SG Property Insights

SG Property Insights Helping buyers and owners understand Singapore property —
from market trends to real decision-making insights.

26/08/2026

Singapore property deals just hit $34.7 billion — in half a year. That already beats the $34.3 billion recorded for all of 2025. But here's the catch — buyers and sellers still can't agree on price. Lower borrowing costs are pulling more sellers into the market, boosting confidence. CICT bought Paragon mall for $3.9 billion, IOI grabbed Asia Square Tower 2 for $2.476 billion. Private home prices climbed, but HDB resale prices just dropped for a second straight quarter. HDB upgraders want more space — three and four bedroom homes are staying in demand. Which side are you on right now — buyer or seller? Tell me in the comments.

24/08/2026

HDB just raised the BTO income ceiling to $16,000 — the biggest jump since 2019. BTO ceiling moves from $14,000 to $16,000, and EC ceiling from $16,000 to $18,000. This is only the fifth revision since 2001 — increases usually come once every four years. At $16,000, a buyer can now borrow up to $909,000, up from $795,700 before. But raising the ceiling isn't free — lower-income buyers now face tougher balloting odds. Only ECs with land tenders closing on or after August 24, 2026 get the new $18,000 ceiling. Three upcoming EC launches, including one at Senja Close, still fall under the old $16,000 ceiling. Families with kids also get an extra ballot chance per child from February 2027, and the next BTO exercise is pushed to November. Which change actually moves your numbers — drop your income bracket below and I'll break it down.

23/08/2026

PM Wong just raised the BTO income ceiling to $16,000 a month. BTO jumps to $16,000, ECs to $18,000, and singles to $8,000. Singaporeans are marrying later and earning more before they settle down. But the new EC ceiling only applies to tenders launched after August 24. From February, families get 1 extra ballot chance per child, with no cap. November's BTO launch offers 7,960 flats in six towns, from Tengah to Yishun. Think you now qualify? Comment BTO and I'll break down your numbers.

20/08/2026

Five siblings run this developer, and none of them planned it that way. One by one, each sibling joined exactly when the business needed their exact skill. Design, marketing, construction, buyer relations, strategy — five roles, five siblings. Growing up in a family of nine taught them how to share space, and when to retreat. Every home they build borrows from Blue Zones — spaces designed for movement, nature and longevity. Panther sat below street level near a reservoir — buyers passed on it, until one saw exactly himself in it. They'd rather say no to ten sites than build on the wrong one. Four new houses are coming — a yacht-inspired villa, a French vineyard bungalow, and more, each with its own identity. One home at a time, they're building houses meant to be passed down for generations.

18/08/2026

Home prices are climbing again in 2026, but fewer homes are actually selling. Developers sold about 9,000 new private homes this year, down from 10,815 in 2025. Private home prices are still set to rise 3 to 4 percent for the whole of 2026. It's not just confidence. Mortgage rates dropped from their 2023 peak to just 1.4 to 1.7 percent. Million dollar HDB flats are rising too: 491 sold last quarter, up from 411 before. And two policy shifts just made moving between private and HDB homes a lot easier. Curious how these changes affect your next move? Drop your question below.

14/08/2026

A bungalow on Oriole Crescent just sold for $23.8 million. That's $1,955 psf, and the first deal on that street in two years. But condos had a bigger surprise — a Leedon Residence seller pocketed $3.75 million. The five bedder went for $14.3 million, or $3,040 psf. Over at Grange Residences, one unit just reset the record at $3,786 psf. That beat the old high of $3,611 psf, for a $10.8 million sale. Meanwhile a Boon Tiong Road flat hit nearly $1.69 million, the top HDB deal. And Treasure At Tampines led rentals again, with 55 leases signed. Which deal surprised you most?

13/08/2026

Over half of HDB owners want to upgrade, but most are skipping the CCR entirely. RCR condos lead at 18.3%, OCR close behind at 15.7%, CCR trails at just 7.2%. But here's the catch — the city fringe isn't cheap, it just feels more familiar. Ninety two percent of upgraders are budgeting below $2.5 million, most around $1 million to $1.5 million. Turns out over half of new CCR homes last year sold for under $2.5 million too. Meanwhile, only 37.7% still see ECs as relevant, down sharply from 44.6% in 2024. If you're weighing an upgrade, comment REGION and I'll break down what fits your budget.

11/08/2026

Mortgages just fell from 3% to 1.4% — and it flips the buy vs rent math. Best fixed home loans went from about 3% in 2024 to just 1.40% now. Rents haven't dropped — they've just stopped climbing at four thousand three hundred a month. Renting this condo truly costs 4,500 a month. Buying it truly costs about 2,540. But buying locks you in — sell within four years and stamp duty bites hard. Renters face their own trap too — lease lotteries, moving costs, and rarely investing the savings. Five year horizon and you survive a 3% stress test? That's your green light to buy. Want your own numbers run before this rate window closes? DM me your rent and budget.

09/08/2026

Notice the unblocked greenery views and custom carpentry in this move-in ready home. Beautifully renovated dining area with sleek custom dry kitchen cabinetry, generous countertop space and a stylish breakfast bar — perfect for everyday dining and entertaining. A good-sized kitchen with great potential — customise the countertops, cabinetry and finishes to your preferred colours and materials for a fresh, modern transformation. The master suite's huge window frames that unblocked greenery view perfectly and additional built in wardrobe with a dressing table. The other bedroom offers direct balcony access with lush greenery views. See how furniture transforms this bedroom
3 that allow a queen size bed with its large floor-to-ceiling windows. A flexible space, perfect as a single bedroom, study, or guest room. Unwind on this spacious balcony with lush greenery.

08/08/2026

Divorcing in Singapore? Your flat doesn't just split fifty fifty. There are three ways to split it: sell it, transfer it, or buy out the other share. Divorce before MOP ends? You'll owe Seller's Stamp Duty on your own share. On a five hundred thousand dollar share, that's a twenty thousand dollar bill. No loan left? He still needs one hundred twenty five thousand in cash and CPF upfront. Still got a loan? Now he's part buying, part refinancing his own mortgage too. That new loan can balloon to six hundred seventy five thousand dollars total. Courts don't assume equal contributions — one spouse can end up with more. Working through a split like this? DM me and I'll walk you through your numbers.

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