Emilee Harris Nmls#776899

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United States
Amarillo, TX
Emilee Harris Nmls#776899

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Established in the heart of Amarillo, Texas, in 2023, Providence Home Loans has been a beacon of excellence in mortgage banking.

Our commitment begins at prequalification and extends beyond the closing of your home purchase. As a team of seasoned professionals, we are devoted to ensuring your home-buying experience is both seamless and rewarding. As an equal housing lender, we take pride in serving our vibrant community with a diverse portfolio of residential mortgage options, including:

VA Loans
FHA Loans
Conventional Loans for primary, secondary, and investment properties
Nonconforming – Jumbo Loans
Refinancing Options – Rate & Term, Cash-Out, and VA IRRRL
Innovative “Out of the Box” portfolio products

At Providence Home Loans, we specialize in finding the perfect loan match for every client, tailored to meet their individual needs. We manage your mortgage process entirely in-house, with our dedicate employees who are deeply rooted in the communities we serve. For us, you are more than just a loan number, and service is more than a word in our name. Our commitment is to exceptional, personalized service from the first step in your home search to the moment you hold your new home's keys.

10/30/2026

Some mortgage myths are scarier than any haunted house. Let's put them to rest. 🎃

• "You need perfect credit." Many buyers qualify with less-than-perfect credit.
• "Student loans mean you can't buy." They're part of the picture, not a deal-breaker.
• "Self-employed? Forget it." It may take a few more documents, but it's very doable.
• "The lowest rate is always the best deal." Fees, terms and cash to close matter too.

Heard a myth you're not sure about? Visit https://www.phlendings.com/loan-officer/emilee-harris and we'll tell you what's real.

10/29/2026

Breaking up with your landlord this spooky season? 👻

Every rent check builds someone else's equity. When you own, those monthly payments start working for you.

Not sure where to start? Getting Pre-Qualified shows you what you could afford, so you can house-hunt with confidence.

Comment BOO and we'll help you plan your next step.
https://www.phlendings.com/loan-officer/emilee-harris

10/28/2026

Trick or treat? When you're buying a home, you want the treats. 🎃

Tricks to skip:
• Surprise costs at closing
• Shopping before you know your price range
• Opening new credit before you close

Treats to grab:
• Knowing your costs upfront
• Getting Pre-Qualified first
• Keeping your credit steady until the keys are yours

Comment TREAT and we'll help you skip the tricks.
https://www.phlendings.com/loan-officer/emilee-harris

10/28/2026

Today is National First Responders Day.

Thank you to the firefighters, EMTs, paramedics, police officers and dispatchers who run toward what others run from. We're grateful for you and your families.

10/26/2026

No tricks this week, just a little treat. 🎃

Mortgage rates reached their lowest level in about a month. The 30-year fixed averaged around 7.33% as of Friday, down slightly on the week, per Mortgage News Daily. That makes three straight weeks of improvement since rates peaked in early October.

What to watch this week:
• Home price and new home sales reports on Tuesday
• The Fed's rate decision on Wednesday
• Fresh inflation data on Thursday

Wondering if this is a good time to make your move? We'll walk you through it.

Source: Mortgage News Daily. Rates shown are national averages, not a quote or commitment to lend.

10/24/2026

"My friend got a better rate." We hear it all the time.

Your rate is built around your situation, not theirs. It can depend on:
• Your credit history
• Your down payment
• The loan type you choose
• When you lock

Comparing rates with a friend is a little like comparing shoe sizes. We'll walk you through what shapes your rate.
https://www.phlendings.com/loan-officer/emilee-harris

10/23/2026

Want to buy in the spring? The smart move starts this fall.

Spring is when a lot of buyers jump in at once. Getting ready now puts you ahead of them:
• Now: check your credit and clean up anything unexpected
• This fall: set a savings target for your down payment and closing costs
• This winter: get Pre-Qualified so you know your range
• Spring: shop with confidence while others are just getting started

We'll help you build your game plan visit https://www.phlendings.com/loan-officer/emilee-harris

10/22/2026

Nobody celebrates closing day quite like the dog. 🐶🔑

A yard of their own. Room to run. A front window to guard. Homeownership hits different for everyone in the family.

Ready to get your crew some keys? Visit https://www.phlendings.com/loan-officer/emilee-harris and let's talk about your first step.

10/21/2026

Go ahead, zoom in. 🔍

The thing standing between you and your first home might be a lot smaller than you think. For a lot of buyers, it's simply not knowing their numbers yet.

Getting Pre-Qualified shows you:
• Your price range
• What your monthly payment could look like
• What to work on, if anything, before you buy

Comment CLOSER or visit https://www.phlendings.com/loan-officer/emilee-harris we'll help you take the first step.

Address

6818 Plum Creek Drive
Amarillo, TX
79124

Telephone

+17852177898

Website

https://www.phlendings.com/loan-officer/emilee-harris

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