Clema Risk Solutions

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Cléma Risk Solutions is an insurance intermediary offering digital solutions to help small and medium companies select the best coverage for their business needs.

Most companies find out their benefits plan has gaps at the worst possible time — renewal.By then, you're reactive. The ...
29/04/2026

Most companies find out their benefits plan has gaps at the worst possible time — renewal.

By then, you're reactive. The leverage is gone. And you're signing off on another year of costs that don't reflect how your team actually works or what they actually need.

That's why we built this audit framework around 5 areas we consistently see overlooked: usage patterns, regulatory alignment, organizational fit, wellbeing quality, and administrative burden on your HR team.

Medical inflation isn't slowing down. But a well-audited plan puts you back in control of the conversation, before your insurer sets the terms.

If any of these resonate, let's talk. We offer a free audit for businesses that want clarity before renewal season hits.

We're starting the week by sharing a glowing review from one of our clients. When our client sat down with us, we made s...
27/04/2026

We're starting the week by sharing a glowing review from one of our clients.
When our client sat down with us, we made sure they walked away with a full picture — benefits, exclusions, practical points, and answers to every question they had.

Because informed clients make better decisions, and that's always the goal.

Shoutout to our Prithika for making this such a positive experience. This is the Cléma gold standard of service. 🙌

Ready to have a partner who's there with you all the way? Let's talk.

Economic pressure has a way of forcing clarity. When every cost line is being scrutinised, the reflex is to look for wha...
22/04/2026

Economic pressure has a way of forcing clarity. When every cost line is being scrutinised, the reflex is to look for what to cut. The smarter move is to look for what to redesign.

That window before renewal cycles is the best time to step back and ask whether your current benefits structure is still doing the job it was built for. Not to reduce what employees receive, but to make sure what they receive is actually landing.

Is your benefits program still built for the workforce you have today?

If that question is worth exploring, read our latest blog article "Your Employee Benefits Program Is Due for a Reality Check." And book a free consultation with the Cléma team today.

Link to the article in the comment section below.

15/04/2026

Employee benefits should feel simple, relevant, and actually helpful. That’s what we’re here for.

At Cléma, we make it easier to care for your people in ways that matter.

Reach out to us and let’s build something your employees will actually value.

08/04/2026

You don’t need more perks.

You need an advantage that people can feel.

That’s what separates companies that attract talent… from those that chase it.

And it’s usually hiding in plain sight.

Message us if you want a quick, honest look at where your advantage actually is—and where it’s not.

05/04/2026

Hoping your Easter is 'egg-stra' special!

Happy Easter to all our families, friends, and followers!🫶

Are you tired of making all the decisions about your company’s employee benefits?Don’t you wish someone could just pick ...
01/04/2026

Are you tired of making all the decisions about your company’s employee benefits?

Don’t you wish someone could just pick the right insurance broker for you and call it a day?

Introducing Cléma Match™.

The only “dating app” where HRs and brokers are paired based on pure gut feel, strong vibes, and a highly selective Feelings Committee.

No endless swiping. No overanalyzing proposals. Just instant chemistry. 🫶

Because sometimes, choosing an employee benefits partner feels less like a procurement process and more like finding the one you can actually trust.

Cléma Match™ is live — free download, today only!

Happy April Fool’s Day from Cléma Risk Solutions. 🤡

(We still believe the right match matters, even if we take a more thoughtful approach than this). 😉

20/03/2026

Gratitude, unity, and celebration.
From all of us at Cléma, we wish everyone a safe, joyous, and peaceful Eid-al-Fitr.

Eldercare, fertility, pregnancy loss, menopause — how many of these does your benefits package actually cover?We talk to...
18/03/2026

Eldercare, fertility, pregnancy loss, menopause — how many of these does your benefits package actually cover?

We talk to a lot of employers about benefits, and most packages were designed around maternity and not much else. These topics are real, common, and largely unaddressed in standard benefit frameworks, and other markets are already moving on them.

For Women's Month, we looked at what's missing, what Singapore employers can realistically do, and where the rest of the world is heading.

Link to the article below.👇

11/03/2026

Every business video about exactly that, and about what 20 years of answering them looks like in practice.

Give it a watch. We'd love to know what your "What if?" is.

The women in your office carry more than their job descriptions.This  , we let the numbers speak: on pay, savings, safet...
09/03/2026

The women in your office carry more than their job descriptions.

This , we let the numbers speak: on pay, savings, safety, and what happens when someone finally shows up for them.

A portion of Cléma's revenues goes to WomenInNeed, an NGO in Sri Lanka doing exactly that.

Want to contribute directly? Their doors are open.

Swipe through the carousel. Share if it moves you.

Address

883 North Bridge Road Southbank Building
Singapore
198785

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