm - 6pm Sunday 12pm - 6pm

Nicole Newton NMLS# 264547

Home
United States
Amarillo, TX
Nicole Newton NMLS# 264547

Directions Website Contact the business

Mortgage Loan Advisor, NMLS 264547

Senior Mortgage Loan Officer Our commitment begins at prequalification and extends beyond the closing of your home purchase.

Established in the heart of Amarillo, Texas, in 2023, Providence Home Loans has been a beacon of excellence in mortgage banking. As a team of seasoned professionals, we are devoted to ensuring your home-buying experience is both seamless and rewarding. As an equal housing lender, we take pride in serving our vibrant community with a diverse portfolio of residential mortgage options, including:

VA Loans
FHA Loans
Conventional Loans for primary, secondary, and investment properties
Nonconforming – Jumbo Loans
Refinancing Options – Rate & Term, Cash-Out, and VA IRRRL
Innovative “Out of the Box” portfolio products

At Providence Home Loans, we specialize in finding the perfect loan match for every client, tailored to meet their individual needs. We manage your mortgage process entirely in-house, with our dedicated employees who are deeply rooted in the communities we serve. For us, you are more than just a loan number, and service is more than a word in our name. Our commitment is to exceptional, personalized service from the first step in your home search to the moment you hold your new home's keys. TEXAS RECOVERY FUND NOTICE: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

10/26/2026

No tricks this week, just a little treat. 🎃

Mortgage rates reached their lowest level in about a month. The 30-year fixed averaged around 7.33% as of Friday, down slightly on the week, per Mortgage News Daily. That makes three straight weeks of improvement since rates peaked in early October.

What to watch this week:
• Home price and new home sales reports on Tuesday
• The Fed's rate decision on Wednesday
• Fresh inflation data on Thursday

Wondering if this is a good time to make your move? We'll walk you through it.

Source: Mortgage News Daily. Rates shown are national averages, not a quote or commitment to lend.

10/24/2026

"My friend got a better rate." We hear it all the time.

Your rate is built around your situation, not theirs. It can depend on:
• Your credit history
• Your down payment
• The loan type you choose
• When you lock

Comparing rates with a friend is a little like comparing shoe sizes. We'll walk you through what shapes your rate.
https://www.phlendings.com/loan-officer/nicole-newton

10/23/2026

Want to buy in the spring? The smart move starts this fall.

Spring is when a lot of buyers jump in at once. Getting ready now puts you ahead of them:
• Now: check your credit and clean up anything unexpected
• This fall: set a savings target for your down payment and closing costs
• This winter: get Pre-Qualified so you know your range
• Spring: shop with confidence while others are just getting started

We'll help you build your game plan visit https://www.phlendings.com/loan-officer/nicole-newton

10/22/2026

Nobody celebrates closing day quite like the dog. 🐶🔑

A yard of their own. Room to run. A front window to guard. Homeownership hits different for everyone in the family.

Ready to get your crew some keys? Visit https://www.phlendings.com/loan-officer/nicole-newton and let's talk about your first step.

10/21/2026

Go ahead, zoom in. 🔍

The thing standing between you and your first home might be a lot smaller than you think. For a lot of buyers, it's simply not knowing their numbers yet.

Getting Pre-Qualified shows you:
• Your price range
• What your monthly payment could look like
• What to work on, if anything, before you buy

Comment CLOSER or visit https://www.phlendings.com/loan-officer/nicole-newton we'll help you take the first step.

10/20/2026

Be honest. How many dream kitchens are saved in your camera roll right now? 📸

Before you screenshot another one, do this first: get Pre-Qualified.
• You'll know your real price range
• You'll stop falling for homes outside your budget
• You'll be ready to move when the right one shows up

Comment FIRST or visit https://www.phlendings.com/loan-officer/nicole-newton and we'll help you get started.

10/19/2026

Rates won the week. 🏈

Mortgage rates had one of their best weeks in months. The 30-year fixed averaged around 7.37% as of Friday, down about 0.11% on the week, per Mortgage News Daily. Even with hotter inflation numbers, rates still finished lower.

What it means for buyers:
• Rates eased from their recent highs
• Sellers are pricing more competitively as buyers get selective
• New listings are down 5.1% from last year, so the right home may not wait long

This week, housing data on Tuesday and business activity reports on Friday could set the tone.

Want to know what this move means for your budget? Comment UPDATE and we'll walk you through it.

Sources: Mortgage News Daily, Realtor.com. Rates shown are national averages, not a quote or commitment to lend.

10/17/2026

Fall sales are tempting. That couch is calling your name. 🛋️

But if you're planning to buy a home soon, big purchases can change what you qualify for:
• New furniture financing adds to your monthly debt
• Holiday shopping on credit cards can do the same
• Large purchases can shrink your savings for closing

Buy the house first. Then fill it. Visit https://www.phlendings.com/loan-officer/nicole-newton and we'll help you plan the order.

10/16/2026

Imagine being the one who approves everything.

Paint color? Approved.
A dog? Approved.
Another rent increase? Denied.

That's what being the boss of your own home feels like.

Ready to make it official? Comment BOSS or visit https://www.phlendings.com/loan-officer/nicole-newton and we'll talk about your first step.

10/15/2026

October is Cybersecurity Awareness Month, and homebuyers are a top target.

Scammers pose as lenders, title companies or agents and send "updated" wiring instructions right before closing. Once the money is gone, it's very hard to get back.

Protect your closing funds:
• Always verify wiring instructions by phone, using a number you already have
• Treat any last-minute change as a red flag
• Never wire money based on an email or text alone
• If something feels off, stop and call us first

Have a question about your closing? Reach out to https://www.phlendings.com/loan-officer/nicole-newton and we'll walk you through it.

Address

6818 Plum Creek Drive
Amarillo, TX
79124

Opening Hours

Monday	8am - 7pm
Tuesday	8am - 7pm
Wednesday	8am - 7pm
Thursday	8am - 7pm
Friday	8am - 7pm
Saturday	12pm - 6pm
Sunday	12pm - 6pm

Website

https://www.phlendings.com/loan-officer/nicole-newton

Alerts

Be the first to know and let us send you an email when Nicole Newton NMLS# 264547 posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.