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Blueprint Finance New Zealand First home or fifth - Get top advice from NZ's premium advisers. Mortgages, Insurance, and KiwiSaver.

04/11/2026

Why this adviser loves revolving credit 🔄

"The greatest product in New Zealand banking, if you use it correctly." How snipping a fixed portion at each renewal grew a revolving credit to about $220k.

🎥 Full video on the Blueprint Finance YouTube channel: https://www.youtube.com/channel/UC8kBQhy1XIMkaV4EVHxXRPw

General information only, not financial advice.

03/11/2026

How a mortgage adviser structures his own mortgage 🏠

Two large fixed portions, fixed for two or three years, and banks that let him lift repayments in winter and drop them at Christmas. Madhav from Blueprint Finance on his own family home loan.

🎥 Full video on the Blueprint Finance YouTube channel: https://www.youtube.com/channel/UC8kBQhy1XIMkaV4EVHxXRPw

General information only, not financial advice.

01/11/2026

Rent or buy? A home that's yours 🏡

No one can tell you to move out. Why a mortgage-free family home is such a big goal, from Blueprint Finance mortgage adviser Madhav Bhandari.

🎥 Full video on the Blueprint Finance YouTube channel: https://www.youtube.com/channel/UC8kBQhy1XIMkaV4EVHxXRPw

General information only, not financial advice.

31/10/2026

5 years in, more of your repayment is yours 🔑

Five years on, rent has climbed to $750 a week, while more of your mortgage repayment goes off the loan: $1,075 a month in principal instead of $841.

🎥 Full video on the Blueprint Finance YouTube channel: https://www.youtube.com/channel/UC8kBQhy1XIMkaV4EVHxXRPw

General information only, not financial advice.

30/10/2026

What happens to your mortgage in 5 years 🗓️

Borrow $700,000 on a 30-year term, pay no extra, and five years later you owe about $643,000 with roughly the same weekly repayment. A mortgage adviser explains.

🎥 Full video live on the Blueprint Finance YouTube channel:

General information only, not financial advice.

29/10/2026

Rent tends to go up every year 📈

Rent rising $20–$30 a week every year turns $650 into about $750 within five years. Here's how it adds up.

🎥 Full video live on the Blueprint Finance YouTube channel:

General information only, not financial advice.

28/10/2026

Your rent is basically just interest 💸

Interest alone on a $700,000 mortgage is about $672 a week, close to $650 rent. The gap up to an $866 repayment is principal: money going into a home that's yours.

🎥 Full video live on the Blueprint Finance YouTube channel:

General information only, not financial advice.

27/10/2026

A $700,000 mortgage at 4.99% costs $866 a week. Rent is $650. So why would anyone buy? Here's the catch with renting.

🎥 Full video live on the Blueprint Finance YouTube channel:

General information only, not financial advice.

23/10/2026

💰 $19,400 a year. TAX-FREE. For almost every adult?

That's what the Opportunity Party is proposing with its Citizen's Income.

Under the policy, eligible New Zealand adults would receive approximately $370 per week, regardless of whether they're working.

But there's a catch. 👀

The payment would replace most existing benefits, and income tax brackets would also change.

TOP wants to fund the proposal through a new land value tax, shifting more of the tax burden from income onto land.

Could a universal Citizen's Income work in New Zealand?

23/10/2026

🏠 What if a political party WANTED house prices to fall 10–15%?

That's what the Opportunity Party is aiming for with its proposed land value tax.

Under TOP's proposal, urban land would attract an annual tax of 1.75%.

But there's more to the proposal. The land tax would help fund a $19,400 annual Citizen's Income for eligible adults, alongside changes to income tax.

Would you support a land tax if it meant potentially cheaper houses?

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