Averroes Wealth

18/07/2026

17/07/2026

In this age of overwhelming content online, it is important to be able to filter out noise and hype.

We see contents like:
• what insurance policies to buy or not to buy
• what type of investments to put your money in and what to avoid
• basic “pillars” of legacy planning (which perhaps the creator confuses with estate planning)

Hence the value of professional advisory: to help you understand what you need based on your objectives, preferences and circumstances. And keeping things simple, so you can focus on other important matters in life.

After all, managing your wealth is simply 3 matters:
• Growing your wealth
• Protecting your wealth
• Preserving your wealth

Everything else is details.

Farhan Samsudin Averroes Wealth

08/07/2026

We have various metrics to measure numbers but how do we measure purpose and trust?

We have seen people who deliver numbers but leave because it does not serve or align with their purpose.

Worse when some adopt toxic traits to achieve their numbers, while disrupting the synergy of the team.

I have always appreciate Simon anchoring on purpose, “Start with Why”. Purpose keeps you in the business, in doing what you do, amidst the struggles and challenges.

19/06/2026

Dollar Cost Averaging (DCA) is often mentioned as an investing strategy especially for laymen to manage risk.

Some would recommend DCA into equities as over the long term, it manages or even “lower” the risk. I don’t quite agree; it still goes back to individual client/investor’s risk aversion.

Here I illustrate 3 generic approaches especially for the general public in accordance to their risk aversion.

16/06/2026

At the break of dusk, Muslims welcome the new month of Muharram, and the new year.

Wishing all our Muslim friends and clients a blessed New Hijri Year 1448!

16/06/2026

Managing one’s wealth anchors on 3 pillars:
• Risk management
• Growth or accumulation
• Legacy transfer

Various strategies can be adopted to suit one’s preference & risk aversion, ultimately creating a structure that works for you.

16/06/2026

The Straits Times Forum has published IFPAS’ letter, “Balanced discussion needed on retirement advice”.

Public discussions on CPF LIFE, ILPs, retirement planning and financial advice are important, especially when they concern consumer understanding, suitability and trust.

IFPAS supports clear, responsible and suitable financial advice. Where advice is unsuitable, unclear or misleading, such concerns should be taken seriously and addressed through the proper channels.

At the same time, public discussions should remain fair, balanced and constructive. Singapore’s financial advisory profession comprises practitioners across different advisory models and distribution channels, many of whom serve clients with professionalism, care and commitment.

Protecting consumers and upholding the integrity of the profession must go hand in hand.

IFPAS will continue to support professional development, financial literacy and constructive engagement with stakeholders to strengthen public trust and raise standards in financial advice.

Read the ST Forum letter here:
https://www.straitstimes.com/opinion/forum/forum-balanced-discussion-needed-on-retirement-advice

12/06/2026

Understanding fund allocation in investing.

More often than not, we get caught up with “noise” and hype on what to invest in. Especially with many “investment influencers” on social media, who may not be licensed financial advisers.

It is important to go back to basics to understand what you are investing in.

In advising clients, I usually anchor on:
• region
• sector
• asset type

It helps clients understand how their portfolio is structured according to their risk profile.