Dominic Gutierrez Albuquerque Mortgage Loan Officer NMLS # 1279881/222955

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Dominic Gutierrez Albuquerque Mortgage Loan Officer NMLS # 1279881/222955 Mortgage Loan Originator NMLS #1279881 at New Mexico Mortgage Advisors - NMLS #222955

11/06/2026

10 things most buyers forget to check 👇

If you’re buying a house… don’t just look at how it looks
Look at how it lives

⭐️ 2 BIG ones first:

🚿 Run the shower — then check the ceiling below
Leaks don’t always show right away… this catches them fast

🌙 Visit at night
The same quiet street can feel VERY different after dark

👃 Open closets and smell them
Musty = moisture problems hiding

🐜 Check baseboards and outside walls
Tiny trails can mean big pest issues

⚡ Peek at the electrical panel
Burn marks or rust = red flag

🚽 Flush toilets at the same time
Hear gurgling? Could be sewer trouble

🎨 Look for fresh paint under sinks
Sometimes it’s hiding water damage

👀 Check behind toilets
Slow leaks can ruin floors over time

🏠 Walk the yard after rain (if you can)
Standing water = drainage problems

🧱 Pop into the attic
Smells or dampness = hidden issues

Pretty homes can hide expensive problems
Smart buyers look deeper

11/04/2026

My mind goes straight to work the second you reach out. Where you’re at, where you’re trying to go, and every option in between.

Okay… maybe not 30 options in 2 seconds, but I do pride myself on talking things through with you and making sure no question goes unanswered. 🧠✨

If you’ve been thinking about buying, refinancing, or want clarity, message me, let’s walk through it together.

11/03/2026

You holding out for 2% rates? That’s basically hoping for a time machine to show up in your driveway ⏳😂

Instead of waiting on the impossible, let’s explore what's possible today.

You’re not just buying a home — you’re choosing the space where your life unfolds. 🏡✨That’s why your mortgage matters ju...
10/30/2026

You’re not just buying a home — you’re choosing the space where your life unfolds. 🏡✨

That’s why your mortgage matters just as much as the right house.

It’s not about stretching your budget — it’s about setting yourself up to live, not just pay bills.

Let’s find a home and a mortgage that fits your life, not the other way around

Your home loan should work for you, not leave you stressed at the end of every month.The right mortgage doesn’t just fit...
10/29/2026

Your home loan should work for you, not leave you stressed at the end of every month.

The right mortgage doesn’t just fit the house…
It fits your lifestyle, your goals, and your future.

Within budget
Aligned with your income
Flexible and sustainable

Because owning a home should feel like a win, not a weight.

10/22/2026

Let's be honest...

Buying a home today comes with challenges that previous generations didn't face.

Higher home prices.

Higher rent.
Student loans.
Rising costs everywhere.

That doesn't mean homeownership is impossible.

It just means the path may look different than it did 20 or 30 years ago.

The good news is there are still options.

Low down payment programs.
Down payment assistance.
Strategies to improve your credit and buying power.

If buying a home feels out of reach, don't assume it is.

Find out where you stand and build a plan from there.

A lot of future homeowners are closer than they think.

Send me a message and I can help show you where you're at.

10/21/2026

Most buyers spend 30 minutes inside the house... and only 30 seconds looking at the neighborhood.

That's a mistake.

You can remodel a kitchen.
You can paint the walls.
You can't remodel the neighborhood.

Before you fall in love with a house, take a few minutes to check these things:

Parking – Are cars lining both sides of the street every day? That could become your daily headache.

Neighboring Homes – Peeling paint, overgrown yards, and neglected homes can affect your home's future value.

Noise – Visit in the morning, evening, and on the weekend. A quiet showing doesn't tell the whole story.

Multiple "For Sale" Signs – One isn't unusual. Several on the same street? It's worth asking why.

Street Lighting – Walk the neighborhood after dark. Does it feel safe and well-lit?

Traffic – Some neighborhoods become cut-through routes during rush hour. That means more noise and less peace.

What's Nearby – Look beyond the backyard. Rail lines, commercial buildings, or future developments can change the feel of the area.

The house is only part of the investment.

The neighborhood is what you'll live with every single day.

Thinking about buying? I'd rather help you choose the right neighborhood before you choose the right house.

10/19/2026

Got my eye on the perfect home — and my pre-approval’s ready to strike!

Getting pre-approved before house hunting means you can move fast and confidently when your dream home hits the market.

If you’re thinking about buying your first home, here are a few things I wish EVERY buyer knew sooner.Talk to a lender b...
10/12/2026

If you’re thinking about buying your first home, here are a few things I wish EVERY buyer knew sooner.

Talk to a lender before you start looking.
You don’t need to have everything figured out first. That conversation can help you understand where you stand and what your next steps could be.

Have the money conversations early.

Know what monthly payment YOU are comfortable with — not just what you may qualify for.

Be careful with big financial changes.

A new car, credit card, job change, or moving money around could affect your loan. Always talk to your lender first.

Your income isn’t the only number that matters.

Your debts, credit, savings, and other parts of your finances can all play a role.

And most importantly…
Don’t count yourself out before you ask.

You may be ready now, or you may need some time to prepare. Either way, knowing is better than guessing.

Loan programs, guidelines, and requirements can change, and everyone’s situation is different. Thinking about buying? Let’s talk through what YOUR next step could look like.

10/06/2026

It’s important to note that these are example numbers, and everybody will have their own unique situation. Loan options, rates, costs, and requirements can vary.

Save this post for later! 💾🏡

If you’re thinking about buying your first home, you may have heard:

“You need to put 20% down.”

But that isn’t always the case.
Depending on your situation and the loan programs available to you, you may be able to buy with less than 20% down.

And putting MORE money down doesn’t always lower your monthly payment as much as you might expect.

For example, an extra $10,000 down could change your payment differently depending on your interest rate, loan type, taxes, insurance, mortgage insurance, and other costs.

That’s why I don’t want you choosing a down payment based on a random number you saw online.

Sometimes putting more down makes sense.
Sometimes keeping more money in savings makes sense.
It depends on YOU.

📩 Want to compare a few down payment options and see what the numbers could look like? Send me a message!

Address

4811B Hardware Drive NE, Suite 1
Albuquerque, NM
87109

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 5pm
Sunday 9am - 5pm

Telephone

+15055395509

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