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Monday 8am - 5pm Tuesday 8am - 5pm Wednesday 8am - 5pm Thursday 8am - 5pm Friday 8am - 5pm Saturday 9am - 1pm

Loan Market Lisa Meredith

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Loan Market Lisa Meredith

https://www.loanmarket.co.nz/brokers/lisa-meredith/disclosure-statement

04/06/2026

Staring at your banking app trying to guess where interest rates are heading next? You’re definitely not alone.

If your fixed rate is coming up for renewal over the next few months, it's natural to have a few questions about what the current lending landscape looks like.

Getting a head start simply gives you time to look at the options with clarity before your deadline arrives. If your fixed term is winding down, let’s connect for a no-obligation chat.

03/06/2026

Lisa's Finance Update💰
𝙒𝙝𝙖𝙩 𝙖𝙧𝙚 𝙔𝙤𝙪𝙧 𝙊𝙥𝙩𝙞𝙤𝙣𝙨 𝙒𝙝𝙚𝙣 𝙩𝙝𝙚 𝘽𝙖𝙣𝙠 𝙎𝙖𝙮𝙨 𝙉𝙤?

Have you ever been told "no" by the bank and wondered where to go next?

Many Kiwis assume a declined loan application means their property plans need to be put on hold. The reality is that there may be other options available.

In this week's update, I take a closer look at Non-Bank lenders, who they can help, and why they're becoming an increasingly important part of the lending landscape. Whether you're self-employed, have a unique income structure, or have faced credit challenges in the past, there may be pathways available that you haven't considered.

I also explain how many borrowers use Non-Bank lending as a stepping stone before transitioning back to a mainstream bank in the future.

If you've been told "no" by a bank, don't assume that's the end of the conversation.

Click on the link below to read this week's update and find out more.
https://linktr.ee/lisameredith_mortgageadviser

Please feel free to reach out or share with anyone that may need a hand. ✨

Cheers, Lisa 📲 021 882 813

28/05/2026

We are grateful for the kind words and the trust our clients place in us every day! 🙏

Looking for an expert adviser who can help you navigate your options and keep things simple?

Let’s connect today to discuss how we can help.

19/05/2026

Lisa's Finance Update💰
𝙏𝙝𝙚 𝙄𝙢𝙥𝙖𝙘𝙩 𝙤𝙛 𝘽𝙪𝙮 𝙉𝙤𝙬, 𝙋𝙖𝙮 𝙇𝙖𝙩𝙚𝙧 𝙤𝙣 𝙔𝙤𝙪𝙧 𝙈𝙤𝙧𝙩𝙜𝙖𝙜𝙚 𝘼𝙥𝙥𝙡𝙞𝙘𝙖𝙩𝙞𝙤𝙣.

Buy now pay later services can be convenient for everyday purchases, but they may have a bigger impact on your home loan application than many people realise.

In this week’s update, we take a look at how services like Afterpay, Laybuy, and Zip can affect your borrowing power and what first-home buyers should know before applying for a mortgage.

Click on the link below to read this week's update and find out more.
https://linktr.ee/lisameredith_mortgageadviser

Please feel free to reach out or share with anyone that may need a hand. ✨

Cheers, Lisa 📲 021 882 813

18/05/2026

Hearing that we’ve made a difference for our clients is the best reward we could ask for! 👏

Whatever your financial goals look like, we’re here to help you move forward with confidence.

Ready to get started? Get in touch for a chat today! ☎️

17/05/2026

Shoutout to every parent who let a school zone map guide their property search. Zero regrets. All heart. 🏠

With many schools opening their 2027 enrolment applications this month, we know the "zoning" conversation is happening at dinner tables across Aotearoa right now.

Whatever your ambition, whether it's getting into a specific zone or just finding more space for a growing family, we're here to help you make it happen.

Let's chat about your next move.

13/05/2026

It might feel like just another chore, but staying on top of your due dates is actually one of the easiest ways to keep more money in your pocket.

Here’s why your future self will thank you:

🚫 Avoid unnecessary fees. In NZ, late fees for utilities or phone bills often sit around $15 to $20, which can add up quickly if multiple bills are missed.

📉 Save on interest. Staying current means you aren't paying extra interest on top of things you’ve already purchased.

🏠 Protect your credit history. Consistent, on-time payments are a significant factor in your credit record. A strong history helps when it’s time to apply for a major goal, like a car or a home.

🤸‍♀️ Reduce "did I pay that?" anxiety. Handling bills early gives you peace of mind and a clear headspace for your bigger financial goals.

Setting up Direct Debits or Automatic Payments is an effective way to stay organised, you can simply set them up and watch your progress grow.

How are you staying on top of your financial goals this month? 👇

06/05/2026

Staying informed is the best way to navigate the current property market.

According to the latest Cotality data, sales are slowing, rents are shifting, and global events are moving the dial on mortgage rates.

Whether you are looking at your first home, managing a rental portfolio, or reviewing an existing mortgage, understanding the current data helps in making informed decisions.

Swipe for the latest insights on property values, buyer groups, and the rental market. 🏡

05/05/2026

Lisa's Finance Update💰
𝙃𝙤𝙬 𝙩𝙤 𝙂𝙚𝙩 𝙔𝙤𝙪𝙧 𝙆𝙞𝙬𝙞𝙎𝙖𝙫𝙚𝙧 𝙊𝙪𝙩 𝙞𝙣 𝙏𝙞𝙢𝙚 𝙩𝙤 𝙋𝙖𝙮 𝙔𝙤𝙪𝙧 𝘿𝙚𝙥𝙤𝙨𝙞𝙩: 𝘼 𝙇𝙞𝙩𝙩𝙡𝙚 𝙂𝙪𝙞𝙙𝙚 𝙛𝙤𝙧 𝙁𝙞𝙧𝙨𝙩 𝙃𝙤𝙢𝙚 𝘽𝙪𝙮𝙚𝙧𝙨.

Buying your first home is exciting, but there are a lot of moving parts to manage along the way. One of the biggest things first home buyers need to get right is timing their KiwiSaver withdrawal so funds are available when needed.

In this week’s update, we break down the KiwiSaver first home withdrawal process step-by-step, including what documents you’ll need, when to apply, and how to avoid delays that could impact your purchase.

A little planning early on can make the process much smoother when you find the right property.

Click on the link below to read this week's update and find out more.
https://linktr.ee/lisameredith_mortgageadviser

Please feel free to reach out or share with anyone that may need a hand. ✨

Cheers, Lisa 📲 021 882 813

21/04/2026

Lisa's Finance Update💰
𝘾𝙡𝙞𝙢𝙗𝙞𝙣𝙜 𝙩𝙝𝙚 𝙋𝙧𝙤𝙥𝙚𝙧𝙩𝙮 𝙇𝙖𝙙𝙙𝙚𝙧: 𝘼 𝙂𝙪𝙞𝙙𝙚 𝙤𝙣 𝙃𝙤𝙬 𝙩𝙤 𝙐𝙥𝙜𝙧𝙖𝙙𝙚 𝙩𝙤 𝙔𝙤𝙪𝙧 𝙉𝙚𝙭𝙩 𝙃𝙤𝙢𝙚.

Thinking about upgrading your home in 2026? This week’s update breaks down what you need to know before you make your next move.

We cover how to understand your current equity position, when bridging finance might be useful, and how lending rules like debt to income ratios can impact your options. We also look at smart ways to structure your new mortgage and much more.

If you’re planning your next step on the property ladder, this will help you get clear on what to expect and how to prepare.

Click on the link below to read this week's update and find out more.
https://linktr.ee/lisameredith_mortgageadviser

Please feel free to reach out or share with anyone that may need a hand. ✨

Cheers, Lisa 📲 021 882 813

Address

3/2 Kingsland Terrace
Ponsonby
1020

Opening Hours

Monday	8am - 5pm
Tuesday	8am - 5pm
Wednesday	8am - 5pm
Thursday	8am - 5pm
Friday	8am - 5pm
Saturday	9am - 1pm

Telephone

+6421882813

Website

https://adviser.loanmarket.co.nz/lisa-meredith

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