Mortgage & Insurance Link Manawatu - Rangitikei

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Mortgage & Insurance Link Manawatu - Rangitikei

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https://www.mortgagelinkmanawatu.co.nz/publicly-available-disclosure

28/10/2026

We hope allergy season treats you gently this year.
Minimising contact is crucial, according to Allergy NZ. What’s growing in your garden is also worth a look: some imported plants produce far more pollen than our NZ natives.
🌱 Source: Consumer NZ, with advice from Allergy NZ
💬 Spring's a good reminder that health can change fast. Is your cover keeping up? Talk to your Insurance Link adviser.

26/10/2026

Interest rates are expected to keep rising due to ongoing inflation pressures. So, how long should you fix your mortgage rate for?
There’s no universal right answer. It depends on your circumstances.
📌 Fixing longer buys you certainty if rates keep climbing. But you could be stuck paying more if rates fall in the meantime. Selling your home before your fixed term ends could also mean a break fee.
📌 Fixing shorter may be cheaper for now, but you’re exposed to any interest rate rise sooner.
No one can say where interest rates are heading next. What we can do is help you make an informed decision based on your goals, needs and plans.
💬 Talk to your Mortgage Link adviser today.

21/10/2026

No single insurance policy fits everyone. Because no two situations are the same.
Your insurance cover should be tailored around your income, debts, goals and the people relying on you.
💬 Ready to talk it through? Your Insurance Link adviser can help you find the right level of protection for your circumstances.

19/10/2026

When the Official Cash Rate moves, not every bank passes on increases or savings at the same speed.
According to the FMA, new borrowers tend to have their rate lifted faster than existing customers: on average between 2 and 15 days, compared to 8 days to 5 weeks for existing bank customers.
💬 Worth comparing your options? Talk to your Mortgage Link adviser today.

15/10/2026

🏡 Thinking about buying an investment property?

Getting started in property investment can feel like a big step, but having the right information can make all the difference!

Jamie Booth - Mortgage Adviser recently sat down with Bridget Wade - Property Brokers to share 3 key things to think about when you’re ready to start exploring an investment property. 🔑

Whether you’re looking to build your property portfolio or take your first step into investing, it pays to understand your options and have a plan in place.

🎥 Check out their video for some helpful tips to get you thinking!

Have questions about financing an investment property? Our team is here to help you understand your lending options and work out what might be achievable for you.

📩 Get in touch with our team to start the conversation!

14/10/2026

Some types of insurance seem designed to complement each other.
💬 Would you like to create a well-balanced insurance plan? Your Insurance Link adviser is here to walk you through it.

12/10/2026

Looking at buying or selling property soon? This little guide's for you.
Learn about the four main sale methods in NZ and how to approach each one.
And don’t forget about the finance side. As always, we’re here to help you make well-informed decisions.
💬 Talk to your Mortgage Link adviser today.

07/10/2026

A good place to start? Think about how long you could cover expenses without an income.
From there, financial resilience is something you build over time: with the right insurance plan, mortgage structure and investment approach for your situation.
💬 Get in touch to talk about personal insurance. And for your mortgage or investments, our friends at Mortgage Link and Invest Link can help too.

05/10/2026

Are you on a fixed-term mortgage rate? It’s worth knowing what break fees could cost you.
A break fee may apply when you end your fixed-term mortgage early or pay it down too quickly. Two common scenarios:
💡 Paying extra on your fixed-term mortgage beyond your lender’s allowed limit.
💡 Selling your property and repaying the mortgage before your fixed term ends.
The amount depends on your lender and how interest rates have moved since you fixed.
💬 Want to learn more? Your Mortgage Link adviser is here to help you understand your mortgage conditions and avoid unexpected costs.

Address

251 Broadway Avenue
Palmerston North City
4414

Telephone

+64800954478

Website

https://advicelink.co.nz/client-facing#create-full/469/manawatuwebsitenavbar, https://www.mortgagelinkmanawatu.co.nz/pub

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