Farhan Samsudin

04/09/2026

Do you get a Retirement Income policy or an Investment portfolio to plan and provide for your retirement needs?

What are the pros and cons of each?

Here’s an infographic to help you better understand what suits you best.

24/08/2026

2 ways of growing/investing your CPF: which suits you?

Do note you can only invest what is in excess of:
• $20,000 for Ordinary Account
• $40,000 for Special Account

19/08/2026

Amongst my Q3 tasks, other than reviewing fund selection & recommendation, is to reflect the team I am rebuilding.

The hardest part is to acknowledge that we are imperfect to begin with, in order to address our own shortcomings.

“The culture you get is the behaviour you tolerate.” Harriet Johnson. And similar variations by others.

Gary Vee’s variation goes “Culture isn’t what you preach. It’s what you permit.”

And he provides a framework for it for team-building.

Farhan Samsudin

19/08/2026

I thought I joined Toastmasters to be a better speaker. Over the years I realise it is about effective communication and leadership development.

Some would have heard my story of that fateful afternoon in early 2021 when Terence Nunis, DTM called me out of the blue.

“Farhan, I remember you were sharing with me that you are looking for a breakthrough. Come, join Toastmasters.”

Indeed I was looking for a breakthrough. To be fair, I did not specify the kind of breakthrough. I was naive; I said yes. Not knowing what I was getting myself into.

“You should take Visionary Communication as your first pathway. Because you’re building a team (of financial advisers), you need to be able to articulate your vision.”

Over 5 years, I grew into various roles:
• Club Officer: VP Public Relations, VP Membership, Club President
• District Officer: Area Director, Division Director

All at the push and mentoring of Terence and several other senior Toastmasters.

It is indeed a leadership development program on top of effective communication skills, especially when you have the right mentors and seniors to guide and advise you.

And it is time I pay it forward, in developing younger leaders and effective communicators.

An effective communicator may not be a leader but a leader is an effective communicator.

And at Awesome Toastmasters Club, we bring out that awesomeness in you.

Farhan Samsudin
Club President (2025/2026),
Awesome Toastmasters Club
Division Director (2025/2026),
D80 Division M Toastmasters

09/08/2026

As we celebrate Singapore's 61st birthday, we reflect on the people, resilience, and shared spirit that continue to shape our nation. 🇸🇬

Here's to embracing new possibilities and building an even brighter future together.

Happy National Day!

26/07/2026

The philosophy of Averroes, Thomas Aquinas and their relevance today in addressing modern issues such as AI.

I like to play with AI in engaging ideas and concepts, and simplifying them into infographics and mind maps. It helps to better grasp the subject.

Today I extended my “play” to philosophy and its relevance today.

I identify closely with Averroes, naming my team Averroes Wealth. The idea is to be knowledge and values driven, and embracing diversity.

This infographic brings it to another level: to develop critical thinking.

It’s relevant to our role as financial advisers. Amidst all the noise and hype in the age of overwhelming information (especially with AI), we need to develop critical thinking to cut thru the noise and be able to provide sound advice to our clients.

More importantly, sound advice differs between individual clients in addressing their needs and objectives in managing and growing their wealth. Rather than a “template recommendation” which some “advisers” adopt to facilitate sales and hit KPIs. Or fin-fluencers, for that matter.

Idealistic? Perhaps. But that is what sound advice should look like: individualised.

18/07/2026

18/07/2026

I was supposed to be in a wedding this morning. Unfortunately I had a panic attack.

Fortunately it wasn’t my wedding. 😂

Jokes aside, sometimes people confuse anxiety attack with panic attack; they are not the same.

While a panic attack is not predictable, it is manageable. We learn to manage it as it happens.

Stay strong, remember to breathe. This will pass. 🙃

17/07/2026

In this age of overwhelming content online, it is important to be able to filter out noise and hype.

We see contents like:
• what insurance policies to buy or not to buy
• what type of investments to put your money in and what to avoid
• basic “pillars” of legacy planning (which perhaps the creator confuses with estate planning)

Hence the value of professional advisory: to help you understand what you need based on your objectives, preferences and circumstances. And keeping things simple, so you can focus on other important matters in life.

After all, managing your wealth is simply 3 matters:
• Growing your wealth
• Protecting your wealth
• Preserving your wealth

Everything else is details.

Farhan Samsudin Averroes Wealth

16/07/2026

ChatGPT knows me well.. documenting, illustrating and reaffirming my life purpose.

And interestingly, tonight’s Awesome Toastmasters Club meeting and Exco installation is themed “Poor life choices”.

And I’ve never regretted joining Toastmasters.

Neither have I regretted “accidentally” joining the financial services industry.

Every legacy begins with a decision.

I’ll see you later this evening.

I can now sleep peacefully.. 😇

Farhan Samsudin
Club President (2025/2026),
Awesome Toastmasters Club
Div Director (2025/2026),
D80 Division M Toastmasters

Founder, Averroes Wealth