Michael Crane Ameris Bank Mortgage NMLS# 35105

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United States
Alpharetta, GA
Michael Crane Ameris Bank Mortgage NMLS# 35105

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When working with Michael, you can feel confident a true professional in the industry is handling yo

10/30/2026

💰 Bringing cash to closing is one of the biggest hurdles for many homebuyers.

That’s why it’s worth understanding seller concessions! 🤝 In some situations, a seller may agree to cover certain closing costs, helping reduce the amount a buyer needs to bring to the closing table.

🎥 This video walks through one example of how seller concessions can impact cash to close. Every transaction is different, but it’s a strategy worth discussing when buying a home! 🏠🔑

10/27/2026

🏡✨ Self-employed, freelance, or gig worker?

Traditional pay stubs aren't your only option! 💼 We offer mortgage solutions that can use bank statements to verify income, helping more buyers achieve homeownership. 🔑🏠

📞 Let's connect and explore your options today!

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10/20/2026

🎁🏡 Using gift funds for your down payment?

They can help make homeownership more affordable! 💙 Understanding who can provide the gift and what documentation is needed can help keep your purchase on track.

📞 Contact me today to learn more about using gift funds for your home purchase! 🔑✨

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10/14/2026

🏡✨ Thinking about buying a newly built home?

Builder incentives could make homeownership more affordable than you think! 💰 From lowering upfront costs to reducing your monthly payment, many builders offer valuable perks such as:

✅ Closing cost assistance
✅ Interest rate buydown opportunities 📉
✅ Builder-funded incentives and savings 🎉

Many buyers are surprised by how much these programs can improve affordability and help make their dream home a reality. 🏠💙

🔗Contact me today to explore your financing options and learn which builder incentives may be available to you!

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10/13/2026

🏡✨ Still searching for your dream home? Why not create it instead!

A renovation can turn a house you like into the home you love. 🔨💙 Whether you're updating a kitchen, adding more space, or giving your entire home a fresh new look, the right financing can help bring your vision to life.

💡 Ready to transform your ideas into reality? Contact me today to explore renovation financing options and take the first step toward your dream home! 🏠✨

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10/13/2026

🏡📉 Waiting for the “perfect” mortgage rate? It might seem like the smart move, but the housing market doesn't move in a straight line. Rates are only one piece of the puzzle. Home prices, inventory levels, and buyer competition all impact affordability.

✅ The best time to buy is when you are financially ready. And remember, if rates drop later and you qualify, refinancing could help you take advantage of future savings.

🔑 Focus on your goals, not just the rate.

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10/07/2026

Affordability is about more than mortgage rates. This week's Mortgage Monitor explores how monthly payments, financing options and transaction terms can help buyers evaluate the full financial picture. Read the latest article to learn more: https://ow.ly/8fMa30sZEEs

10/06/2026

🏡✨ Put your home's equity to work without touching your first mortgage!

Ameris Bank's Closed-End Home Equity Loan (HELoan) offers a fixed-rate, second-lien option that can help you renovate your home 🛠️, consolidate debt 💳, or cover major expenses 💡. Keep your low-rate first mortgage in place and enjoy predictable monthly payments with terms designed to fit your financial goals.

🔗 Learn more about our HELoan program: https://ow.ly/yacv30sZszm

📞 Ready to put your home's equity to work? Contact me today to see if a HELoan could be the right solution for your needs! ✨🏠💰

10/01/2026

Investing in rental property? DSCR loans qualify you based on your property's rental income, not your personal earnings. This makes them a smart option for real estate investors looking to grow their portfolio.

Learn more: https://ow.ly/PUrM30sZsxO

09/30/2026

🏡✨ Ready to buy your first home? We’re here to help make the journey easier!

From traditional mortgage options to down payment assistance programs, we offer solutions designed to help you achieve your homeownership goals. 🔑🏠

Whether you're just starting your search or ready to make a move, I can help you explore the options that may be available to you. 📞 Contact me today to learn more!

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Address

2710 Old Milton Parkway Suite 250
Alpharetta, GA
30009

Website

http://amerisbank.com/michaelcrane

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