Mybroker.nz

24/10/2025

We helped 1479 New Zealanders buy their first home last year a milestone worth celebrating.

At SBS Bank, we know it’s more than just a home loan. It’s a future, a foundation, and a place to call your own. We're proud to walk alongside our Members every step of the way.

24/10/2025

Speaking of actual banks - 3.99% for 12 months for First Home Buyers is back on the table (conditions apply) with one of our smaller Canstar Award Winning local banks. This is market leading!!! Reach out if you are a First Home Buyer (or know of anyone looking to buy their first home - or maybe even someone in a similar position as a First Home buyer (commonly referred to as the "Split-a-saurus"). The banks interest rates are dropping! Get in touch with us today.

24/10/2025

There have been some big developments over the last few weeks. A large 0.50% cut to the OCR has all of the banks cutting interest rates! Projections indicate another cut will take place next month in the final OCR announcement for the year. There is a lot of commentary that we are nearly at the bottom of the cycle. If you look to the charts (thanks Kelly Eckhold - Westpac), it should stay low for 12 months to let these cuts filter through into the system (ie - to anyone that has any lending in place). It sure is a slow recovery, and if anyone needs some loan structure/money saving tips, do get in touch. Things will get better ;-)

26/08/2025

Struggling to get on the housing ladder as an individual/couple? There are a couple of banks that are happy to step up and help 4 applicants on the one loan application. Talk to us today if this could help you into your new home!

20/08/2025

As predicted - the RBNZ has cut the OCR again by 0.25% down to 3%. Their monetary Policy Statement indicated that there will be 2 further cuts before March 2026. A couple of the main banks have already started trimming their short term rates this week, and expect floating rates to be cut over the next week as well. Relief is on the way with falling interest rates, but it sure takes a long time before it filters through to all borrowers. The OCR peaked 12 months ago at 5.5%. These OCR cuts will take at least 18-24 months to filter through (from the peak) to the economy in full. Green shoots are starting to appear.......

Talk to us today for any home loan advice.

(Financial Disclosure document is available on our website - in this profile link)

15/08/2025

First Home Buyers - we have the first bank to drop below the 4% mark!!! - 12 months fixed = 3.99%.
(Requires 20% deposit or you meet the FHL Kainga Ora criteria for over 80%).

Super quick turnaround time with this bank too, as we are on their top brokers list 😀

Talk to us today!

11/08/2025

ANZ are first out of the blocks to cut interest rates this afternoon (effective from tomorrow). Obviously predicting a more than certain OCR cut in 9 days time.

Talk to us today for any loan maintenance/refixing advice and help!

06/08/2025

After today's unfortunate unemployment data release of another 16,000 people out of work (over the last 12 months), you can expect another OCR rate cut (0.25%) on 20 August. 100% of these cuts are expected to pass through to home loan floating rates, and the short-term fixed interest rates should see a small cut too.

Breaking out the crystal ball - the majority of main bank economists suggest another couple of cuts to go after this, as the economy isn't firing on any cylinders.

Most popular fixed rate - 12 months.

Talk to us today if you would like any personalized advice on your lending structure (it's free).

More official cash rate cuts could now be on the cards in a further bid to try and revive the economy, experts say.

05/08/2025

Are you a First Home buyer wondering if you are ready to start the house hunting journey?

The banks have wildly different packages, so make sure you reach out to us for comparison help on this one.

Walking into the wrong bank will cost you thousands of dollars more in repayments!

05/08/2025

If your partner accidently develops a bout of 'sudden acceleration syndrome', how would they be placed after your tragic passing?

https://www.msn.com/en-nz/news/other/man-72-died-after-being-run-over-by-his-wife-when-she-accidentally-pressed-the-accelerator/ar-AA1JTkux?ocid=msedgntp&pc=U531&cvid=3708ebfffe824ecbbdf05329efc6b8db&ei=11

Need a review? Or perhaps looking for some insurance pricing? We work with all the main insurance providers, reach out if you would like a quote.

A man was killed in a 'tragic accident' after his wife accidentally ran over him in a car park, an inquest heard.

30/07/2025

Coming up for a refix on your home loan? Switching banks can save you up to 1% on your new home loan rate when you factor in their cash gifts. 3,500 customers switched banks last month - message us if you'd like a free assessment.

https://www.rnz.co.nz/news/business/568390/switching-borrowers-are-cashing-in-how-you-might-get-20-000-from-your-bank?fbclid=IwY2xjawL2nqBleHRuA2FlbQIxMQABHpQoRI6Y4bX1LYpmNwW64BYJfNO3c8sdLv4v9fNMKfErvKESPZHKbkVMUNoz_aem_Nm9k88ZeyxpTNvNrccrmIA

More than 3500 borrowers switched banks in the month, accounting for nearly $2.5 billion in lending.

15/11/2023

Despite stretched affordability, high interest rates, and cost of living pressures, first home buyers (FHBs) in New Zealand continue to lead the market in purchasing activity, highlighting the continued strong appeal of having a 'foot on the ladder'.