The Financial Astronaut

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The Financial Astronaut

Building wealth with a purpose 🚀
My habits on Asiaone
My story on Yahoo Finance
SG 🇸🇬

02/11/2026

I don’t want 2026 to end with a list of things I’ll do next year.

I want to spend these 9 Mondays on purpose.

Some will still be ordinary. The difference is that now I’m counting them.

30/10/2026

When will you reach S$1M on your salary? 🚀

Save 20% a month at 6% a year and the wait runs from 37.3 years at S$3,000 a month to 18.8 years at S$12,000.

Swipe to find your level:
L1 · S$3,000 → 37.3 years
L2 · S$5,000 → 30.0 years
L3 · S$8,000 → 23.8 years
L4 · S$12,000 → 18.8 years

The biggest lever is your savings rate. Saving 20% instead of 10% cuts roughly 9 to 11 years off every timeline.

Which level are you? Drop L1, L2, L3 or L4 below 👇

Save this post and send it to a friend who needs to see their number.

28/10/2026

If you reviewed your finances today, could you state the purpose of each dollar?

Whether you are building an emergency reserve, investing through CPF, SRS, or the market, or saving toward a property purchase, each pool of money serves a distinct role. Problems arise when those roles blur.

Take a moment this week to define them. The clarity is worth more than any single investment decision.

26/10/2026

A few weeks ago I caught myself doing the maths on a plate of chicken rice. Not because I couldn’t afford it. Because I remembered when it was $3.50, and somehow I felt poorer even though I earn more than I ever have.

That’s when it hit me.

I got the raise. I got the better title. I did everything I was told would work. And I still didn’t feel ahead.

I used to blame myself. I thought I was lazy, or bad with money, or just not trying hard enough. I wasn’t. My payslip went up, but so did everything standing next to it. What it costs to live. How many people want a piece of my day. How hard it is to focus on one thing. What counts as “good enough” at work. Even how long my body takes to recover after one bad night.

Six things, all going up quietly, and nobody warned me.

So I stopped chasing the number. I started watching the rate. That one change is the reason I finally stopped feeling behind.

Swipe through. See how many of the six you recognise.

Which one hits you hardest? Tell me in the comments. 👇

23/10/2026

Same CPF rules, but a $670K gap by 55. 👇

What does your CPF balance look like at 30, 40 and 55? Here’s the illustration, starting from age 25:

$5,000/month: about $122K at 30, $433K at 40 and $1.13M at 55
$8,000/month (the CPF ceiling): about $195K, $688K and $1.80M

CPF is 37% of wages (20% from you, 17% from your employer), charged on wages up to $8,000 a month. Your real balance is usually lower, because many of us use our Ordinary Account for housing.

Swipe through to see how the split changes at each age, and what happens when your Retirement Account opens at 55.

📌 Save this post to compare at your next milestone.

21/10/2026

Money is a mirror. It shows what you value, what you fear and who you are when no one is watching. 🪞

A raise won’t change you. It will amplify you. So the real work is learning to handle a little before you’re handed a lot.

Define your “enough.” Build small habits. Let your money follow your values, not your insecurities.

Save this post and read it again before your next big purchase.

19/10/2026

What do Colonel Sanders, James Dyson and Tupac have in common? 🤔

They all got rejected over and over again, and NONE of them stopped.

Now think about a career in financial advice.

The first few months can be the same. Getting ignored on the phone, being told "perhaps next year" and not getting any meetings. Most people give up at this point, not because they can't do the job, but because nobody taught them how to get past this hurdle.

This is why we created The Financial Astronaut. 🚀

Here's what we offer:

🔹 9 month training program
🔹 Easy to follow system
🔹 Income that increases the more value you bring to your clients
🔹 Supportive team from day one

We're hiring financial advisors right now, and you don't need to learn the hard way.

💬 Interested? Comment "ASTRO" or message us directly.

📌 Know someone who'd be good at this? Save the post and send it to them.

Tell us in the comments: which part would be the hardest for you? Pick 1, 2 or 3 from slide 6.

16/10/2026

Did you know: An investor in the US or UK loses 15%–20% of their long-term growth to capital gains tax, while a Singapore investor keeps 100%.

Do you think Singapore will ever introduce a Capital Gains Tax in the future?

14/10/2026

Hard work will not make you rich. No one is going to pay you for your efforts.

They pay you for what you own, what you have developed, and what problems you have solved.

A salary is a lifeline, a shackle, and a limitation of your imagination. You stop begging for raises, start developing something people are willing to pay for. Security is not a job description; it's leverage.

Save this for the next time you feel like you're working for nothing.

09/10/2026

How much do you need to earn each month to be in Singapore's top 5%? About $22,500, including employer CPF.

That's roughly $270,000 a year, close to 4× the typical worker ($5,775). And no, you won't take it all home. After tax and CPF, expect about $17,000 in your account.

Swipe to find your number.
Save this, and send it to someone who'd love to know theirs.

Sources: MOM 2024–25, SingStat 2025.
The top 5% line is an estimate (sources range $21K–$24K a month).
Take-home is an estimate for a single resident.

Address

Singapore

Website

https://onegoodcard.me/profile/clyde

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